Star Health Insurance for Cancer

(181 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Star Health Insurance for Cancer

      Star Health Insurance for Cancer has been designed to provide medical coverage to people diagnosed with cancer. It helps the policyholder to manage the high treatment costs of cancer by paying a lump sum amount on the first diagnosis or recurrence of the disease. The policy eases off the financial burden of cancer treatment and helps the insured to focus only on getting cured.

      Read More

      Star Health Insurance for Cancer at a Glance

      Category Specifications
      Network Hospitals 12000+
      Incurred Claim Ratio (2020-21) 94.44%
      Pre-policy Medical Check-up Not required
      Policy Year 1 year
      Co-payment 10% for people above 60 years

      Benefits of Buying Star Health Insurance for Cancer

      Take a look at the key benefits of buying Star Health Insurance for Cancer:

      • Health Insurance for Existing Cancer Patients

        Generally, people with cancer cannot buy a health insurance policy due to the high-risk profile. However, Star Health Insurance for Cancer provides health insurance for existing cancer patients in India.

      • Coverage for Second Cancer

        Unlike most health insurance plans, this Star Health Insurance policy covers the treatment cost of second cancer. This means people who have been previously cured of another cancer can also buy this policy.

      • No Pre-Acceptance Medical Check-up

        Star Health & Allied Insurance Company does not require people to undergo a pre-acceptance medical screening before buying this policy. They just need to submit their previous medical records at the time of buying the policy.

      • Cashless Hospitalization

        Policyholders can avail cashless hospitalization facilities at more than 12,000 network hospitals of the insurance company spread across India.

      • Tax Benefits

        The premium paid for Star Health Insurance for Cancer can be claimed for tax deductions under the Income Tax Act, 1961.

      Types of Star Health Insurance for Cancer Plans

      There are two types of Star Health Insurance for Cancer plans offered by Star Health & Allied Insurance Company – Star Cancer Care Gold plan and Star Cancer Care Platinum plan. Anybody between the age of 5 months and 65 years can buy these plans. Take a look at these plans in detail:

      1. Star Cancer Care Gold Plan

      The Star Cancer Care Gold plan provides coverage to people diagnosed with Stage 1 and Stage 2 cancer. It also covers the risk of metastasis and recurrence of cancer as well as an unrelated second cancer.

      Features and Benefits:

      • It provides a lump sum amount in case of cancer recurrence, metastasis and second cancer.
      • It also provides coverage for non-cancerous ailments and accidents.
      • It covers hospitalization expenses, day care treatments and modern treatments.
      • It pays for the cost of an emergency ambulance service.
      • It covers pre-hospitalization & post-hospitalization expenses for up to 30 days and 60 days respectively. 
      Parameters Specifications
      Sum Insured Rs 3 lakh, Rs 5 lakh
      PED Waiting Period 30 months (for cancer)
      48 months (for other ailments)

      2. Star Cancer Care Platinum Plan

      The Star Cancer Care Platinum plan covers people diagnosed with all stages of cancer. It provides coverage against unrelated second cancer, recurrence and metastasis of cancer on payment of an additional premium amount.

      Features and Benefits:

      • It provides coverage for hospitalization, road ambulance services and day care procedures.
      • It pays a lump sum payment for the treatment of cancer.
      • It covers pre-hospitalization costs for up to 30 days and post-hospitalization costs for up to 60 days.
      • It offers coverage for rehabilitation and pain management.
      • It also pays for the cost of cataract treatment and modern treatment. 
      • It offers free health check-up facility after every claim-free year.
      • It also comes with a second medical opinion and hospice care benefit.
      Parameters Specifications
      Sum Insured Rs 5 lakh, Rs 7.5 lakh and Rs 10 lakh
      PED Waiting Period 30 months

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Surgeries Covered by Magma HDI Health Insurance Plans

      18 Apr 2024

      Magma HDI General Insurance Company offers a spectrum of
      Read more
      Surgeries Covered by Raheja QBE Health Insurance Plans

      17 Apr 2024

      Raheja QBE General Insurance Company offers a diverse range of
      Read more
      Surgeries Covered by Aditya Birla Health Insurance Plans

      16 Apr 2024

      Aditya Birla Health Insurance Company offers a range of
      Read more
      Surgeries Covered by Cholamandalam Health Insurance Plans

      16 Apr 2024

      Cholamandalam MS General Insurance Company offers a range of
      Read more
      Surgeries Covered by Future Generali Health Insurance Plans

      16 Apr 2024

      Future Generali India Insurance Company offers comprehensive
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL