IFFCO Tokio Travel Insurance Policy Online

Introduction

Make your journey more enriching with Iffco’s travel insurance policy. It covers your expenses arising out of accident, loss of passport, loss of baggage and cancellation of flight while you are travelling. It also provides international travel insurance to your family when you are travelling abroad. It gives you coverage whether it’s a holiday or business trip.

Key Features

• Daily allowance up to US $30 each day is paid in case of hospitalization for more than 48 hours.
• Cost incurred due to outpatient department, radiotherapy, injury, x-ray etc.is also covered.
• It also covers dental treatment.
• Amount payable in case of loss of baggage will be paid according to the market value mentioned in the schedule.
• In case of loss of passport, insured will be reimbursed up to the expenses incurred in getting a duplicate passport.

Benefits

In case you are travelling abroad, insurance company’s third party administrator will assist you to make the whole procedure easy.

Details about Premium

Premium will depend on the coverage, country and number of family members covered.

Policy Details:

Policy will only hold valid if the journey commences within 14 days from the commencement of policy.

Contribution: In case the insured is already covered under some other travel insurance policy, it should be intimated to the Iffco Tokio General insurance company before buying a new policy and the insurance company’s liability in case of claim will depend on pro-rata basis.

Geographical Scope: This policy provides coverage for foreign countries and countries of your permanent residence.

Free look period: In case policyholder is not happy with the policy, a free look period of 15 days is given to return the policy.

Documents Required

The proposer needs to fill an application/proposal form to buy this policy. Insurance company might ask the proposer to submit past medical history or some other documents.

Inclusions

There are different plans available under this policy.

Exclusions

• Any claim before commencement of cover is not covered.
• If the insured is travelling against the advice of physician.
• Claims arising out of stress, depression are not covered.
• Claims arising out of sporting risks are not covered.