Travel Insurance for the UK

The United Kingdom has always been a popular place for visitors. Be it for tourism, work or study, the UK has no shortage of people wanting to visit it. If you're planning to come here, make sure to buy the best travel insurance for the United Kingdom.

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    The UK Travel Insurance

    Located in the north-west part of Europe, the UK consists of England, Northern Ireland, Scotland and Wales and several other small islands. Known for several historic and modern landmark monuments, the UK is almost a sacred place for artists and travellers.

    Be it for trekking in the Scottish Highlands or the bustling nightlife in London, it is important to secure your journey through a travel insurance policy. It is specially designed for travellers visiting different parts of the UK so that geographical limits don't jeopardize your safety. From several journeys related mishaps to serious ones like falling sick, you won't be alone in a new place.

    Fast Facts about The UK

    Categories

    Specification

    Capital

    London

    International Airports

    Heathrow Airport, Glasgow International Airport

    Time Zone

    GMT +04:00

    Best Time to Visit

    March to June

    Official Language

    English

    The Key Benefits of Travel Insurance for The UK

    A country as developed as the UK has a lot to offer. However, life can be uncertain and it is important to take adequate measures. While planning for your trip, don’t neglect to buy your UK travel insurance plan. Here are some of its key benefits:

    • The plan offers 24X7 travel assistance in case any need arises
    • You will be covered for any medical expenses caused by accident, illness etc.
    • Trip insurance plans also include hospitalisation expenses, medical evacuation and repatriation
    • The policy will reimburse you for any passport loss or baggage loss/damage as per policy terms
    • COVID-19 covered benefits such as hospitalisation expenses, quarantine costs etc are also covered by many travel insurance companies in India.
    • In case of any third-party liabilities, you will get personal liability coverage benefits from your insurer

    Why Do You Need Travel Insurance from India to The UK?

    Adequate planning is important to have a hassle-free and safe journey to the UK. This requires prior arrangements and bookings to ensure there are no last-minute emergencies. This also includes getting a good travel insurance plan for the UK from India. This will ease your mind and help you prepare for any emergencies that may come your way. We all know how unpredictable things have become ever since the pandemic; thus it is important to take such uncertainties seriously and take proper precautions. For this reason, there are several insurers that offer travel insurance for the UK from India so that nothing is left to chance. Some of the benefits are mentioned briefly:

    • Medical Coverage for various health emergencies, including accidents, illness and COVID-19
    • Journey Coverage for flight delays/cancellations, bounce hotel bookings and passport loss
    • Baggage Coverage for delay or loss of your checked-in baggage
    • Other benefits such as home burglary insurance, cover for pre-existing diseases and other available add-ons

     

    UK Tourist Places

    The UK consists of some of Europe's most popular destinations. Thanks to its diverse culture and beautiful scenery, you can find almost everything here- mesmerizing landscapes, brilliant castles and world-class museums and art galleries. Take a look at some of the must-visit places in the United Kingdom:

    London

    The heart of England should not be missed; the city is an all-in-one package for any traveller with so much to do.  If short on time, don't forget to visit the Tower of London, Big Ben, the Jewel House and the spectacular 1,000-year-old Tower Bridge.

    Edinburgh

    The capital of Scotland, this historical place boasts of many well-preserved buildings and is a must-visit place in Scotland. Home to the stunning Edinburgh Castle, this 13th-century fortress has several highlights not to be missed. The Royal Palace, One O'Clock Salute, the Scottish National War Memorial and the legendary Stone of Destiny. The place is also popular for fine dining, shopping and its boutique shops and cafes.

    Salisbury and Stonehenge

    These two places are very close to each other, with barely 15 kilometres between them. Stonehenge is among the world's oldest World Heritage Sites and has been attracting pilgrims for more than 4,500 years. The medieval city of Salisbury has the original Magna Carta and one of the most famous cathedrals in the UK.

    Giant's Causeway

    While the UK still includes a tiny part of Ireland, tourists can guess Ireland's beauty from this magnificent site. This UNESCO World Heritage Site is a stunning natural feature made of varying columns of layered basalt. The shape is such that they look like steps for a giant. With over 4,000 polygonal-shaped steps that were formed over 50 million years ago, this place must be on your bucket list for sure!

    Cardiff

    The capital city of Wales packs a lot of fun things despite its small size. From its spectacular national parks to historic castles, Cardiff offers a great sample of Wales to travellers. The famous Cardiff Castle dates back to 1090 and is built on an ancient Roman fort. The city has several Victorian shopping arcades and is home to numerous theatres, restaurants and shops. Don't forget to visit The Hayes, the World of Boats and Techniquest while you're in Cardiff Bay.

    Visa Information for The UK

    There are several visas that are offered by the UK to foreigners; mostly depending on the purpose of their visit. Indian nationals are offered the following types of visas:

    • Standard Visitor Visa: Indians can apply for this visa which is valid for up to 6 months. Those visiting for tourism, work, short term courses, medical reasons, diplomatic visits or visiting friends or relatives may apply for this.
    • Long-term Standard Visitor Visa:These are available for varying time periods ranging from two to 10 years; however, the duration of every visit shouldn't exceed 6 months. These include marriage visitor visas, Tier 4 student visas, Tier 2 sportsperson visas and many more.

    To know more about UK visa requirements, you may contact the British Embassy in India or any approved travel agency.

    Entry Information for Indian Citizens Travelling to The UK

    Indian nationals need a pre-approved visa to visit the UK. It is advised to apply for a visa well in advance to avoid any cancellations or errors. Following are some important documents required for the UK Visa:

    • Visa appointment confirmation
    • Fee payment receipt of visa application
    • Recent passport photographs
    • Valid Indian passport
    • Flight tickets
    • Self-assessment form

    COVID-19 Entry Requirements

    If entering the UK through England, then fully vaccinated Indians travelling to the UK need to meet the following requirements:

    • A negative COVID-19 test took 2 days before their travel to England
    • Complete a passenger locator form within 48 hours before arriving
    • Make advanced booking and payment for a COVID-19 PCR test upon arrival
    • Quarantine if your test on arrival is positive

    The above requirements may vary due to the changing situations; it is suggested that you confirm with the airlines or the latest news to know the exact entry requirements. Meanwhile, it is best to have a COVID-19 covered travel insurance for the UK so that any health emergencies can be taken care of without disturbing your budget.

    Travel Documents Required While Travelling from India to The UK

    All travellers visiting the UK from India need to fulfil certain entry requirements and carry some important travel documents:

    • Indian passport with a validity of at least 6 months
    • Pre-approved UK visa
    • Negative COVID-19 test not older than 72 hours before arriving in the UK
    • Completed passenger locator form
    • Travel tickets (including onward or return tickets)
    • Medicine prescription if required

    Don’t forget to carry international travel insurance for the UK to avoid any unpleasant expenses during your journey!

    UK Travel: Safety & Precautionary Measures to be Undertaken

    Whether you're visiting the UK for the first time or third, there are always a few things that go a long way to ensure your safety:

    • While the country is pretty safe, petty crimes are common. Emergency numbers here are 999 or 112
    • Be up-to-date with local news and follow their guidelines
    • Wear masks properly and keep sanitisers handy
    • Don't leave your bags unattended, this may cause a security alert; if you find any unattended item or bag in a public area then report them
    • Use only registered minicabs or taxis when travelling in London
    • The UK is a pretty developed and expensive country; make sure to buy international travel insurance for the UK to avoid any emergencies causing financial strain 

    The Indian Embassy in The UK

    In case you are in a situation needing diplomatic intervention, you should immediately contact the Indian Embassy in the UK at the following address:

    High Commission of India, London, United Kingdom

    India House, Aldwych, London, WC2B 4NA 

    Purpose

    Specifications

    Contact

    Emergency Services:

    Only in case of any emergency during out of office hours

     

    death or serious illness of immediate family

    00 44 (0) 7768 765 035 / (0)7739363521

     

    Non-emergency queries

    General information, visa application, status enquiry etc.

    020-78369147

    General Enquiries

    -

    Fax: 020 7836 4331

     

    E-mail: inf.london[@]mea.gov.in

    You can also contact the embassy via email or phone on the following:

    E-mail: inf.london[@]mea.gov.in

    Telephone No.: 00-44 (0) 020-78369147

    The working hours are from Monday to Friday, between 0915 hours and 1745 hours.

    International Airports in The UK

    There are several airports connecting the UK to the rest of the world. Some of these are mentioned below:

     

    Name

    Location

    Heathrow Airport

    London

    Manchester Airport

    Manchester

    Edinburgh Airport

    Edinburgh

    Gatwick Airport

    London

    Glasgow International Airport

    Glasgow

    Currency and Foreign Exchange

    The currency used in the United Kingdom is the Pound sterling. Here is the latest exchange rate to get an estimate:

    Currency

    Exchange Rate

    INR (Indian Rupee)

    100.53 INR = 1 Pound sterling

    USD (United States Dollar)

    1.35 USD = 1 Pound sterling

    Since the Pound is a pretty strong currency, make sure to convert sufficient cash before leaving for your journey. This will save you any hassles and conversion charges later. However, please note that cash over 10,000 pounds must be declared to customs.

    The UK Travel Insurance - FAQs

    • Q: Which travel insurance offers coverage for the UK?

      Ans: All UK travel insurance plans offered by different insurance companies in India provide appropriate cover to the policyholder. These plans have been specially made to cover different contingencies across various parts of the UK.
    • Q: Do I need travel insurance for the UK?

      Ans: As per the current guidelines, it is not compulsory for foreign travellers to have travel insurance for the UK in order to visit the United Kingdom. However, you are advised to purchase travel insurance from India to the UK to stay covered from any flight-related or travel-related adversities that may interrupt your trip or cost you unplanned expenses.
    • Q: How much will the UK travel insurance cost me? Will it cover my spouse?

      Ans: Depending on your trip duration and requirements, you can buy international travel insurance according to your budget. Many travel insurance companies in India offer family floater options that extend coverage to spouses and dependent children. Thus, the cost can only be calculated once these parameters have been considered. To get a better idea, use a travel insurance premium calculator online before buying a plan.
    • Q: How can I buy travel health insurance for the UK?

      Ans: You can buy an international travel insurance policy both online or offline. If buying online, don’t forget to compare different plans on Policybazaar.com before selecting the best overseas travel insurance plan as per your budget.
    • Q: Is Schengen travel insurance applicable in the UK?

      Ans: No. This visa is specially made for visiting Schengen countries, which does not include the United Kingdom. You will have to buy UK travel insurance to get coverage benefits in the UK.

      Q: Does worldwide travel insurance cover the UK?

      Ans: Yes. Worldwide travel insurance offers coverage to an insured traveller for their trip to the UK. However, it is best to know the exact coverage and confirm it offers you the necessary benefits.
     
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