Star Special Care is an affordable indemnity-based medical insurance policy for children diagnosed with Autism Spectrum Disorder. The plan by Star Health and Allied Insurance Company caters to the different and specific needs of autistic children. With this special health insurance for autism, parents can provide the best medical treatment available to their autistic child without any financial constraints.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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|Ideal for||Autistic children|
|Star Health Network Hospitals||12000+|
|Sum Insured||Rs 3 lakh|
|Incurred Claim Ratio (2020-21)||94.44%|
|Pre-acceptance Medical Check-up||Not required|
|Pre-existing Diseases Waiting Period||4 years|
Here are some of the key features of the Star Special Care Insurance plan:
Take a look at the following table to know the eligibility criteria for the Star Special Care Insurance plan:
|Minimum Entry Age||3 years|
|Maximum Entry Age||25 years|
|Who Can Buy?||Any child with Autism Spectrum Disorder|
Star Special Care Insurance includes the following coverage:
The following treatments/ medical expenses are excluded under a Star Special Care Insurance plan:
If you have any insurance-related queries regarding Star Special Care Insurance, you can speak to our experts at 1800-419-7715 or 1800-258-5970.
Ans: Yes. Star Special Care Insurance policy comes with the following waiting periods:
Ans: Yes. You need to submit a copy of all prior treatments taken by the autistic child from concerned specialists at the time of buying the Star Special Care Insurance policy.
Ans: Yes. ASD or Autism Spectrum Disorder is covered under the Star Special Care Insurance policy. However, the coverage under this policy is available only for children up to 25 years.
Ans: Yes. You can cancel the Star Special Care Insurance policy any time after buying. In case you cancel your policy within the first 15 days of buying it, your policy will be cancelled without any cancellation charges. But if you cancel the policy after this period, you will have to pay a cancellation fee to Star Health & Allied Insurance Company.
Ans: About 12 modern treatments are covered under the Star Special Care Insurance policy. They include stem cell therapy, oral chemotherapy, deep brain stimulation, robotic surgeries, bronchial thermoplasty, vaporization of the prostate, stereotactic radio surgeries, intra vitreal injections, IONM, uterine artery embolization & HIFU, immunotherapy and balloon sinuplasty.
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