Edelweiss Term Insurance Calculator

The Edelweiss Term Insurance Calculator is an online tool that helps you determine an estimate of the insurance life coverage (sum assured) needed to protect the future of your family members in case of uncertainty. This calculator helps in calculating the premium amount that you have to pay to your insurer to fulfill this goal. By providing clarity and transparency upfront, the calculator makes the process of selecting the right Edelweiss term insurance plan more straightforward and reliable. Let’s understand this in detail: 

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₹1 Crore Life cover starting from ₹478/month+
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What is an Edelweiss Life Term Plan Calculator 2025?

The Edelweiss Life Term Plan Calculator 2025 is an online tool designed to help you estimate the premium you need to pay for your Edelweiss term insurance plan. By entering basic details such as your age, income, lifestyle habits, chosen sum assured, and policy duration, the calculator instantly generates a premium amount tailored to your profile. This not only saves time but also gives you a transparent view of how much financial protection will cost, making it easier to plan your budget and secure the right cover for your family’s future.

In simple terms, it is an online tool that is user friendly with the objective of easing the buying decision for you. 

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

What are the Benefits of Edelweiss Life Term Insurance Calculator?

The Edelweiss Life Term Insurance Calculator is more than just a premium estimating tool, it gives you clarity and confidence before buying a policy. By using it, you can avoid guesswork and tailor your term insurance plan to match your exact requirements. Here are some key advantages of using the Edelweiss Life Term Insurance Calculator:

  • Customised Results: The Edelweiss Term Insurance Calculator takes into account your age, income, lifestyle, and cover amount to generate a premium estimate that is unique to you.

  • Helps You Choose the Right Cover: It allows you to experiment with different sum assured options so you can strike the right balance between protection and affordability.

  • Transparent Process: The Edelweiss Term Insurance Calculator shows the cost breakdown clearly, ensuring there are no hidden charges or surprises later.

  • Convenient and Accessible: It can be used anytime, anywhere, giving you the flexibility to plan your insurance without external help.

  • Supports Long-Term Planning: By altering the policy term and coverage, you can see how your protection needs will be met throughout different life stages.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How Does a Term Insurance Premium Calculator Work? 

Now that we know the benefits of Edelweiss term insurance calculator, it is also important to understand how the premium amount is calculated using this calculator. When you enter basic details like your name and date of birth, you can also choose how often you want to pay your premiums: monthly, quarterly, half-yearly, or yearly. This makes it easier to see what premium amount you’ll pay during your policy term.

Your premium is calculated based on several factors such as the type of plan, your gender, sum assured, policy duration, date of birth, lifestyle habits (like smoking), health conditions, and any add-ons you select. Generally, younger people pay lower premiums since health risks are fewer, while premiums are higher for older individuals.

You can purchase a term insurance plan either online or offline, depending on your convenience.

Why Should I Use the Edelweiss Life Term Plan Calculator?

The Edelweiss Life Term Plan Calculator is a valuable tool that helps you make informed decisions about your term insurance needs. Instead of guessing how much premium you may have to pay, the calculator provides an accurate estimate based on your personal details and financial goals. This makes it easier to plan ahead, compare options, and choose a plan that fits both your protection needs and budget.

Key reasons to use the Edelweiss Life Term Plan Calculator

  • Accurate Premium Estimates: The term insurance calculator gives you a clear idea of the premium payable for your chosen cover, avoiding unexpected costs later.

  • Time-Saving: With just a few details, you can instantly see your premium amount without the need for lengthy paperwork or manual calculations.

  • Better Financial Planning: Knowing your premium in advance helps you manage your monthly and annual budget effectively.

  • Comparison Made Easy: You can compare different coverage amounts and policy terms to find the most suitable plan for your family.

  • Informed Decision-Making: By providing transparent information, the calculator ensures you select a plan that matches your lifestyle, income, and future goals.

Life Insurer Details

How to Use The Edelweiss Life Term Plan Calculator?

You can use the Edelweiss Life insurance calculator in the following way:

Step 1: Visit the term insurance calculator page of Policybazaar

Step 2: Select the right age, gender, smoking habits, cover till age, and sum assured

Step 3: The approximate premium for your profile will be displayed on the screen

Step 4: Click on ‘Check Your Premium’ to see the available plans for your profile

Step 5: Choose the best term insurance plan and proceed to pay

Information Required While Using Edelweiss Life Term Insurance Calculator 2025

Here is a list of the information required to use the Edelweiss Term insurance calculator:

  • Age

  • Gender

  • Life Cover Amount

  • Policy Term

  • Smoking Habits

Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.

FAQs

  • Q. What is the upper limit for the sum assured?

    Ans: There is no upper limit for sums assured for Edelweiss Life term plans; the minimum limit for the sum assured is Rs.50,000.
  • Q. What are the benefits of Edelweiss Term Insurance?

    Ans: The benefits of Edelweiss Term Insurance are as follows:
    Death benefits – In case of accidental or unexpected deaths, then the nominee of the deceased person receives the sum assured as a death benefit.
    Tax benefits*– The tax benefits are offered by Edelweiss Term Insurance under the section 80C of the Income Tax Act, 1961. (Tax benefits are subject to changes in tax laws)
    Maturity benefits – On the return of a premium plan, the maturity benefit will be returned 100% for the premiums paid by the individual.
    Survival benefits – The individual can get survival benefits on their policies.
    Riders – Riders covers the various factors like critical illnesses and accidental deaths.
    Add-ons – Apart from all the above, there are a few add-on benefits offered by the Edelweiss Term Insurance, like paid-up values.
  • Q. Do Edelweiss policies offer nomination benefits?

    Ans: Yes. Edelweiss offers nomination benefits in their policies. Upon the Death of the policyholder, the person who is added as the nominee for that policy may receive the policy benefits from the insurer.
  • Q. Do I need to pay anything to use the Edelweiss Term Insurance Calculator?

    Ans: No, the Edelweiss Term Insurance Calculator is a free online tool. You can use it anytime to get an instant premium estimate without any charges or obligations.
  • Q. How accurate is the premium shown on the Edelweiss Term Insurance Calculator?

    Ans: The premium displayed is an estimate based on the details you provide, such as age, cover amount, policy term, and lifestyle habits. The final premium may vary after medical tests and underwriting checks conducted by the insurer.
  • Q. What is the claim ratio for the Edelweiss term plan?

    Ans: The claim settlement ratio of Edelweiss term life insurance is 99.23% for the last financial year.
Premium By Age

˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.

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Edelweiss Term Insurance Plans Reviews & Ratings

4.6 / 5 (Based on 33 Reviews)
(Showing Newest 10 reviews)
Dipendra
Rajasthan, July 16, 2024
Trustworthy Provider
Policybazaar is a trustworthy provider for term plans. Clear terms, competitive rates. Feel confident in my familys financial protection.
Akhilesh
Maharashtra, July 16, 2024
Smooth Experience
Smooth experience purchasing a term plan from Policybazaar. User friendly website, helpful customer support. Satisfied with the coverage options.
Jaynarayan
Maharashtra, July 16, 2024
Reliable Coverage
The company provides reliable coverage options for term insurance. Found the perfect plan to suit my needs and budget. Highly satisfied with their service and commitment to customer satisfaction.
Anand
Anand, April 07, 2021
Add on benefits
With the term insurance plan I got the additional benefits too with the minimum amount of payment. This plan has been a great thing for me. I got some of the benefits added in my term plan as it will give my plan a much better enhancement. It is possible with edelweiss tokio and policybazaar. Thanks team.
Natasha
Nadasa, April 05, 2021
Check premium online
It is really easy to check for the premium price online. I bought this edelweiss tokio plan from the website of the policybazaar. It is easy for me to understand about the term plan and to buy it conveniently. Thanks to whole team of policybazaar.
Vishal
Andipatti, March 31, 2021
Add on benefits
With the term insurance plan I got the additional benefits too with the minimum amount of payment. This plan has been a great thing for me. I got some of the benefits added in my term plan as it will give my plan a much better enhancement. It is possible with edelweiss tokio and policybazaar. Thanks team.
Alisha
Sheikhpura, March 23, 2021
Check premium online
It is really easy to check for the premium price online. I bought this edelweiss tokio plan from the website of the policybazaar. It is easy for me to understand about the term plan and to buy it conveniently. Thanks to whole team of policybazaar.2
Ashok
Ashok Nagar, February 16, 2021
Got the best
I have got the best term insurance plan with the help of the policybazaar. I am really liking this product as it has given me so much of facilities in one plan. I have got the edelweiss tokio life insurance plans.
Kartik
Nandyal, February 16, 2021
Get best coverage
I got the one of the amazing plan from the policybazaar and it has the great coverage. I bought the edelweiss tokio life insurance and I got it done from the website of the policybazaar. Thanks a lot team.
Abha
Badami, February 16, 2021
Compare and buy
I have recently bought a edelweiss tokio term insurance plan from the policybazaar. It is one of the best plan and before buying it I compared it a lot. All thanks to whole team for providing the best plan.
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