*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Bajaj Allianz Top-up and Super Top-up Health Insurance Plans provide additional coverage to those who are already insured under a mediclaim policy.You can still get covered under the Bajaj Allianz Extra Care Plus policy even if you are not insured under a primary health insurance plan.
Top up and super top up plans can be availed as an add-on benefit with the basic health insurance coverage. These policies come in when the basic cover is exhausted during a medical emergency. Bajaj Allianz Extra Care Plus Super Top-up plan provides sum insured cover from Rs 3 lakh to Rs 50 lakh. And Bajaj Allianz Extra Care Top-up plan provides coverage from Rs 10 lakh to Rs 15 lakh.
The eligibility criteria for Bajaj Allianz top-up or Super top-up plan is given in the table below:
Criteria |
Extra Care Plus Super Top-up |
Extra Care Top-Up |
Sum Insured |
Rs 3 lakh to Rs 50 lakh |
Rs 10 lakh-Rs 15 lakh |
Deductible |
Rs 3 lakh-10 lakh |
Rs 3 lakh-Rs 5 lakh |
Minimum entry age |
Individual:18 years Child: 91 days |
Individual: 18 years Child: 3 months |
Maximum entry age |
80 years |
Individual: 70 years Child: 25 years |
Waiting period for pre-existing diseases |
12 months |
12 months |
The two types of Bajaj Allianz top-up and Super top-up health insurance plans are given below:
Bajaj Allianz Top-up and Super Top-up Plans come with the following key features and benefits:
Bajaj Allianz health top-up policy covers the following medical expenses:
Bajaj Allianz health Super top-up policy covers the following medical expenses:
Policyholders can check out Bajaj Allianz Extra Care Plus Super Top-up and Bajaj Allianz Extra Care Top-up plans brochure for more coverage benefits. The same contains the premium chart as per your age, sum insured, and deductibles.
The following medical expenses are not covered under the Bajaj Allianz Top-up and Super top-up health plans:
*The applicant may refer to the Bajaj Allianz health top-up plan brochure for a complete list of exclusions.
Yes, you can buy the Bajaj Allianz Extra Care Top-up policy online from Policybazaar. The policy offers coverage to pay the medical expenses when your existing sum insured gets used up. The coverage provided is up to Rs 15 lakh.
To renew your Bajaj Allianz top-up health insurance plan you can reach out to Policybazaar.com. Write to us at care@policybazaar.com or call us at 1800-708-8787.
The coverage limit for Bajaj Allianz Extra Care plus Super top-up health plan is Rs 3 lakh to Rs 50 lakh. The deductible limits are Rs 3 lakh to Rs 10 lakh. Once the deductible is paid the policy becomes active for subsequent claims.
Yes, few modern treatments like robotic surgeries, oral chemotherapies, stem cell transplantation, etc. are covered under the Bajaj Allianz top up health plans.
Yes, you can register health insurance claims for pre-existing diseases under the Bajaj Allianz super top-up health plan after the completion of 12 months of the waiting period.