Star Diabetes Safe Health Insurance Policy

Star Diabetes Safe health insurance policy is specially designed to provide health cover to individuals suffering from Diabetes Mellitus. It is a comprehensive diabetes star mediclaim health policy that has no waiting period for diabetes and its related complications under the Plan A variant.

Coverage under this Star health insurance policy is provided on both Individual and family floater basis. Both Type 1 and Type 2 diabetes patients can be covered under this diabetes health plan.

Eligibility Criteria

The eligibility criterion for Star Diabetes Safe mediclaim health policy is minimum 18years and a maximum of 65 years for people who are suffering from Diabetes Mellitus.

Features and Benefits

• The coverage amount ranges from Rs 3 Lakh, Rs 4 Lakh, Rs 5 Lakh, to Rs 10 Lakh
• This policy is available in two plan variants i.e. Plan A and Plan B
• A pre-medical examination is required under Plan A. On the other hand, pre-medical screening is not required under Plan B
• The coverage is available on both individual and family floater basis
• No waiting period under Plan A and only a 12months waiting period on the Plan B variant
• Post 65 years of age, the Guaranteed Lifetime Renewals are offered to the insured under this Star health insurance policy
• 30 days of a grace period is provided on renewal from the policy expiry date
• Star Health Insurance company provides 15 days of free look period from the policy purchase date

Inclusions of Star Diabetes Safe Insurance Policy

• It is one of the best Star health insurance plans offering diabetes cover including Type 1 and Type 2 diabetes hospitalization expenses and also the related complications
• Hospitalization Expenses that Star health insurance company pays under this policy include medicines, nursing and boarding charges, doctor fees, surgeon fees, anaesthetist, etc.
• The policy pays for all the daycare medical procedures
• Out-patient expenses including medical consultation and diagnostic charges are covered up to the specified limits
• Personal Accident Cover is also provided under this star mediclaim health policy

Exclusions of Star Diabetes Safe Insurance Policy

• Pre-existing illnesses until completion of the waiting period
• Any cosmetic or plastic surgery unless it is a part of the treatment
• Unproven medical treatments
• Symptoms arising out of alcohol and drug abuse
• Routine medical check-up is not covered
• Symptoms arising out of alcohol consumption and drug overdose
• Star health insurance plans do not cover gender change surgery
• Any loss or damage arising due to self-inflicted injuries and suicidal attempts cannot be claimed
• Incidents related to breach of conduct or law, war, crime, usage of weapons, etc. are not covered

Cancellation

To cancel your Star health diabetes safe insurance policy, you need to inform the insurer by giving a 15 days’ notice to get the refund. The rate of premium that is refunded is decided on the basis of the policy term and premium payment frequency. Listed below is for one-year policy term:

Star Diabetes Safe Insurance Policy FAQs