United India Health Insurance Renewal

United India Health Insurance Renewal

United India Health Insurance renewal is essential to maintain continuous coverage of a United India health insurance policy. With the convenience of online renewal and flexible premium payment options, policyholders can renew their health insurance policies in just a few minutes. However, make sure to renew the United India health policy before it expires.

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Benefits of Renewing a United India Health Insurance Policy Before Expiry

Here are the key benefits of renewing United India health insurance before the policy due date:

• Continuous Protection - To maintain uninterrupted and continuous medical protection, policyholders are advised to renew their United India Health Insurance policies before the due date. Failure to do so may lead to a coverage gap, making them ineligible to file any claims with the insurer.
• No Loss of PED Waiting Period Credit - By renewing their United India Health Insurance policy on time, policyholders can avail medical coverage for pre-existing conditions as soon as the waiting period is over. If the renewal is not done, the policy will lapse and the served waiting period will go to waste. As a result, the PED waiting period will start from scratch when the policy is renewed after a gap.
• Accumulation of No Claim Bonus (NCB) - By consistently renewing their United India Health Insurance policies, policyholders can accumulate a No Claim Bonus (NCB) every year if no claims are raised. The NCB can be used to get a discount on future premiums. However, if the policy is not renewed on time, the accumulated NCB will restore to zero, and the opportunity to reduce the renewal premiums will be lost.
• Lower Premiums - Renewing their United India Health Insurance policies before the expiration date helps the policyholders to avoid paying higher premiums. Generally, insurance companies impose increased charges on policyholders who renew their policies after the due date. By renewing on time, policyholders can save lots of money by paying affordable premiums.
• Tax Benefits - Policyholders can continue to avail tax benefits on health insurance premiums available under Section 80D of the Income Tax Act if they renew their policies on time. Therefore, it is crucial to renew the policy on time to avoid losing the opportunity to save on taxes.

How to Renew a United India Health Insurance Policy?

Follow the steps given below to renew a United India health insurance policy online:

Step 1: Visit Policybazaar.com and click on the 'Renew Your Policy' option located at the top of the page.

Step 2: Select the 'Health Renewal' option from the dropdown menu

Step 3: Authenticate your account by entering your mobile number and the One-Time Password (OTP) received on your phone.

Step 4: Provide the necessary details and pay your United India Health Insurance renewal policy premium.

Step 5: If you are a new user of Policybazaar.com, click on the 'Health Insurance' icon on the homepage.

Step 6: Fill in your name, select your gender, and provide the details of the individuals to be insured, including their ages.

Step 7: Enter your city of residence or pin code and provide your phone number.

Step 8: Fill in the required medical history details

Step 9: Select the United India Health Insurance policy you want to renew and complete the premium payment online.

Once the premium is received, the United India Insurance Company will issue your renewal health policy.

United India Health Insurance Renewal Grace Period

All United India Health Insurance plans come with a grace period, allowing policyholders some extra time after the policy's due date to pay the renewal premium. To prevent policy lapses, policyholders must pay the renewal premium within the grace period.

The grace period for United India Health Insurance plans is generally 30 days. However, the grace period can vary between different plans offered by United India Insurance Company.

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