*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Star Cancer Care Platinum Insurance policy provides coverage to people diagnosed with cancer of any stage. It covers the medical expenses incurred in the treatment of cancer, including hospitalization, rehabilitation & pain management, day care procedures, etc. The policy also pays a lump sum amount to the policyholder for reoccurrence, metastasis and unrelated malignancy to the first cancer.
|Sum Insured||Rs 5 lakh, Rs 7.5 lakh and Rs 10 lakh|
|Policy Tenure||1 year|
|Incurred Claim Ratio (2020-21)||94.44%|
|Pre-policy Medical Check-up||Not required|
|Pre-existing Diseases Waiting Period||30 months|
|Initial Waiting Period||30 days|
|Specific Illness Waiting Period||24 months|
|Co-payment||10% for people above 60 years|
Here are some of the unique benefits of buying a Star Cancer Care Platinum Insurance policy:
The Star Cancer Care Platinum plan provides coverage to the policyholder for all stages of cancer.
Policyholders can claim this policy for unrelated second cancer as well as for recurrence and metastasis of cancer. However, this coverage is optional and available on the payment of an extra premium amount.
Advanced-stage cancer patients require specialized care. The Hospice Care benefit ensures that critical cancer patients can get that special care to live the last days of their life comfortably.
The plan offers multiple wellness services, including a diet & nutrition program, weight management program and teleconsultation with a specialist, to promote a healthy lifestyle amongst policyholders.
A cumulative bonus of 5% is granted to the policyholder for every claim-free year for up to a maximum of 50%. This bonus can be used to increase the sum insured amount without paying a higher premium.
The plan offers cashless hospitalization facilities to the insured at over 12000 network hospitals of Star Health & Allied Insurance Company across India.
People interested in buying this Star Health Insurance policy do not have to undergo any pre-medical screening. However, they do have to submit their previous medical records at the time of buying the policy.
Policyholders can claim tax deductions on the premium paid for the Star Cancer Care Platinum Insurance policy under Section 80D of the Income Tax Act.
A Star Cancer Care Platinum Insurance policy covers the following medical expenses:
The following expenses are not covered under a Star Cancer Care Platinum Insurance policy:
Take a look at the eligibility criteria for buying a Star Cancer Care Platinum Insurance policy:
|Minimum Entry Age||5 months|
|Maximum Entry Age||65 years|
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