*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Star Health Insurance for Cancer has been designed to provide medical coverage to people diagnosed with cancer. It helps the policyholder to manage the high treatment costs of cancer by paying a lump sum amount on the first diagnosis or recurrence of the disease. The policy eases off the financial burden of cancer treatment and helps the insured to focus only on getting cured.
Category | Specifications |
Network Hospitals | 12000+ |
Incurred Claim Ratio (2020-21) | 94.44% |
Pre-policy Medical Check-up | Not required |
Policy Year | 1 year |
Co-payment | 10% for people above 60 years |
Take a look at the key benefits of buying Star Health Insurance for Cancer:
Generally, people with cancer cannot buy a health insurance policy due to the high-risk profile. However, Star Health Insurance for Cancer provides health insurance for existing cancer patients in India.
Unlike most health insurance plans, this Star Health Insurance policy covers the treatment cost of second cancer. This means people who have been previously cured of another cancer can also buy this policy.
Star Health & Allied Insurance Company does not require people to undergo a pre-acceptance medical screening before buying this policy. They just need to submit their previous medical records at the time of buying the policy.
Policyholders can avail cashless hospitalization facilities at more than 12,000 network hospitals of the insurance company spread across India.
The premium paid for Star Health Insurance for Cancer can be claimed for tax deductions under the Income Tax Act, 1961.
There are two types of Star Health Insurance for Cancer plans offered by Star Health & Allied Insurance Company – Star Cancer Care Gold plan and Star Cancer Care Platinum plan. Anybody between the age of 5 months and 65 years can buy these plans. Take a look at these plans in detail:
The Star Cancer Care Gold plan provides coverage to people diagnosed with Stage 1 and Stage 2 cancer. It also covers the risk of metastasis and recurrence of cancer as well as an unrelated second cancer.
Parameters | Specifications |
Sum Insured | Rs 3 lakh, Rs 5 lakh |
PED Waiting Period | 30 months (for cancer) 48 months (for other ailments) |
The Star Cancer Care Platinum plan covers people diagnosed with all stages of cancer. It provides coverage against unrelated second cancer, recurrence and metastasis of cancer on payment of an additional premium amount.
Parameters | Specifications |
Sum Insured | Rs 5 lakh, Rs 7.5 lakh and Rs 10 lakh |
PED Waiting Period | 30 months |