Travel Insurance
Travel Insurance
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Travel without any worries, plans starting
30 per day*
Plans include global Covid-19 coverage

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Schengen Countries
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Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

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Now covers COVID-19

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Safety is not expensive, it's priceless!
Travel Insurance plans starting at just ₹30 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

Travel Insurance with Medical Cover

Make a guess what's number one concern of travelers while traveling abroad. The obvious guesses are getting their belongings stolen or losing their visa, passport or credit cards. But what makes the travelers even more anxious than these two is the thought of falling sick while abroad. Yes, that's right.

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Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

No one wants to let illness put a dampener on their dream leisure or business trip. Have you ever asked yourself what would you do if you get struck with some serious health issue while abroad? Which doctor would you visit? At which hospital would you get a treatment course? The way to put a stop to these questions is to buy travel insurance with a medical cover, before leaving on an expedition.

Healthcare costs are skyrocketing throughout the globe. While abroad, even a minor illness/injury might prove to be quite a costly affair. Having an overseas medical cover saves you money and gives you peace of mind.

Chances are thin that you end up as the unlucky protagonists of the movie Hangover, getting pawed by Mike Tyson's tiger or getting your tooth broken, but if it's an adventure trip, you increase your chances of suffering an injury or an illness and might we tell you that injuries so incurred takes quite a long time to get recovered. Also, the probability of falling prey to illness is high because of the change in the environment, temperature and surroundings.

Apart from these reasons, one more thing that makes medical travel insurance an imperative buy is that some countries make it mandatory for the tourists to have it.

Why do I need it?

Not many of you know that your health insurance does not cover you abroad.

Check out your policy docket and call your insurer whether your health plan gives you a medical cover abroad. Even if your health insurance covers you overseas, you do not get reimbursed for the medical expenses you borne overseas, before you get back to your home land. But when you have a medical cover in your travel insurance, you can get medical help on a cashless basis at one of the network medical facilities abroad. All you need to do, is give a phone call to your travel insurer and get the right medical services wherever you are.

What does it cover?

A medical cover in an overseas travel insurance provides for:

  • Medical expenses on illness/injury incurred while traveling abroad
  • Medical repatriation costs
  • In-patient/out-patient hospitalization expenses
  • Costs incurred on emergency treatment and surgery
  • Costs incurred on diagnostic tests relevant to a medical condition
  • Injury caused due to accident

What are the exclusions?

Generally, a medical travel insurance does not cover pre-existing conditions. However, few online travel insurance plans gives coverage even for pre-existing conditions. Adventure activities such as rafting, rock climbing and so forth are not covered under a travel insurance. But most of the insurers provide a cover on such activities at an additional premium. Other common exclusions are suicide attempts, self-inflicted injuries, heart conditions, etcetetra.

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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2024 | License category - Composite Broker | Contact Us | Legal and Admin Policies

*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

 
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