Star Care Micro Insurance policy is a health insurance policy for you and your family. It has been designed to ensure health cover to people in both Tier 1 and Tier 2 cities. A perfect health plan for nuclear families in India, this plan can be renewed for lifetime to avail the benefits.
Even the modern treatments are covered under this plan, which further reduces the out-of-the-pocket expenses. Moreover, the applicants don’t need to provide medical records before making the purchase.
Policy cancellation can be done by policyholder by giving 15 days written notice and the insurer shall refund the premium for the unexpired policy period as given in the table below:
Period on risk |
Rate of Premium to be retained by the insurer |
Up to 1 month |
40% of annual premium |
Up to 3 month |
60% of annual premium |
Up to 6 month |
85% of annual premium |
Exceeding 6 months |
Full annual premium |
Ans:Star care health insurance policy is beneficial in meeting hospitalization, pre and post hospitalization charges, Ambulance charges, and modern treatments. Even the family members can be covered under the plan that makes it a suitable option for the Indian nuclear families.
Ans:Yes, the policy covers any of the pre-existing diseases that the policyholder has after 48 months of continuous insurance cover.
Ans:No, you need to provide any pre-medical tests to get insured under this policy.
Ans:Star Health Insurance and Allied Insurance provides coverage for 405 listed daycare procedures and treatments.
Ans:Premium paid by any other mode other than cash for this star care health insurance is eligible for tax relief under Section 80D of the Income Tax Act
Ans:Yes, you can claim for 30 days of pre-hospitalization charges and 60 days of post-hospitalization charges.
Ans:Yes, modern medical procedures are covered under the policy up to a specified limit.
If I Buy top-up Health Insurance, What Should be my Policy Cover?
Why do you carry a Stepney or a spare tire in your car? So that you can use this spare tire as a stand-by in case one of the tires gets punctured. Similarly, a top-up health insurance plan acts as a Stepney to your med...Are Wellness Benefits In Health Insurance Useful?
The real cost to insurance companies is low. It is not surprising to know that the impact achieved is low too. Let’s talk about this in detail. Last week Rhea called her insurer to inquire about the complementary health check-up benef...10 Reasons why buying a Health Insurance in your 20s a Good Idea
In India, for a young person in his early 20s, availing a health insurance policy is imperative due to increasing health risks from a sedentary lifestyle. After COVID outbreak, the popularity and need of a health cover h...High or Low Deductible Health Insurance - Which one to Opt for?
There are so many health insurance plan options available that it gets difficult to understand all of them and their features. When you are purchasing a health insurance policy you might actually want to do some planning ...Exploring Manipal Cigna Health Insurance and Claim Settlement
As residents of a developing nation, we are exposed to the risk of contracting various illnesses. Despite thorough maintaining an active lifestyle, we are prone to various illnesses. A lot of factors such as pollution and f...