United India Health Insurance Portability

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*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      United India Health Insurance Portability

      Customers of other insurance providers can switch to a preferred United India Health Insurance plan as per their requirement, using the Portabilityoption. They can opt for a better plan without the worry of losing any accumulated benefits during the last policy tenure. The policyholders who want to port to United India Health Insurance should request insurance portability around 45 days before the renewal date of their existing policy.

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      Benefits of Porting to a United India Health Insurance Policy

      Switching to United India health insurance plans offers many benefits, some of which are as follows:

      • Opt for Better Coverage Benefits Porting to United Health insurance plan sallows policyholders to upgrade their insurance coverage and avail of better services without paying anything extra. For example, one can opt for advanced treatment coverage, domiciliary hospitalization, global health coverage, critical illness coverage, etc.
      • Save on Premium Switching to a United India health insurance policy allows customers to save on premiums. They can get the same coverage and sometimes-additional benefits with lower premiums. Existing policies with similar coverage may become expensive due to advancing age or the insurer's underwriting.
      • Transfer of Waiting Periods Served Porting to United Indian health insurance plans provides an additional advantage of transferring the waiting periods served under the previous plan. This means that the customer does not need to serve any extra waiting period, but only the remaining ones, ensuring a seamless transition.
      • Carry forward of No Claims Bonus Policyholders with no claim bonus on their existing policy will not lose the same when they port to a United India health insurance policy. For example, if a policyholder has an NCB of 15% under their existing policy, it will apply to the new United India health insurance policy.

      How to Port to a United India Health Insurance Policy?

      Policyholders who want to port their policy to United India health insurance can do so easily by following a few steps. For a hassle-free online process on Policybazaar.com, follow the steps given below:

      Step 1: Choose a United India health insurance policy per your requirements.

      Step 2: Fill in the request with Policybazaar to switch to the United India health insurance policy of your choice around 45 days before your existing policy expires.

      Step 3: Submit the required online proposal and portability forms to Policybazaar after filling them out carefully.

      Step 4: Now pay the premium for your chosen United India health insurance plan

      Step 5: Policybazaar will forward your portability request to United India Insurance Company.

      Step 6: United India Insurance will contact your existing insurance provider to get details like the claim history, medical documents, etc. They can also access this information from the IRDAI website.

      Step 7: Your current insurer will furnish the requested details to United India Insurance Company through the common data-sharing portal of the IRDAI. Any delay in data sharing by the existing insurance provider results in a delay in processing the request for porting the policy.

      Step 8: United India Insurance Company will accept or reject the request within 15 days based on the received documents. In case the company does not decide within this period, the portability request will be auto-accepted.

      Documents Required for United India Health Insurance Portability

      Policyholders who want to switch to United India Health Insurance have to submit the required documents as follows:

      • Copies of the previous year's medical insurance policy
      • Claim history details for the previous policies
      • The latest renewal notice, which has clear information on NCB
      • In case of claims, the customer has to submit medical documents, like hospital discharge summaries and diagnostic reports.


      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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