Avenger 160 Insurance

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What is Avenger 160 Insurance

Every ride on the road has its share of possibilities — some exciting, others uncertain. Whether commuting daily or cruising on long highways, your bike deserves protection from the unpredictable. Avenger 160 insurance ensures financial security against accidents, theft, and damage while meeting legal requirements. A good two-wheeler insurance policy safeguards your bike and spares you from unforeseen repair costs. Understanding the right coverage, add-ons, and claims process will help protect your Avenger 160 bike in every situation.

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Avenger 160 Variant with Insurance Premium

Selecting the right insurance for your Avenger 160 requires understanding the estimated premium and additional coverage costs. Below is a table outlining the Avenger 160 insurance price (1+5 bundle policy) and the zero depreciation add-on cost.

Avenger 160 Variant Zero Dep Cover (Add-on Cover) Estimated Avenger 160 Insurance Price (1+5)
Bajaj Avenger Street (160 cc) ₹355 ₹7,624 onwards

*Disclaimer: The table is for reference purposes only. The actual Avenger 160 insurance renewal price may vary depending on IDV, location, registration year, and selected add-ons.

Reasons to Buy Avenger 160 Insurance Online from Policybazaar.com

Purchasing Avenger 160 insurance online through Policybazaar.com offers flexibility and ease. It allows you to compare various insurance plans and choose the best coverage.

  • No Claim Bonus (NCB): You can enjoy discounts on premiums for every claim-free year, reducing long-term insurance costs and rewarding responsible riding.
  • Comprehensive Protection: With coverage for damages and third-party liabilities, you get financial security in case of accidents, theft, or natural calamities.
  • Cashless Repairs: You can easily avail of the repair services at authorised network garages without paying upfront, making the process smooth and hassle-free.
  • 24/7 Customer Support: You can easily reach the toll-free number 1800-258-5970 anytime for any insurance-related queries or assistance.
  • Fast Claim Processing: Quick settlements ensure you get compensation without delays, helping you recover damages efficiently.
  • 24/7 Roadside Assistance: Emergency support covers towing, minor repairs, and battery jump-starts, providing peace of mind during unexpected breakdowns.

All these make your two-wheeler insurance quick and cost-effective, thus protecting your Avenger 160 from unexpected damages.

Coverage under Avenger 160 Insurance

A comprehensive Avenger 160 Insurance policy provides a financial safety net against many risks. Below are the key inclusions and exclusions to understand what is covered and what is not.

  • Inclusions
  • Exclusions

Your bike insurance covers the following situations, assuring maximum protection.

  • Accidental damages.
  • Loss due to theft, burglary, or total damage.
  • Fire-related destruction, including short circuits.
  • Damage from riots, vandalism, or protests.
  • Natural calamities like floods, landslides, or cyclones.
  • Third-party property damage or bodily injury liability.
  • Terrorism-related losses, including damage due to blasts.
  • Protection against lightning strikes and explosions.
  • Transit damage while moving via air, road, or rail.

Certain conditions are not covered under Avenger 160 insurance, including:

  • Regular depreciation and ageing-related wear.
  • Mechanical or electrical failures unrelated to accidents.
  • Riding under alcohol or drug influence.
  • Damage from war, nuclear activity, or similar events.
  • Claims arising from expired or inactive insurance policies.
  • Driving without a valid registration, PUCC, or license.
  • Loss of tyres or tubes unless due to an accident.
  • Issues occurring beyond the specified coverage area.

Disclaimer: Coverage details may differ between insurers. Always review policy terms before purchasing your Avenger 160 insurance to ensure clarity.

Avenger 160 Insurance Add-ons

Enhancing your two-wheeler insurance policy with add-ons provides broader coverage, giving your Avenger 160 extra security in unexpected situations. Here are four key bike insurance add-ons worth considering:

  • Zero Depreciation Cover: Standard policies deduct depreciation from claim amounts, but with this add-on, the full cost of damaged parts is covered without deductions, reducing your out-of-pocket expenses significantly.
  • Personal Accident Cover: Provides financial compensation for medical expenses, disability, or even death due to accidents. It ensures the rider or their family receives monetary support when needed most.
  • Return to Invoice Cover: If your bike is stolen or completely damaged, this add-on reimburses the original invoice price, including road tax and registration costs.
  • Engine Protection Cover: This cover safeguards against water damage, oil leakage, or engine breakdowns due to external factors. It benefits those residing in flood-prone areas, preventing costly engine repair expenses.

How to Buy or Renew Avenger 160 Insurance Online?

Purchasing or renewing Avenger 160 insurance online ensures continuous protection without paperwork or delays. Follow the steps below to buy a bike insurance policy for Avenger 160 immediately.

  • Step 1: Visit Policybazaar.com and select the 'Two Wheeler Insurance' tab on the home screen.
  • Step 2: Enter your Avenger 160's registration number and select 'View Prices.' If buying a fresh policy, select 'Bought a New Bike.'
  • Step 3: Fill in the required details in the online form.
  • Step 4: Choose between third-party or comprehensive insurance.
  • Step 5: Select add-ons, like zero depreciation or personal accident cover, per your needs.
  • Step 6: Compare bike insurance premium quotes from different insurers and pay online securely.
  • Step 7: Receive your Avenger 160 insurance policy instantly via email.

How to Raise a Claim for Avenger 160 Online?

You can file a claim for Avenger 160 insurance through cashless or reimbursement methods. Here is how:

Cashless Claims Settlement

Cashless claims allow you to get repairs done at a network garage without paying upfront.

  • Step 1: Report the accident or damage to your insurer immediately.
  • Step 2: The insurance company will send a surveyor to assess the damage.
  • Step 3: The surveyor submits a report, and the insurer approves repairs.
  • Step 4: Repairs are carried out at a network garage, and the insurer settles the bill directly.

Reimbursement Claims Settlement

Reimbursement claims allow you to repair your bike at any garage and get compensated later.

  • Step 1: Inform your insurer about the incident through their helpline.
  • Step 2: A surveyor inspects the damage and prepares a report.
  • Step 3: The report is finalised within 48 hours after inspection.
  • Step 4: Submit all required documents and a filled claim form.
  • Step 5: Pay for the repairs yourself at any garage.
  • Step 6: The insurer reimburses the approved amount directly to your account.

Documents Required for Avenger 160 Insurance Claims

Providing the necessary documents speeds up your claim process. Keep these ready:

  • Completed and signed claim form.
  • Valid Driving License.
  • Avenger 160 registration certificate.
  • KYC documents for claims exceeding ₹1 lakh.
  • FIR report for third-party damage, theft, or fire-related claims.
  • Original repair bills, estimates, and payment receipts.

Additional Documents Required for Avenger 160 Theft Claims

In case of theft, specific documents are necessary to process your claim smoothly and verify ownership details.

  • Original Registration Certificate.
  • Avenger 160 Insurance policy documents.
  • Keys and original purchase invoice.
  • Police FIR report.
  • Non-Traceable Certificate from the police.
  • Subrogation Letter.
  • RTO-issued 'No Use' certificate.

Avenger 160 Insurance: FAQs

  • Q. Is it possible to insure my Avenger 160 for its full purchase price?

    Ans: Yes, by opting for a Return to Invoice Cover, you can claim the original invoice price in case of theft or total loss.
  • Q. Will my policy cover engine damage due to waterlogging?

    Ans: No, unless you have the Engine Protection Cover, which provides compensation for damages caused by water ingress or oil leaks.
  • Q. Can I still buy insurance if my Avenger 160 is older than five years?

    Ans: Yes. You can buy insurance for older bikes, but the Insured Declared Value (IDV) will be lower, affecting claim amounts.
  • Q. Is third-party insurance enough for my Avenger 160?

    Ans: No, third-party insurance only covers damages to others. A comprehensive policy is recommended for full protection, including damages to one's own property.
  • Q. Can I buy add-ons separately after purchasing my insurance?

    Ans: No, add-ons must be selected when purchasing or renewing your insurance policy, as they cannot be added later.

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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in