TVS Star City Plus Insurance

TVS Star Plus is India one of the most appreciated bikes by TVS Motors Company. The bike has astonishing looks with amazing graphics and 3D emblem of TVS star city plus on the bike body. It is available in selective range of colors: celebrity scarlet, titanium grey, Oscar black, snow-stopper blue.

In India, it is compulsory to buy two-wheeler insurance for all the bike owners. It offers protection against any loss or damage that may incur while driving on the road. To avail the coverage benefits you will have to pay the premium on an annual basis.

TVS Star City Plus Bike Features

  • The bike has a unique Eco Thrust Fuel Injection technology
  • It offers better mileage with 15% better fuel economy
  • You can enjoy a smooth jerk-free ride
  • TVS Star City Plus is a low maintenance bike with better durability
  • You can charge your phone on the go with a mobile charger
  • It is equipped with a multi-function console for service reminder and econo-meter
  • The best part is that the bike has a maintenance-free battery

TVS Star City Plus Specification

Specifications                                              

Features

Engine Type

Air Cooled, Single Cylinder

Max Torque

 

8.7 Nm @ 4500 rpm

Displacement

109.7 cc

Suspension

Front- Telescopic (Oil damped)

Rear- 5 step adjustable Hydraulic Shock Absorber

Front Brake

Drum

Fuel Tank Capacity

10 L

Air Filter

Paper Filter Element

Battery

12V 4Ah MF

Max speed kmph

90 K

Emission Compliance

BS VI

TVS Star City Plus Price

TVS Star City Plus

Estimated Ex. Showroom Price (Rs)

Mono Tone

 62,784 approx.

Dual Tone

 63, 284 approx.

TVS Star City Plus Bike Variants with Insurance Premium

TVS Star City Plus Variants

Estimated IDV ( Rs)

Estimated Bike Insurance Premium ( Comprehensive 1-year Policy + 5-year Third-party Insurance)

TVS Star City Electric Start

30,043

Rs 200

TVS Star City Kick Start

24,992

Rs 119

TVS Star City Sports MW

26,692

Rs 138

TVS Star City STD

23,586

Rs 161

Inclusions of TVS Star City Plus Insurance

You can choose to opt for either third-party bike insurance for your TVS Star City Plus bike or comprehensive bike insurance. But before that do check-out what these two types of vehicle insurance offer-

Third-Party Insurance Cover for TVS Star City

A bike insurance policy is a contract between two parties i.e. the policyholder and the insurance company. A third-party can be anyone including a person or property other than the insurance provider and the policyholder. Third-parties covered under bike insurance include pedestrians, the pillion rider, any other driver, vehicle, and animals, and even third-party property.

It is the most basic and essential form of motor insurance that is required in India. It offers coverage against any legal liabilities or any loss or damage by your vehicle for which you are liable to pay to a third-party.

Majorly it covers-

  • Loss or damage to third-party resulting from an accident, theft, and fire
  • Legal liabilities arising due to accidental injuries or death of a third party

For any of the above-mentioned circumstances, the insurer will offer compensation as per the scope of the coverage mentioned in the policy wordings.

TVS Star City Comprehensive Two-wheeler Insurance

A comprehensive TVS bike insurance policy is recommended for those who want to avail the maximum benefits from their vehicle insurance scheme. If your bike is new you must opt for this one.

This type of bike insurance policy for your TVS Star City Plus will cover both the policyholder and the third-party in case of loss or damage resulting due to an accident, theft, fire, natural calamities, and vandalism. Simply put, it recompenses for accidental bodily injuries and accidental death of a third-party by your bike. It also compensates for damages caused to your vehicle from an accident.

There are other add-on benefits that you can opt for such as roadside assistance, agency repair, towing assistance, etc.

Before finalizing a comprehensive bike insurance policy, you should read all the terms and conditions of the policy. Since bike insurance policies may differ in terms of the coverage provided, you need to check the policy wordings for the following benefits-

  • Emergency medical assistance in case of accidental injuries
  • Benefits provided to the pillion rider and driver (including employees)
  • Agency repair service in registered workshops
  • Emergency roadside assistance
  • No-claim discount

Exclusions of TVS Star City Plus Insurance

Bike Insurance Claims are rejected under the following circumstances:

  • Electrical or mechanical breakdown of the bike
  • Routine wear and tear of the two-wheeler
  • Driving the vehicle under the influence of alcohol or drugs
  • Driving the bike without a valid driving license
  • Loss or damage due to war or war-like conditions
  • Compulsory deductibles

How to buy TVS Star City Plus Bike Insurance Online?

You can buy your bike insurance online in an instantaneous manner. It saves time and effort and enables you to check out the policy features in a simple manner. You can calculate the insurance premium, get a free quote, and if all goes well, you can buy the same quote within a week. And the best thing is that it is a paperless process. Moreover, the payment process is also made easier with net banking, or debit and credit cards. Let see how it is done:

Follow these simple steps as elucidated below- 

  • Go to Policybazaar’s site and select the ‘buy now’ option
  • It will take you to the details page, where you need to enter the required details
  • Based on the information provided the premium amount will be calculated
  • Once you select the quotation and make the payment your bike insurance policy for TVS Star City Plus will be mailed to you

TVS Star City Plus Bike Insurance Renewal

TVS Star City Plus Bike Insurance Policy can be renewed and purchased online in a smooth and seamless manner. Check out the steps below-

  • Select from the following options – Renew Existing Insurance Policy, Renew policy from the other insurer, or buy a new bike insurance policy
  • Enter vehicle details and personal details
  • Select add-ons and discounts to get the final
  • Add complete details and check the summary. Make payment.
  • The policy is sent in PDF to your mailbox.

Saving Tips to follow at the time of TVS Bike Insurance Renewal

Here are some saving tips that you can follow while renewing a bike insurance policy-

  • Use the bike insurance premium calculator to evaluate how the premium varies on adding a few essential optional covers to your plan
  • Avail No Claim Bonus on the renewal amount
  • To avoid subsequent reduction of the value of the vehicle parts, opt for Zero Depreciation Cover. It will also help in decreasing your premium amount
  • To reduce the premium furthers, install an anti-theft device on your bike

TVS Star City Plus Bike Insurance FAQs

  • Q1. What are the risks covered by TVS Star City Plus bike insurance policy?

    Ans: Usually, bike insurance policies cover the following risks-
    • Accidental injuries resulting from an accident while driving
    • Help is provided in case the vehicle breaks down in the middle of the road
    • Loss or damage caused to a third-person, vehicle or property by the insured vehicle
    • Some insurers also provide emergency medical assistance in the middle of the road
    • A collision causing physical damage to the insured bike
    • Roadside assistance in case of an emergency
  • Q2. What role does IDV play in determining my TVS Star City Plus bike insurance premium?

    Ans: The cost of the premium is based on the Insured Declared Value stated by the vehicle owner. IDV or the Insured Declared Value of your bike is equal to the current market value of the vehicle. If the IDV of your bike is more, then the insurance premium for your bike will also be more. And the IDV of your new bike will be more and it will depreciate in the years to come.
  • Q3. How do I find bike Insurance network garage online?

    Ans: You can find it online on the insurer’s website. Go to their site and checkout the list of cashless workshops and fill your name, bike make, and model. You will get the list of network garages in your area.
  • Q4. Should I get roadside assistance for my TVS Star City Plus?

    Ans: Yes, do get Roadside Assistance Cover for your bike, it will provide the necessary assistance in cases the bike breaks down while driving on the road. It will get repaired at the nearest garage or by a mechanic in the middle of the road. It usually includes flat tyre assistance, engine jumpstart, emergency fuel assistance, towing, etc.
  • Q5. Why Should I buy comprehensive bike insurance for my TVS Star City Plus?

    Ans: It covers both third-party and own damages as mentioned below-
    • Accidental damages resulting due to theft, fire, explosion (external), lightning and housebreaking
    • Natural disasters like floods, earthquakes, cyclones, etc.
    • Damage resulting due to terrorist activities and riots are also covered
    • Damage occurred whilst in transit by road, rail, elevator, and the air is also covered
    • Third-party death, injuries and property damage cover
Written By: PolicyBazaar - Updated: 15 July 2020
Average Rating
(Based on 0 Reviews)
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.