*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Star Health and Allied Insurance Company ensures in-house claim settlement without the intervention of a Third-party Administrator. The Company’s health claim settlement ratio of 87% assures timely settlement of your medical insurance claims.
An insurer’s claim ratio defines the percentage of claims it has settled for that fiscal year. Simply put, the health claim ratio is the percentage of insurance claims settled against the total number of claims received.
Moreover, you can avail cashless healthcare facilities in more than 10,200 hospitals across India.
|Claim Settled within 2 hours||90%|
|Pre-existing diseases waiting period||4 years|
|Incurred Claim Ratio*||63%|
Claims filed for Star Health insurance plans can be settled in a hassle-free manner. You can file a claim in two ways- cashless and reimbursement claim. Both the claim processes are mentioned below:
To avail of Star health cashless claim, follow the below-mentioned steps:
To claim for reimbursement, follow the below-mentioned steps:
The list of documents that are required to reimburse your star health insurance claims are elucidated below-
The below documents need to be submitted while filing a cashless claim:
To know more details you can speak to our health insurance experts who will take you through the entire Star health insurance plans and the claim procedure.
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