TVS Scooty Zest 110 Insurance

TVS Motors Company launched a strong, sturdy and pocket friendly TVS Scooty Zest 110 for the youth of the country. Indians have accepted and appreciated the TVS Scooty Zest 110 and made it one of the bestselling scooty in comparison to other scooters in this range. With the striking looks the scooty comes in wide range of trendy colors: terrific turquoise, daring black, dynamic white, powerful pink and fiery red.

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No matter how sturdy the scooter is, it is recommended to have it insured. Insurance is advisable to all two wheelers owner to safeguard from the uncertainties. With the increasing population, the numbers of accidents are increasing on the road. Nothing comes with guarantee, so everyone should prepare their selves from emergencies. Everyone can opt for insurances depending on the budget; there are economical insurances available in the market.

It is essential to have two-wheeler insurance for your TVS Scooty Zest 110 because it covers expenses in the event of any loss or damage caused to the insured vehicle. It also covers injuries or damage caused to a third-party vehicle, person and even pedestrians. You can buy a minimum of third-party two-wheeler insurance for your TVS Scooty Zest but it offers limited cover only. If you want to enjoy extensive benefits then comprehensive two-wheeler insurance is highly recommended.

TVS Scooty Zest 110 Features

TVS Scooty Zest 110 is an ergonomically designed scooter that is loaded with a range of features to make it customer friendly:

This specious scooty enables you to carry a lot of stuff under back seat and additional space under handle to keep handy stuff like wallets, mobile phone, MP3 etc.

Comfortable rides with sufficient leg space and leg stands for pillion passenger makes the journey easier and comfortable.

Digital ignition display enables and makes rides easier for the rider to see the speed, fuel, indicator and battery.

Additional lights on the front of the scooty, in addition to front and back light to give a clear vision in extreme weather condition and nights.

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TVS Scooty Zest Scooter Specifications



Max Torque

8.8 Nm


109.7 cc



Tyre Type


Max Power

7.81 PS @ 7500 rpm


109.7 cc

Fuel Tank Capacity

5 Litre

TVS Scooty Zest 110 Insurance Price

TVS Scooty Zest 110 is available in only 1 variant i.e. B56. The table below specifies the estimated scoter insurance price for both third-party and comprehensive TVS insurance:



TVS Scooty Zest 110

Ex. Showroom Price

Rs 59, 925 onwards

IDV (Rs)

Rs 27072

Comprehensive Insurance Estimated Price (Rs)

Rs 356 approx.

Zero Depreciation

Rs 200 onwards

Third-party Insurance Estimated Price ( Rs)

Rs 159 onwards

(The above figures are for reference purpose only and are subject to change as per the policy purchased and the insurer selected)

TVS Scooty Zest 110 Two-wheeler Insurance Inclusions

A two-wheeler insurance policy includes the risk arising while driving on the road. You can choose to buy a minimum of third-party bike insurance cover or opt for all-inclusive comprehensive two-wheeler insurance as described below:

TVS Scooty Zest Third-party Two-wheeler Insurance Policy

TVS Scooty Zest Third-party Two-wheeler Insurance Policy- This is the most basic type of scooter insurance policy and it protects against any legal liability arising due to the death or bodily injuries caused to a person or third-party property damage from the insured vehicle.

TVS Scooty Zest Comprehensive Two-wheeler Insurance Policy

It offers protection in case of any loss or damage caused to the insured bike or its accessories because of the following reasons-

  • Self-ignition, fire, explosion, or accidental damage due to external factors
  • Any damage caused to the vehicle in transit by rail, road, air, inland waterway, or lift
  • Loss or damage arising due to earthquake, lightning, flood, storm, cyclone, typhoon, landslide, or other natural calamities
  • Theft, burglary, strike, riots and terrorist activity

Personal Accident Cover under TVS Zest 110 Insurance

TVS Zest 110 Two-wheeler insurance policies also include personal accident cover of Rs 15 Lakh. You can also buy additional personal accident cover for the pillion rider.

TVS Scooty Zest 110 Two-wheeler Insurance Exclusions

Motor insurance companies are not liable to pay for claims arising under the following circumstances:

  • Loss or damage arising due to routine wear and tear and aging of the bike
  • Consequential loss
  • Electrical or mechanical breakdown ( unless accidental)
  • Loss or damage by a person driving under the influence of intoxication, drugs or alcohol
  • Driving without a valid license
  • Loss or damage resulting due to rebellion, war, or nuclear risk

How to Purchase TVS Scooty Zest 110 Bike Insurance Policy Online?

You can purchase two-wheeler insurance for your TVS Scooty Zest 110 online from Policybazaar website. All you need to is follow these steps:

  • Fill the form on their website for purchasing bike insurance
  • Submit vehicle details and select the policy
  • Once the policy is selected you can make the payment online
  • You will receive policy documents on your registered email id

TVS Scooty Zest 110 Bike Insurance Policy Renewal

Nowadays, everyone renews their two-wheeler insurance policy online. You can also do that on Policybazaar site as given below:

  • You can renew your TVS Scooty Streak bike insurance online in a hassle-free manner
  • Both existing and expired policies can be renewed online
  • The inspection of the insured vehicle will be scheduled by the representative as per your


  • Once the inspection is carried out, you can pay the insurance premium for the policy to be renewed

You can also get calculate your premium with an online two-wheeler insurance premium calculator and get the quotation or bike insurance price. All you need to do is provide your two-wheeler registration number online and get an instant quote. For renewal, you can check bike insurance renewal premium calculator to have an idea.

TVS Scooty Zest 110 Two-wheeler Insurance FAQs

  • Q. Why should you buy two-wheeler insurance for your TVS Scooty Zest?

    Ans: The motive of buying motor insurance is to remain financially protected at all times. It is recommended to buy vehicle insurance as soon as it leaves the showroom.  If you have an adequate cover, it can protect you from a financial shock in the event of an accidental damage.
  • Q. How is the premium for TVS Scooty Zest 110 determined?

    Ans: The premium is calculated on the basis of the coverage you take and features you opt for- like theft cover, personal accident cover, damages caused by natural calamities or man-made disasters. For an extensive coverage, you can opt for add-on covers like NCB Protection, zero depreciation cover etc.
  • Q. What are the discounts available with for TVS Scooty Zest 110?

    • No-Claim-Bonus- At the time of policy renewal avail a no-claim bonus as high as 50%, for all the claim-free years. Subjected to policy renewal within 90 days of the policy expiration date
    • Easy Transfer of No Claim Bonus - Get all the benefits transferred at the time of switching your bike insurance provider
    • Additional Voluntary Deductibles - Reduce your bike insurance premium by opting for a higher voluntary excess. It means that the insurer will only pay the amount above the deductibles and the remaining will be borne by the insured.
  • Q. What is the Insured’s Declared Value (IDV) in TVS Scooty Zest 110 two-wheeler insurance premium?

    Ans:  IDV is the amount of sum insured that is provided by the vehicle insurance provider in case of the insured vehicle is damaged or stolen.  It is the current market value of the scooter, on which the bike insurance premium is calculated at the time of policy purchase or renewal.

    The Insured’s Declared Value of a two-wheeler with fitted accessories is calculated on the basis of the price listed by the manufacturer. On the basis of the age of the two-wheeler, depreciation is adjusted in the insurance premium. It is only valid for claims arising out of the total loss of the insured vehicle.

  • Q. What is zero-depreciation or zero dep in TVS Scooty Zest 110 two-wheeler insurance policy?

    Ans:  Zero depreciation cover is the most sought after add-on cover purchased by the policyholders. The insured get full coverage without deducting the depreciation value. It means that if there is an accidental collision and your TVS Scooty Zest 110 gets damaged, the entire amount will be reimbursed by the insurer.
Written By: PolicyBazaar

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