*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The Star Cancer Care Gold plan is a pilot product of Star Health & Allied Company that offers health insurance for existing cancer patients. It can be purchased by people diagnosed with Stage 1 & Stage 2 cancer even if they are cured. Besides, the policy pays a lump sum amount if the policyholder is diagnosed with cancer for the second time or suffers metastasis or recurrence.
|Sum Insured||Rs 3 lakh, Rs 5 lakh|
|Policy Tenure||1 year|
|Incurred Claim Ratio (2020-21)||94.44%|
|Pre-acceptance Medical Check-up||Not required|
|Pre-existing Diseases waiting Period||48 months|
|Initial Waiting Period||30 days|
|Specific Illness Waiting Period||24 months|
|Co-payment||10% for people above 60 years|
Take a look at some attractive benefits of buying a Star Cancer Care Gold plan:
The Star Cancer Care Gold plan is the first plan ever to provide health insurance to existing cancer patients in India. Thus, people diagnosed with cancer of Stage 1 or Stage 2 can buy this policy.
This innovative policy provides coverage for a second malignancy, which is unrelated to first cancer. It also accepts claims arising out of recurrence or metastasis of cancer. However, the coverage is available after a waiting period of 30 months.
Star Health Insurance for cancer does not require applicants to undergo a pre-medical screening before buying irrespective of their age. All they need to do is submit their previous medical records to purchase this policy.
Policyholders can avail cashless hospitalization benefits across India at more than 12000 network hospitals.
As per Section 80D of the IT Act, premiums paid for Star Cancer Care Gold plans will be eligible for tax deductions.
The Star Cancer Care Gold plan includes the following coverage:
The following expenses are excluded under the Star Cancer Care Gold plan:
Check out the eligibility criteria to buy a Star Cancer Care Gold plan:
|Medical Condition||People diagnosed with Stage 1 or Stage 2 cancer|
|Minimum Entry Age||5 months|
|Maximum Entry Age||65 years|
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