*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Arogya Sanjeevani Star Health Policy is a standard policy introduced by the IRDAI with common terms and conditions for all the insurance providers across the country. Star Health and Allied Insurance Co Ltd. offers this plan under Star Health Insurance category, which covers hospitalization expenses arising out of a medical emergency. The policy is quite popular for offering at an affordable premium with multiple other benefits.
Up to Rs 10 lakh
One can buy the Arogya Sanjeevani Health Insurance policy, which covers all medical expenses up to the sum insured, with an option to choose from an Individual or Floater Plan. The police offer variable options of the sum insured up to Rs 10 lakh for a policy term of 1 year.
The plan covers the following essential expenses:
Apart from the basic benefits, the following coverage is also included in the Arogya Sanjeevani Star Health plan:
The following medical treatments and expenses are excluded from the Arogya Sanjeevani Star Health Insurance plan.
For a complete list of exclusions, please refer to the policy document.
Anyone looking to buy Arogya Sanjeevani Star Health policy can go through the following main key features and benefits:
Rules regarding cancellation of the Arogya Sanjeevani Star Health Insurance Policy are as follows:
Ans: Yes, one can buy Star Health Insurance if they are a foreigner residing in India, but the coverage will not include any medical expenses incurred outside India.
Ans: Yes, any expenses incurred for diagnostic tests such as X-Ray or blood tests etc., are covered under this plan, given the patient is hospitalized for a minimum of 24 hours.
Ans: One can buy the online Arogya Sanjeevani Star Health plan or contact customer care to acquire the necessary information on this policy.
Ans: Yes, a free look period of 15 days is applied to this policy, after which one can return the policy if they find it unsuitable as per their requirements.
Ans: One can call the insurer helpline and inform with ID reference, or show the ID card provided by the Company at the hospital helpdesk and obtain a pre-authorization form, fill it and resubmit it at the hospital desk to initiate a cashless claim.
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