Star Wedding Gift Health Insurance Policy

Star Wedding Gift is a Health Insurance Policy by Star Health and Allied Insurance Company that covers prenatal and post-natal expenses along with childbirth expenses. Delivery expenses, both – normal and caesarean, are covered. Moreover, the newborn baby is also protected under the Star Wedding Gift Medical Insurance Plan.

What makes this policy a complete maternity healthcare package is that both prenatal and postnatal expenses, expenses on post-delivery complications faced by the mother are compensated. This Star mediclaim policy has been discontinued for new purchases.

Eligibility Criteria 

If you are aged between 18 years and 40 years then you are eligible to get coverage under this Star health insurance plan.

Features and Benefits

  • The sum insured amount option are Rs 3 Lakh and Rs 5 Lakh
  • No involvement of a third-party administrator in settling claims for Star health insurance plans including wedding gift insurance plan
  • Star Health Insurance Company provides direct in-house settlement of claims
  • A seamless process to avail cashless hospitalization in more than 9900 hospitals throughout India

Inclusions of Star Wedding Gift Health Insurance Policy

  • Maternity insurance benefits for 2 deliveries only
  • In-patient hospitalization cover, Room, boarding, and nursing expenses if it is for a minimum period of 24 hours.
  • Ambulance cover up to the specified limit
  • If any checkups are required to assure the health of the fetus, they are also given a cover up to Rs. 1000 per test.
  • Coverage for prenatal and post-natal expenses
  • It is advisable that you buy this policy 3 years in advance, as you can only get benefits after 36 months of the waiting period. And your second delivery will be covered after a waiting period of 2 years.
  • Moreover, any internal and external congenital ailments in the newborn are automatically covered
  • Pre and post-hospitalization cover
  • New born baby care add-on cover option

Exclusions of Star Wedding Gift Health Insurance Policy

  • Dental treatment or surgery (excluding accidental damages)
  • Pre-existing illnesses before the completion of the waiting period
  • Claims arising for illnesses diagnosed within the 30-days of policy purchase
  • Injury due to nuclear weapons and war material, criminal intent and breach of law.
  • Unproven treatments and gender change surgeries

Cancellation

Wedding Gift health plan can be cancelled by sending a written notification to the insurer by giving a 15 days’ notice and the refund will be initiated as per the limits mentioned in the policy wording.

Star Wedding Gift Health Insurance Policy FAQs

Written By: PolicyBazaar - Updated: 16 October 2020
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