TVS Apache 160 Insurance

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What is TVS Apache 160 Insurance

TVS Apache 160 is a very promising motorcycle. Its features, innovations, and popularity among riding enthusiasts show how committed TVS is to its consumers. For increased protection, TVS Apache 160 insurance comes with accident, theft, and other coverages with the option of zero depreciation and roadside assistance.

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Popular TVS Apache 160 Variants with Insurance Premium

Selecting the right TVS Apache 160 insurance plan starts with understanding the premiums for its variants. Below is a table detailing popular models, their estimated TVS Apache 160 bike insurance price (1+5 bundle policy), and zero depreciation add-on costs.

TVS Apache 160 Variants Zero Dep Cover (Add-on Cover) Estimated TVS Apache 160 Bike Insurance Price (1+5)
TVS Apache RTR - Electric Start (160 cc) ₹364 ₹7,493 onwards
TVS Apache RTR 160 4V Dual Disc ABS (160 cc) ₹355 ₹7,519 onwards
TVS Apache RTR 160 4V Single Disc ABS (160 cc) ₹330 ₹7,544 onwards
TVS Apache RTR 160 Disc Bluetooth (160 cc) ₹240 ₹7,634 onwards
TVS Apache RTR 2V Disc (160 cc) ₹240 ₹7,634 onwards

*Disclaimer: The table is for reference only. The actual TVS Apache 160 insurance renewal price may vary based on IDV, registration year, location, add-ons, etc.

Reasons to Buy TVS Apache 160 Insurance Online from Policybazaar.com

Choosing TVS Apache 160 insurance online via Policybazaar.com offers convenient and cost-effective options. Compare the top bike insurance plans in India for tailored benefits.

  • Comprehensive Coverage: Protects your TVS Apache 160 from own damage and third-party liabilities.
  • Cashless Repairs: Access seamless repairs at network garages for accidental damages.
  • Quick Claims: Benefit from fast cashless and reimbursement claim processes.
  • No Claim Bonus (NCB): Earn premium discounts for every claim-free year.
  • Roadside Assistance: Get 24/7 help for breakdowns, including towing and fuel support.
  • Round-the-Clock Support: Resolve queries anytime by calling 1800-258-5970.

Policybazaar enables you to insure a two-wheeler, like TVS Apache 160, in a simple, affordable, and transparent manner.

Coverage Under TVS Apache 160 Insurance

A variety of risks affecting your bike are covered under a comprehensive policy. The extent to which they are covered is defined in the policy document.

  • Inclusions
  • Exclusions
  • Covers damage from unexpected collisions.
  • Protects against loss or theft of your TVS Apache 160.
  • Shields from damage caused by fire or explosions.
  • Safeguards against natural calamities like floods, earthquakes, or storms.
  • Offers third-party liability coverage for property damage, injuries, or vehicle harm.
  • Includes losses during transit via road, rail, air, or waterways.
  • Regular wear and tear or mechanical breakdowns (unless accident-related).
  • Damage while riding under the influence of drugs or alcohol.
  • Losses from war, nuclear incidents, or terrorism.
  • Operating without a valid Driving Licence, Registration Certificate, or insurance policy.
  • Issues beyond the policys geographical limits.
  • Damage to tyres or tubes unless caused by an accident.

*Disclaimer: Coverage under TVS Apache 160 Insurance may vary by the insurer. Review policy terms for full clarity.

TVS Apache 160 Insurance Add-ons

Enhancing your coverage for TVS Apache 160 insurance through optional riders ensures that your protection goes beyond the scope of basic two-wheeler insurance. These bike insurance add-on covers are available at a marginal additional premium to ensure protection for your scooter. Following are some important add-ons: 

  • Zero Depreciation Cover: This add-on under bike insurance does not consider depreciation of TVS Apache 160 parts when claims are settled. It covers full repair costs from accidents, boosting your TVS Apache 160 bike claim settlement value without depreciation deductions.
  • Consumables Cover: This add-on enhances TVS Apache 160 insurance by covering consumables like nuts, bolts, engine oil, and lubricants, which are excluded in standard plans. It protects against high replacement costs, offering financial relief in emergencies.
  • NCB Protection Cover: No Claim Bonus (NCB) provides up to 50% premium discounts after five claim-free years. This add-on preserves NCB benefits even after a claim, lowering your TVS Apache 160 insurance renewal price.
  • Engine Protection Cover: This covers engine repair or replacement costs from water ingression (e.g., floods) or oil leaks, which are not part of standard plans. It saves you from hefty expenses in flood-prone regions or post-accident scenarios.

These add-ons strengthen your TVS Apache 160 insurance, delivering comprehensive security suited to your scooters needs.

How to Buy/Renew TVS Apache 160 Insurance Online?

Purchasing or renewing TVS Apache 160 insurance online via Policybazaar.com is efficient and user-friendly. Follow these steps:

  • Step 1: Visit Policybazaar.com and choose Two Wheeler Insurance' from the insurance section.
  • Step 2: For renewals, input your TVS Apache 160s registration number; for new bikes, select ‘Bought a New Bike.
  • Step 3: Provide the necessary details on the next page as requested.
  • Step 4: Pick your insurance type 'third-party or comprehensive two-wheeler insurance' for your TVS Apache 160.
  • Step 5: Review add-ons like Zero Depreciation Cover or PA Cover to enhance your plan.
  • Step 6: Compare TVS Apache 160 insurance renewal price quotes, select the best option, and pay via UPI, net banking, or card.
  • Step 7: Receive your policy instantly via your registered e-mail.

How to Claim TVS Apache 160 Insurance Online?

When submitting an insurance claim for your TVS Apache 160, you can choose either a cashless or reimbursement option.

  1. Cashless Claims Settlement

    Use the below-mentioned steps for cashless claims under two-wheeler insurance:

    • Step 1: Inform the insurer immediately after an accident or damage to your TVS Apache 160.
    • Step 2: The insurer sends a surveyor to assess your TVS Apache 160, draft a report, and submit it.
    • Step 3: The insurer evaluates the cost, approves repairs, and directs you to a network garage.
    • Step 4: Once repairs are complete, the insurer settles the payment directly with the garage.
  2. Reimbursement Claims Settlement

    Here is the process for reimbursement claims under TVS Apache 160 insurance:

    • Step 1: Notify the insurer via their helpline about the incident promptly.
    • Step 2: A surveyor inspects the damage to your TVS Apache 160 within 48 hours.
    • Step 3: The assessment report is finalised soon after the inspection.
    • Step 4: Submit the required documents, including a signed claim form, for your TVS Apache 160 insurance renewal price.
    • Step 5: After approval, get your TVS Apache 160 repaired at a local garage, pay upfront, and retain receipts.
    • Step 6: The insurer reimburses the approved amount to your account per policy terms.

Documents Required for TVS Apache 160 Insurance Claims

For a seamless TVS Apache 160 insurance claim settlement, keep the following documents handy:

  • Completely filled and signed claim form.
  • Valid Driving Licence.
  • TVS Apache 160 Registration Certificate.
  • KYC documents (if damage exceeds ₹1 lakh).
  • FIR (for fire, third-party damage, injuries, or theft).
  • Repair estimates.
  • Repair invoices.
  • Payment receipts.

Additional Documents Required for TVS Apache 160 Theft Claims

  • Original Registration Certificate.
  • Original TVS Apache 160 insurance policy documents.
  • Keys and purchase invoice.
  • Police FIR.
  • Non-traceable Report.
  • Letter of Subrogation.
  • NOC (No Objection Certificate) from the financer.
  • RTO letter declaring the insured TVS Apache 160 as ‘No Use.

TVS Apache 160 Insurance - FAQs

  • Q. What factors affect the price of my TVS Apache 160 bike insurance price?

    Ans: TVS Apache 160 bike insurance price depends on the Insured Declared Value (IDV), calculated from the bike’s market value minus depreciation, along with factors like registration year, location, and chosen add-ons.
  • Q. Can I transfer my No Claim Bonus to a new TVS Apache 160?

    Ans: If you switch to another TVS Apache 160, your No Claim Bonus (NCB) can be transferred to the new two-wheeler insurance policy. This reduces your TVS Apache 160 insurance renewal price, provided no claims were made previously.
  • Q. Does TVS Apache 160 insurance cover pillion rider injuries?

    Ans: Standard TVS Apache 160 insurance does not cover pillion rider injuries unless you have added a Personal Accident Cover for passengers. This optional add-on ensures financial protection for both passengers riding with you.
  • Q. What is the benefit of cashless claims with TVS Apache 160 Insurance?

    Ans: Cashless claims allow repairs at network garages without upfront payment, making the process hassle-free and cost-effective under your TVS Apache 160 insurance policy, especially for accidental damages.

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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in