Travel Insurance for Germany from India

Germany remains a popular attraction in Europe thanks to its history, diverse landscapes, & monuments. A Schengen country, you will also need travel insurance for Germany as soon as you have finalised your plans. Read on to learn everything you need to know for your upcoming trip!

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Germany Travel Insurance

Germany promised a lot of opportunities to explore and visit new places, but you can’t ignore the health and travel risks that you may be exposed to when in Germany.

That is where Germany travel insurance comes into the picture, to help you safeguard your trip. Most importantly, healthcare expenses are quite exorbitant in Germany. Even a single hospitalisation is enough to drain all your savings. Travel insurance plans for your Germany trip are available in India.

The fact that Indians are among the most frequent travellers to the Schengen Area, it only makes sense that travellers are protected from these unplanned expenses due to a missed flight, unavoidable hospitalisation, passport loss or other improbable mishaps. Germany travel insurance plan offers comprehensive coverage for most of the risks that may arise during the trip.

German Flag Reichstag

Fast Facts About the Germany

Categories Specification
International Airports Hamburg Finkenwerder, Frankfurt Airport
Time Zone Central European Summer Time (GMT +2)
Capital Berlin
Travel Health Insurance Requirement Required
Official Language German
Dialling Code +49
Currency Euro
Best Time to Visit May through September

Key Benefits of Travel Insurance for Germany

Not only will your Germany travel insurance from India work as your financial safeguard during the trip, but it will also ensure a stress-free experience thanks to its wide coverage. Some of the key benefits of buying travel insurance online for Germany are given below:

  • Provides 24X7 customer support and travel assistance
  • Covers loss, damage or delay of check-in baggage
  • Meets the required medical coverage of minimum EUR 30,000
  • Provides local assistance (especially helpful if you have language barriers)
  • Provides hijack cover
  • Covers for accidents & sickness
  • Covers medical evacuation or repatriation in case of eventualities
  • Reimbursement for expenses incurred in getting a duplicate passport
  • Covers trip cancellation, cancelled hotel or flight bookings
  • Provides coverage for personal liability
  • Offers automatic extension of the insurance policy in case of emergencies

Other than these, you can choose added benefits by buying optionals at an extra premium. The most popular one to be purchased along with Schengen travel insurance is adventure sports cover, in case you are going skiing or hiking.

Why Do You Need Travel Insurance from India to Germany?

From mesmerising castles to scrumptious food, visiting Germany can never go wrong. However, we all know life is full of surprises and you may face a hurdle or two during your stay here. As a tourist, you may be susceptible to changes in temperature, food options and drastic lifestyle differences here. For this reason, it becomes important to have travel insurance for Germany so that these issues don't snowball into anything huge.

What's more, to tackle these uncertainties, the Schengen region has made it mandatory for visitors to have valid travel medical insurance so that they are covered for these emergencies. Without buying this plan, your Schengen visa for Germany won't be processed.

Germany Tourist Places

Germany has a lot to explore including its natural beauty, culture, and much older history. Mentioned below are some of the best places to visit in Germany to get into the nitty-gritty of this European nation:

  • Neuschwanstein Castle: Built in the 19th century, this castle is also the inspiration behind Disney's castles. Located in the town of Fussen, this fairy-tale castle offers a variety of tours to visitors and some of the most spectacular views of the forests surrounding it.
  • Berlin's Museum Island: Lying between two rivers, this museum island is one of the oldest museums in Berlin. Top attractions include the Old Museum built-in 1830, the National Gallery, Bode Museum and New Museum.
  • Rothenburg: A part of the Romantic Road Route, this imperial city is a beautifully preserved place with some structures intact since 1618. Visitors can take walking tours and visit prominent landmarks like the 13th century Town Hall, St. James Church and the Imperial City Museum.
  • Cologne Cathedral: This Cathedral of St. Peter and St. Mary is an impressive landmark near the banks of the Rhine. A Gothic masterpiece, it dates back to 1248 and is famous for its Three Kings Chapel, South Towers and magnificent interiors.
  • Port of Hamburg: Home to the largest model railway in the world, this place covers over 100 sq. kilometres and is famous for its beautiful harbour side promenade.
  • The Black Forest: This place is any hiker's dream and offers scenic panoramic views of lush valleys and beautiful hills. Key attractions include the Black Forest Open Air Museum, Baden-Baden Spa, and the Black Forest Railway.
  • The Rhine Valley: Stretching over 1,300 kilometres, the Rhine is an important waterway in Europe and boasts a designated UNESCO World Heritage Site, the upper-middle Rhine Valley. You can visit Bingen, the historical town which lies a little before the Bacharach Valley.

The list of things to do in Germany is endless. If you plan to visit for skiing or other adventure sports, don’t forget to buy the best travel insurance for Germany covering all these risks!

Visa Information for Germany

Those planning to travel to Germany must get familiar with the different aspects of passport and visa formalities ahead of time to ensure a hassle-free trip to the country. You can apply for a specific visa based on the purpose of your visit.

These range from a tourist visa, transit visa, business visa and more. Make sure to confirm which category you are eligible for before you apply for a German visa. Before you apply for a visa, you need to know your visa type and you will need to arrange all the documents for your application as listed below:

  • Passport
  • Visa Application Form
  • Photograph
  • Other Necessary Information

You can apply online at a German Consulate/ Embassy with the jurisdiction (as mentioned in the below table). Your visa application will be examined in the consulate or embassy and you may be called for an interview if required.

Entry Information for Indian Citizens Travelling to Germany

Indian travellers need to apply for the appropriate German Schengen visa before coming here, as there is no visa-free or visa on arrival facility offered as of now.

All the visitors including Indian nationals need to provide proof of vaccination as per the latest criteria.

As of March 3, 2022, every passenger above 12 years needs to provide proof of their COVID-19 status while entering Germany. The PCR test must not be older than 72 hours before the planned entry.

Best Time to Visit Germany

The best time to visit Germany depends on your purpose of visit and your idea of a holiday. Germany has cool winters and mild summers. The mountains in the South receive maximum snow and rain during June, July, and August.

July is the hottest season with rains and January is the coldest time of the year. However, July is also the high season and sees the maximum number of tourists in the year, making it a very expensive time to visit Germany.

Germany Travel: Tips for Safety & Travel

Germany remains a very popular place for tourists because of its safety and convenience. However, following a few tips below can improve your visit considerably:

  • Read up on German transportation, especially in Berlin. The city has 3 fare zones and it may confuse you if you're planning to explore the area via commuter rail and underground subways.
  • The nationwide toll-free number for police is 110 (or otherwise, via the 112 operators
  • Germany is very serious about recycling; make sure to use recycling depots and avoid using plastic bags wherever possible.
  • English is not commonly spoken here, so try to use some common German phrases here.
  • Follow the German code of conduct, especially if you’re visiting the country for official work. It’s considered very rude to be late or too loud in public.
  • Walking is one of the best ways to explore Germany, bring good sneakers or shoes as you may be forced to walk more than you're used to.
  • In Germany, the emergency contact number for the fire brigade is 112. It is a toll-free number and is reachable from mobiles, phone boot, and even fixed-line.

The Indian Embassy in Germany

In different situations involving political tension, loss of identification, etc., reach out to the Indian Embassy and Consulates in Germany:

Consulate General of India consular[@]cgihambur 040 338036 | 040 324744
Consulate General of India consular[@]cgifrankfurt[.]de +49 69 1530050 | +15300510
Embassy of India cons[.]berlin[@]mea[.]gov[.]in 0049-30-257950
Consulate General of India www[.]cgimunich[.]com 089 210239-0

International Airports in Germany

Airport City
Hamburg Finkenwerder Hamburg
Frankfurt Airport Frankfurt
Dortmund Airport Dortmund
Berlin Tegel Airport Berlin
Kiel Holtenau Kiel

Things to Do in Germany

  • For the Bach music festival, you can visit Leipzig. for the Handel Festival you can go to the Halle an der Saale or for the biggest International music festival Rock a Ring, you can go to the South of Bonn.
  • You can also attend the Berlin Open Air festival in Berlin, the Berlin Gay pride parade and the Munich Opera Festival.
  • If you are in Munich, go to Oktoberfest in Germany, which is held at the end of September.
  • If you are visiting in winter, then you can try popular winter sports, such as cross country skiing in the Bavarian Alps or the Black Forest.
  • Cologne Literature Festival is a must-visit for all book lovers along with the Leipzig Book Fair.
  • Germany also has the biggest Spring Beer festival, the Fruhlingsfest in May.

No matter what your plans are, make sure to buy the best travel insurance for Germany from India so that you’re protected at all times!

Currency and Foreign Exchange

The currency used in Germany is Euro. Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 82.03 INR = 1 EUR
USD (United States Dollar) 1.06 USD = 1 EUR


  • Q1. How much does German travel insurance cost?

    Ans: Since Germany is a part of the Schengen zone, you will need to buy Schengen travel insurance for Germany with a minimum coverage of EUR 30,000. Depending on your trip duration, age and any underlying health conditions, the cost of your Germany travel insurance will vary. Don't forget to use a travel insurance premium calculator to get a better idea!
  • Q2. What should I know before travelling to Germany?

    Ans: Make sure to read up on Germany's transportation system as each city has a different system. You should also keep sufficient cash as Germany still uses cash very widely. Chances are that even in some shops, bars or restaurants you may not find a card machine. Another thing to remember is that Sundays in Germany see closed pharmacies and supermarkets, so you need to prepare accordingly. Other than these, rules and other codes of conduct must be respected. You will be fined if you break those rules.
  • Q3. How can I buy travel insurance for Germany?

    Ans: You can easily buy the best travel insurance for Germany online through after comparing multiple options available in the market. Once you have decided upon a plan, you can fill up the proposal form and complete the payment online.
  • Q4. What is the best time to visit Germany?

    Ans: The best time to visit Germany is summer, also the peak tourist season. The high season lasts from May till September after which it may feel too cold for some visitors.
  • Q5. What is the cheapest time to go to Germany?

    Ans: Being a wealthy economy in Europe, the cheapest time to visit Germany will be during mid-January and mid-March. Avoid visiting during festivals like Christmas, Carnivals and German vacation time. You can also visit Germany near the end of October for cheaper accommodation.
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