Aditya Birla Arogya Sanjeevani Policy

Aditya Birla Health Insurance Co. Ltd. provides Arogya Sanjeevani health plan as per the IRDAI guidelines. It is a standard medical insurance product that helps uninsured people avail the best healthcare services at an affordable premium. Aditya Birla Arogya Sanjeevani policy offers sum insured options from Rs 1 lakh to Rs 5 lakh. Here are all the details regarding the policy features, inclusions, and exclusions.

Read More

Aditya Birla Arogya Sanjeevani Policy

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Eligibility Criteria

    Criteria

    Specifications

    Entry Age Criteria

    18-65 years

    Dependent Children

    3 months-25 years

    Sum Insured

    Rs 1 lakh to Rs 5 lakh

    Co-payment

    5%

    Coverage Type

    Individual/Family Floater

    Cumulative Bonus

    5% for claim-free year

    Cashless Hospitals

    8400+

    Premium Starting

    Rs 5117/ per year

    Key Features of Aditya Birla Arogya Sanjeevani Policy

    Aditya Birla Arogya Sanjeevani policy offers the following features and benefits to the insured:

    • Once you get admitted to a network hospital you can avail cashless treatment in the network hospitals
    • Aditya Birla Arogya Sanjeevani policy provides a 5% increase in the sum insured for every claim-free year
    • The policy tenure option is 1-year on both individual and family floater basis
    • Any treatment can be availed after the completion of 30-days of the waiting period
    • Pre-existing diseases are covered after a waiting period of 48-months
    • There is compulsory co-payment of 5%
    • Specific illnesses like hernia, cataract are claimable after a waiting period of 24-months

    Inclusions of Aditya Birla Arogya Sanjeevani Policy

    Aditya Birla Arogya Sanjeevani policy covers the following expenses during the policy term:

    • The insured can file claim for Intensive Care Unit (ICU)/Intensive Critical Care Unit (ICCU) expenses. The limit is up to Rs 10,000 or 5% of the sum insured per day
    • Cataract treatment coverage limit is 25% of the sum insured or a maximum of Rs 40,000
    • In-patient Ayush treatment expenses under Homeopathy, Ayurveda, Unani, Naturopathy, Yoga, and Siddha are payable up to the sum insured limit
    • Aditya Birla Arogya Sanjeevani policy also includes room rent and nursing charges up to Rs 5000 or a maximum of 2% of the sum insured
    • You can also file a claim for p30 days of pre-hospitalization expenses and 60 days of post-hospitalization expenses
    • This Arogya Sanjeevani health insurance plan covers all the daycare procedures

    Exclusions of Aditya Birla Arogya Sanjeevani Policy

    During the policy tenure following claims are not permissible under the Arogya Sanjeevani health policy:

    • Any health emergency resulting due to war,  the act of a foreign enemy, revolution, and similar acts shall be excluded from claims
    • The policy covers  the expenses incurred OPD charges and domiciliary or home treatment
    • Treatment for drugs, alcoholism, and substance abuse are excluded as well
    • Treatments received in spas, nature cure clinics, or similar establishments are not covered
    • Any treatment that is received outside the geographical limits of India cannot be claimed under the Arogya Sanjeevani medical insurance policy

    If you want to buy Arogya Sanjeevani health insurance policy then you can write to us at care@policybazaar.com or speak to us at 1800-708-8787.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    Why is It Important to Disclose Pre-existing Diseases to Your Insurer?

    06 Sep 2022

    As we grow old, the chances of developing a disease or a medical...
    Read more
    Benefits of Multi-Year Health Insurance Plans

    25 Aug 2022

    Ever since COVID-19 entered our lives, health insurance has come...
    Read more
    Does Health Insurance Cover Monkeypox?

    25 Jul 2022

    Monkeypox is the latest disease to make its way to India while we...
    Read more
    List of Diseases Covered by Bajaj Allianz Health Insurance Plans

    05 Jul 2022

    Barely any person has remained unaffected due to rising health...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance...
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL