Star Health Insurance for Cancer

If you have been diagnosed with cancer or have already completed your treatment and have got cured, you can still be paying for medical expenses for routine illnesses like a fever that can cost you a lot. An indemnity health plan may provide financial cover to you against the medical expenses.

Unfortunately, if you get diagnosed with cancer the second time or metastasis then you would need to undergo the required treatment. You can check out different star health insurance plans and plan name for cancer is Star Cancer Care Gold, which is a Pilot Product ensuring cancer treatment cover.

Highlights

Network Hospitals

9900+

Renewability

Lifelong

Number of Claims Settled 

4.9 million

Claim Settlement Ratio

90%

Eligibility Criteria for Star Cancer Care Gold Health Insurance

People between the age group of 5 months and 65 years, who have been diagnosed with Stage 1 or Stage 2 Cancer can get covered under this policy. The proposer can also get his/her spouse, dependent parents and children covered.

Features of Star Cancer Care Gold Health Insurance

  • Star health insurance for cancer does not require the applicant to undergo pre-medical screening irrespective of their age
  • 30 days grace period is provided from date the policy expiry date
  • Sum Insured is provided on an individual basis
  • Sum Insured options are Rs 3 Lakh / Rs 5 Lakh
  • The policy term is 1-year
  • 10% co-pay is applicable for people above the age of 60 years at the time of policy inception. Co is applicable at the time of renewal as well

Inclusions of Star Cancer Care Gold Health Insurance

  • The policy offers hospital room rent cover for a Single Standard A/c room. It also compensates for Boarding, Nursing expenses, anaesthesia, blood, operation theatre, oxygen, , Surgical appliances, drugs, medicine, and the fees charged by the surgeon, doctor, medical specialist, anaesthetist, consultants, etc.
  • Emergency Ambulance cover is provided up to Rs 1,500 for each hospitalization and up to a maximum of Rs 2000
  • Pre-Hospitalization incurred 30 days before the hospitalization can also be claimed
  • Post Hospitalization expenses incurred 60 days before getting discharged from the hospital are also covered
  • All the daycare procedures are covered
  • 50% of the lumpsum amount is paid in case of metastasis, second malignancy, and recurrence of cancer
  • Moreover, the policy also provides indemnity health cover for illnesses and accidents other than Cancer

Exclusions of Star Cancer Care Gold Health Insurance

  • 30 days waiting period is applicable after the policy purchase
  • Specified disease/procedure can only be covered after a waiting period of 24 months
  • Pre-existing diseases can only be covered after a waiting period of 48 months

Star health insurance is one of the most popular medical insurance providers in India and if you go through the customer reviews, it will give you a fair idea about their health insurance policies. For any health insurance related queries you can get in touch with our customer care representatives.

Written By: PolicyBazaar - Updated: 19 November 2020
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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