Star Health Insurance for Cancer

Star Health Insurance for Cancer

Star Health Insurance for Cancer has been designed to provide medical coverage to people diagnosed with cancer. It helps the policyholder to manage the high treatment costs of cancer by paying a lump sum amount on the first diagnosis or recurrence of the disease. The policy eases off the financial burden of cancer treatment and helps the insured to focus only on getting cured.

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Star Health Insurance for Cancer at a Glance

Benefits of Buying Star Health Insurance for Cancer

Take a look at the key benefits of buying Star Health Insurance for Cancer:

• Health Insurance for Existing Cancer Patients

  Generally, people with cancer cannot buy a health insurance policy due to the high-risk profile. However, Star Health Insurance for Cancer provides health insurance for existing cancer patients in India.

• Coverage for Second Cancer

  Unlike most health insurance plans, this Star Health Insurance policy covers the treatment cost of second cancer. This means people who have been previously cured of another cancer can also buy this policy.

• No Pre-Acceptance Medical Check-up

  Star Health & Allied Insurance Company does not require people to undergo a pre-acceptance medical screening before buying this policy. They just need to submit their previous medical records at the time of buying the policy.

• Cashless Hospitalization

  Policyholders can avail cashless hospitalization facilities at more than 12,000 network hospitals of the insurance company spread across India.

• Tax Benefits

  The premium paid for Star Health Insurance for Cancer can be claimed for tax deductions under the Income Tax Act, 1961.

Types of Star Health Insurance for Cancer Plans

There are two types of Star Health Insurance for Cancer plans offered by Star Health & Allied Insurance Company – Star Cancer Care Gold plan and Star Cancer Care Platinum plan. Anybody between the age of 5 months and 65 years can buy these plans. Take a look at these plans in detail:

1. Star Cancer Care Gold Plan

The Star Cancer Care Gold plan provides coverage to people diagnosed with Stage 1 and Stage 2 cancer. It also covers the risk of metastasis and recurrence of cancer as well as an unrelated second cancer.

Features and Benefits:

• It provides a lump sum amount in case of cancer recurrence, metastasis and second cancer.
• It also provides coverage for non-cancerous ailments and accidents.
• It covers hospitalization expenses, day care treatments and modern treatments.
• It pays for the cost of an emergency ambulance service.
• It covers pre-hospitalization & post-hospitalization expenses for up to 30 days and 60 days respectively. 

2. Star Cancer Care Platinum Plan

The Star Cancer Care Platinum plan covers people diagnosed with all stages of cancer. It provides coverage against unrelated second cancer, recurrence and metastasis of cancer on payment of an additional premium amount.

Features and Benefits:

• It provides coverage for hospitalization, road ambulance services and day care procedures.
• It pays a lump sum payment for the treatment of cancer.
• It covers pre-hospitalization costs for up to 30 days and post-hospitalization costs for up to 60 days.
• It offers coverage for rehabilitation and pain management.
• It also pays for the cost of cataract treatment and modern treatment. 
• It offers free health check-up facility after every claim-free year.
• It also comes with a second medical opinion and hospice care benefit.

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