*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Star Criticare Plus Insurance policy from Star Health Insurance Company aims to offer reimbursement for the expenses incurred due to hospitalization because of sickness, disease, illness, or/ and accidental injury. This plan as well offers lump-sum payment upon diagnosis of some critical illness. This plan offers cover for nine major critical illnesses without any survival period. The sum insured for this policy is as per the covered individual member. Those who are living in India and fall in the age group of 18 years to 65 years are eligible to take Star Criticare Plus Insurance Policy.
This plan offers many benefits to its policyholders, which can be divided into Section 1 and Section 2. In Section 1, the policyholder gets insurance cover for an inpatient hospitalization, cost of medicines and drugs, charges for an emergency ambulance, cost of non-allopathic treatment, etc. On the other hand, in Section 2, the policyholder is offered benefits for the non-survival period, however, the waiting period is applicable, and with hospitalization expenses offered in Section 1and lump-sum compensation and so on are provided.
A policyholder can cancel this policy by giving a written notice period of 15 days and during this event, the company refunds the premium for the unexpired period of policy as mentioned below:
Period on Risk
Premium Rate to be Retained
Up to 1 month
1/3rd of the yearly premium
More than one month to three months
½ of the yearly premium
More than three months to six months
3/4th of the annual premium
More than six months
Full yearly premium
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