Travel Insurance for Bulgaria

Known for its rich cultural heritage and stunning mountains & beaches, Bulgaria attracts millions of tourists to its shores every year. Being a budget-friendly destination, it is famous among backpackers, solo travellers, and tourists who wish to explore Europe without spending a lot. Bulgaria recently became a part of the Schengen Zone, so you must plan your journey accordingly to meet all the necessary entry requirements, including a visa and travel insurance for Bulgaria.

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Schengen Countries
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Travel Insurance Plans on PolicyBazaar#1

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

Quick Facts to Know About Bulgaria

Here are some useful facts about the country to help you plan your Bulgaria itinerary:

Category Specification
Capital Sofia
International Airports Sofia International Airport
Time Zone GMT+3
Best Time to Visit April to June
Bulgaria Visa on Arrival Not Available for Indians
Travel insurance for Bulgaria Mandatory

Why Do You Need Travel Insurance for Bulgaria?

Travelling to another continent is a costly affair. There is much to consider besides the expensive flights, hotels, and bookings. While Bulgaria is safe for tourism, emergencies can occur at any time. You never know when something you eat does not suit you, forcing you to get medical assistance or you can become a victim of petty theft and end up losing your passport. In such cases, having travel insurance for your Bulgarian trip will definitely help.

Apart from being mandatory, a Bulgarian travel insurance plan is crucial to protect you from unpredictable expenses, from hospitalisation to document loss and several stay-and-trip-related emergencies. All visitors on a Uniform Schengen Visa must purchase travel health insurance with a minimum coverage of EUR 30,000.

Key Benefits of Travel Insurance for Bulgaria

Taking a trip to Europe is a fun and exciting experience. However, given the distance and change in topography, food, and season, you should always take extra care to avoid unexpected situations. With Bulgaria travel insurance, you are safeguarded against the following emergencies:

  • Coverage for luggage delay, loss, or damage at connecting airports
  • Medical coverage, including hospitalisation due to illness or accident abroad
  • Coverage for loss or theft of passport
  • Personal liability coverage in case of unintended damage to a third party or their property
  • Personal accident coverage
  • Coverage for trip cancellation and interruption
  • Coverage for bounced hotel bookings
  • Home burglary coverage

You can also opt for additional coverage, which adds extra benefits to your Bulgaria travel insurance. Depending on your insurer, these add-ons can be sports-related, pre-existing disease cover, flight-related, or others.

Visa Information for Bulgaria

It is mandatory for Indians to obtain a valid visa to enter Bulgaria. Since April 2024, when it became part of the Schengen Zone, Bulgaria has been issuing Schengen visas for tourism and other purposes. You must apply for a valid visa depending on the purpose of your visit, like tourism, study, work, or business.

Interested visitors can apply for Uniform Schengen Visas for Bulgaria, allowing them to stay for up to 90 days in any 180-day period. Those interested in staying for more than 90 days can apply for long-stay visas and residence permits that the Republic of Bulgaria issues.

Top Tourist Attractions in Bulgaria

From Bulgaria's bustling capital, Sofia, to its towering mountains, the country is among the oldest in Europe. It boasts a rich culture and history, which is evident in its architecture, landmarks and attractions. Here are some of the best places to visit in Bulgaria:

Most Visited Destinations in Bulgaria
  • Sofia
  • Plovdiv
  • Veliko Tarnovo
  • The Seven Rila Lakes
  • Cape Kaliakra
  • Varna
  • Koprivshtitsa
  • Shiroka Laka
  • Bozhentsi
  • Sozopol
  • Balchik
  • Pamporovo

No matter which famous place you decide to visit in Bulgaria, make sure to plan your itinerary carefully to avoid wasting time. Make sure you buy travel insurance for Bulgaria so that no unexpected situation affects your trip plans and budget.

Indian Embassy in Bulgaria

If you face an emergency requiring diplomatic help, you should immediately contact the Indian Embassy in Bulgaria. It is located in Sofia, and you can contact or reach the embassy through the following ways:

Details Information
Emergency Contact +359 87 688 6165
Address Embassy of India, 4 Alfred Nobel Street, Geo Milev, Sofia 1113, Bulgaria
Email amboff.sofia[@]mea.gov.in

International Airports in Bulgaria

Bulgaria has several international and domestic airports throughout the country. Here are the most popular airports to plan your trip to Bulgaria:

Airport Location
Sofia Airport Sofia
Burgas Airport Burgas
Stara Zagora Airport Stara Zagora
Plovdiv International Airport Plovdiv
Varna Airport Varna

International airports witness an added burden due to heavy footfall and long-haul flights. Bulgaria travel insurance with flight and trip-related coverage offers necessary protection in case of delayed or cancelled flights, loss or damage of your checked-in baggage, and more.

Currency and Foreign Exchange

Bulgaria's official currency is the Bulgarian Lev (BGN). Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 1 BGN = 45.19 INR
USD (United States Dollar) 1 BGN = 0.53 USD

Bulgaria Travel Insurance: FAQs

  • Q1: Is Bulgaria under a Schengen visa?

    Ans: As of April 2024, Bulgaria and Romania have been included in the Schengen Zone; hence, you must apply for a Schengen visa to visit the country.
  • Q2: Do I need travel insurance for Bulgaria?

    Ans: Travel health insurance for Bulgaria from India with the necessary coverage (EUR 30,000) is mandatory for obtaining a Bulgarian visa. It is mandatory for people who need a visa to visit Bulgaria.
  • Q3: Do I need cash in Bulgaria?

    Ans: Yes. Apart from your credit card, carrying sufficient cash is essential while travelling in Bulgaria.
  • Q4: How much does Bulgaria travel health insurance cost?

    Ans: The travel insurance premium for Bulgaria will depend on factors like your trip duration, age, coverage amount, etc. You can easily compare various travel insurance plans for Bulgaria on Policybazaar.com to find the most suitable one.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Shreya
Dharamshala, March 13, 2026
100% Online
We bought our travel insurance online in minutes. It was a smooth, digital-first process that made our vacation much more relaxing.
Bhavesh
Lucknow, March 11, 2026
Hassle-Free
Great experience using PolicyBazaar for our recent trip to Nepal.Highly recommended for a hassle-free process.
Nishant
Junagadh, March 09, 2026
Happy Customer
I have taken travel insurance for my last four international trips. Glad to share that I am always a happy customer.
Jitendra
Bokaro, March 06, 2026
Easy to Navigate
I recently had to go to the US to visit a sick relative. I purchased travel insurance for my visit. Since it happened so quickly, I did not have time to look at the options. I visited the Policybazaar website. The site is incredibly easy to navigate. The plan was comprehensive, covering everything from baggage and passport loss to potential medical costs.
Vaidehi
Ranchi, March 04, 2026
Very Helpful
PolicyBazaar has always been the first choice when it comes to insurance. On a recent trip to the US, our baggage was misrouted and lost. The policy we bought helped us recover our bags and covered all the unexpected expenses we incurred in the meantime.
Harshita
Solan, March 02, 2026
Travel Health Insurance
During a trip to the US, I had a minor accident right outside the airport. I am glad that I purchased a travel insurance policy through PolicyBazaar. The policy helped me to cover the medical consultations and medications without any hassle.
Yash
Ahmedabad, February 28, 2026
Travel Health Insurance
When I was in London, I was attacked by a stray animal and needed immediate treatment. My travel insurance helped me cover medical expenses without putting a strain on my finances.
Trisha
Bhavnagar, February 25, 2026
Good Experience
I bought international travel insurance for my parents on the recommendation of a friend. The entire process was smooth and user-friendly.
Rajesh
Jammu, February 23, 2026
100% Support
I lost my luggage during my trip to London. Policybazaar helped me with the claim and supported me throughout.
Preet
Assam, February 21, 2026
Affordable Plans
I bought student travel insurance from Policybazaar. The team helped me get a travel insurance plan at an affordable price.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 30 day trip to Bulgaria with 50,000 dollar coverage for an adult of age 25 years

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