TVS XL 100 Insurance

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Plan starting from ₹1.3/day*
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What is TVS XL 100 Insurance

Popular for daily commutes and transporting goods, TVS XL 100 is a versatile and fuel-efficient moped. To protect your two-wheeler from accidents, theft, or natural disasters, TVS XL 100 insurance offers comprehensive coverage, including third-party liability and add-ons like zero depreciation and roadside assistance. Learn about TVS XL 100 bike insurance price, renewal process, and steps to buy online.

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Popular TVS XL 100 Variants with Insurance Premium

Selecting TVS XL 100 insurance starts with checking the costs for its variants. Here is a table with three models, their estimated TVS XL 100 bike insurance price (1+5 bundle policy), and zero depreciation add-on costs.

TVS XL 100 Variants Zero Dep Cover (Add-on Cover) Estimated TVS XL 100 Bike Insurance Price (1+5)
TVS XL Comfort (100 cc) ₹222 ₹3,879 onwards
TVS XL Heavy Duty (100 cc) ₹183 ₹3,889 onwards
TVS XL STD (100 cc) ₹202 ₹3,881 onwards

*Disclaimer: The table is for reference only. The actual TVS XL 100 insurance renewal price may vary based on IDV (insured declared value), registration year, location, add-ons, etc.

Reasons to Buy TVS XL 100 Insurance Online from Policybazaar.com

Purchasing TVS XL 100 Insurance online through Policybazaar.comis a straightforward process. Additionally, you can review some of the best two-wheeler insurance plans in India and choose the one that aligns with your needs.

  • Comprehensive Coverage: This plan keeps your TVS XL 100 safe from damage to your moped and third-party claims.
  • Cashless Repairs: If your moped gets damaged in an accident, you can get it repaired at network garages without making an upfront payment.
  • Faster Claim Settlement: Your claims will be processed fast, whether you select cashless or reimbursement methods.
  • No Claim Bonus (NCB): You will receive a reduction in your premium for each year you ride without filing a claim.
  • Roadside Assistance: If you are stuck on the road due to a breakdown, this insurance offers 24/7 help with benefits like emergency fuel, battery support, minor repairs, and towing to get you moving again.
  • 24/7 Customer Support: Contact 1800-258-5970 anytime to solve your insurance queries.
  • Policybazaar provides an easy and dependable insurance solution for your TVS XL 100.

Coverage Under TVS XL 100 Insurance

Understanding what is covered and what cannot be claimed avoids confusion during claims settlement. Here are the key inclusions and exclusions of your TVS XL 100 Insurance policy:

  • Inclusions
  • Exclusions

Review these key inclusions to understand what situations or events will be covered under your insurance policy:

  • If your moped gets damaged due to an accident.
  • In case your TVS XL 100 is stolen.
  • Damage incurred to your two-wheeler due to fire, sparks or explosions.
  • If a natural disaster like a flood or an earthquake damages your vehicle. 
  • Third-party liabilities for damage to another person's property. Injury and death of the other person are also part of the inclusion.
  • Damages reported to your vehicle while transporting it by road, rail, or water.

The claim will not be processed if it involves these key situations: 

  • Normal wear or breakdowns, unless due to an accident.
  • In case the driver was found under the influence of alcohol or drugs at the time of the accident.
  • If your TVS XL 100 gets damaged due to acts of war, nuclear events, or terrorist attacks. 
  • If your Driving Licence, Registration Certificate, or insurance papers were not found with you at the time of the accident. 
  • Damage incurred to your vehicle outside the geographical areas mentioned in your policy document. 
  • Damage to your vehicle's tyre or tube, unless due to an accident.

*Disclaimer: Coverage under TVS XL 100 insurance varies with your insurer. Check your policy document carefully for complete details. 

TVS XL 100 Insurance Add-ons

Increasing the protective layers of your TVS XL 100 insurance plan with add-ons is like adding muscle to your moped's power. These optional covers cost a bit but increases the coverage as per your needs. Here are four of the popular ones to consider:

  • Personal Accident Cover: This add-on provides financial protection covering accidental death, diability and injury. The insured person's nominee gets 100% compensation in case of an unfortunate demise. 
  • Zero Depreciation Cover: During the claim settlement process, the insurance company does not consider the depreciation of bike's parts. You receive the complete repair amount in case TVS XL 100 gets damaged due to theft, fire or events of natural disasters like earthquake and flood. 
  • NCB Protection Cover: Accumulate the no-claim bonus (NCB) and get up to 50% discount after five consecutive years. This cover keeps your TVS XL 100 insurance renewal price safe even if you file a claim during the policy period.
  • Consumables Cover: This add-on covers the cost of replacement or bike's parts, including nuts, bolts, grease, screws and engine oil, among others.

Your comprehensive two-wheeler insurance policy's coverage is enhanced by these add-ons.

How to Buy/Renew TVS XL 100 Insurance Online?

Purchasing or renewing TVS XL 100 Insurance is super easy on Policybazaar.com. Just follow the steps outlined below:

  • Step 1: Visit Policybazaar.comand click 'Two Wheeler Insurance' in the listed categories of insurance.
  • Step 2: If renewing, provide your TVS XL 100's registration number. If you're getting a new bike, select 'Bought a New Bike'.
  • Step 3: Fill out the form available on the next page.
  • Step 4: Select between third-party bike insurance or comprehensive two-wheeler insurance plan for your TVS XL 100.
  • Step 5: Know the benefits of add-ons like zero depreciation cover or PA Cover to suit your needs.
  • Step 6: Examine TVS XL 100 insurance renewal price options, pick one, and pay with UPI, net banking, or using a card.
  • Step 7: Once the payment is done, your policy will be emailed to you. 

How to Claim TVS XL 100 Insurance Online?

Need to claim TVS XL 100 Insurance? Read on to find the easy steps for cashless or reimbursement method:

  1. Cashless Claims Settlement

    Here are the easy steps for cashless claims under bike insurance:

    • Step 1: Tell your insurer about the damage to your TVS XL 100 as soon as it meets with an accident.
    • Step 2: A surveyor examines your moped and prepares a report.
    • Step 3: You are instructed to visit a network garage where the insurer agrees to the repair cost.
    • Step 4: Once your vehicle is repaired, the insurer pays the garage as per your TVS XL 100 bike insurance price.
  2. Reimbursement Claims Settlement

    Here is the reimbursement claim process for your TVS XL 100 insurance:

    • Step 1: Call the insurer's helpline as soon as possible to inform them of the situation that damaged your moped.
    • Step 2: Your TVS XL 100 will be surveyed within 48 hours.
    • Step 3: The surveyor will prepare and submit the inspection report. 
    • Step 4: Submit your papers, like a signed claim form for your TVS XL 100 insurance renewal price.
    • Step 5: Get your moped repaired at any garage, make the payment, and keep the receipts safe.
    • Step 6: The insurer sends the approved cash to your bank account.

Documents Required for TVS XL 100 Insurance Claims

For a smooth TVS XL 100 insurance claim, you will need the following:

  • Signed claim form from you.
  • Valid Driving Licence.
  • TVS XL 100 Registration Certificate.
  • KYC (know your customer) documents (if damage exceeds ₹1 lakh).
  • FIR for fire, third-party issues, or theft.
  • Estimates for repairs.
  • Invoices for repair work undertaken.
  • Receipts for payment

Additional Documents Required for TVS XL 100 Theft Claims

  • Registration documents.
  • Purchase invoice along with the keys.
  • Police FIR for the missing vehicle.
  • Self-contained report.
  • Annulment of title and claims documents.
  • NOC (No Objection Certificate) from the financier.
  • Letter from the RTO (Regional Transport Office) marking the vehicle as no longer in service.

TVS XL 100 Insurance - FAQs

  • Q. What affects the price of my TVS XL 100 insurance?

    Ans: The premium is influenced by your vehicle's IDV (insured declared value), location, and chosen add-ons.
  • Q. I have an insurance policy. Can I claim for a broken basket?

    Ans: Claims can be made for a broken basket only if it happened due to an accident. Normal maintenance of the item is not covered.
  • Q. Does load capacity affect insurance?

    Ans: Insurance premiums are based on engine size and related risk factors, not the vehicle's load capacity.
  • Q. What are the benefits of early TVS XL 100 insurance renewal?

    Ans: Timely renewal ensures you do not lose your accumulated no-claim bonus (NCB). The NCB helps to reduce your TVS XL 100 insurance renewal price.

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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in