Bajaj Platina Insurance

Bajaj Auto Limited launched Bajaj Platina in April 2006 to make your daily commute easier. This motorbike is affordable and offered in several variants with superior power & mileage. If you plan to purchase any of the Bajaj Platina bike models, make sure to buy the right bike insurance policy and protect your prized possession from several unforeseen risks.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Plans starting at only @ ₹1.3/day*

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Popular Bajaj Platina Models with Insurance Cost

Bajaj Platina Models (Registration Year 2023) 5 Years Third party and 1 Year Own-damage plan (in Rs.)
Bajaj Platina ES Disc 110 Rs. 4,070 onwards
Bajaj Platina ES Drum 102 Rs. 3,997 onwards
Bajaj Platina ES Drum 110 Rs. 3,953 onwards
Bajaj Platina KS Drum 102 Rs. 3,961 onwards
Bajaj Platina KS Drum 110 Rs. 3,961 onwards
Bajaj Platina KS Drum 102 Rs. 3,962 onwards
Bajaj Platina STD 100 Rs. 3,965 onwards

*Disclaimer- The above table is for reference purposes only. Your Bajaj Platina insurance cost may vary based on IDV, add-on covers, registration year, location of registration, etc.

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Reasons to Buy Bajaj Platina Insurance Online from Policybazaar.com

There are several reasons why buying Bajaj Platina insurance online from Policybazaar.com can be beneficial. Here are a few key reasons-

  • You can compare different plans, coverage options, and premiums from multiple insurers.
  • You get detailed information about insurance policies, including their terms and conditions, on their website and application.
  • Buying Bajaj Platina insurance online from Policybazaar.com requires minimal documentation, making the purchase process quick and efficient.
  • You can either opt for a cashless or reimbursement settlement process.
  • Contact the 24x7-customer support team for insurance-related queries by calling 1800-258-5970.

Inclusions of Bajaj Platina Insurance

The Bajaj Platina insurance offers coverage in the following cases-

  • Loss or damages caused to the own vehicle in a road accident or collision
  • Loss or damage caused to the third party in a road accident
  • Loss or damage arising due to fire, lightning, or explosion
  • Loss or damage arising from theft, housebreaking, burglary, or total loss
  • Loss or damage arising due to vandalism, riots, or strikes
  • Loss or damage caused to nature’s fury, such as earthquakes, landslides, rockslides, typhoons, etc.
  • Loss or damage arising due to several malicious activities and terrorism
  • Loss or damage sustained in the insured vehicle during the transit through several routes, such as roads, railways, waterways, and airways

Exclusions of Bajaj Platina Insurance

The Bajaj Platina insurance does not offer any protection or coverage in the following cases-

  • Loss due to normal wear & tear
  • Loss or damage due to electrical or mechanical breakdown
  • Loss arising due to war conditions or nuclear attack
  • Loss or damage occurring outside the geographical limits mentioned in the policy
  • Loss arising due to driving under the influence of intoxicated substances or drugs
  • There is no coverage for the loss arising from driving without a valid DL, RC, PUCC, and a two-wheeler insurance policy
  • Consequential loss to the vehicle

Bajaj Platina Insurance Add-on Covers

You can easily enhance your comprehensive 2-wheeler insurance plan coverage by opting for add-on covers as per your requirements. Here is a list of popular add-ons available for your Bajaj Platina insurance that offers extended protection-

  1. Zero Depreciation Cover: This add-on allows you to claim the total cost of replacing bike parts in the event of accidental damage. It eliminates the effect of depreciation on the value of the damaged parts, ensuring you receive maximum reimbursement for repairs or replaced parts of your Bajaj Platina.
  2. No-Claim Bonus Protection Cover: If you have maintained a claim-free record during the policy period, you become eligible for a No-Claim Bonus (NCB) on your own-damage insurance premium. Hence, an NCB helps significantly reduce your premium amount during the policy renewal. With the help of NCB Protection Cover, you can retain the accumulated NCB even if you raise a claim, safeguarding your NCB benefits for future renewals.
  3. Roadside Assistance Cover: This cover provides round-the-clock assistance in case your Bajaj Platina breaks down while on the road. Under this cover, you can avail services such as towing, flat tyre change, battery jump-start, fuel refill, technical breakdown, key-related issues, etc.
  4. Consumables Cover: This add-on cover reimburses the expenses incurred for replacing consumable items such as nuts, bolts, screws, oils, and other similar components. Usually, these items are often-overlooked but essential expenses, relieving you from the financial burden of replacing such items.

By opting for these add-on covers, you can enhance the protection of your Bajaj Platina. However, it is essential to review the terms and conditions of each add-on cover, including coverage limits.

How to Buy Two-wheeler Insurance Online for Bajaj Platina?

You can easily buy two-wheeler insurance online for your Bajaj Platina from Policybazaar.com by following the below steps-

Step 1- Visit Policybazaar.com and choose the ‘two-wheeler insurance’ option

Step 2- Enter your vehicle details like registration year, location, make & model, etc.

Step 3- Next, you will see Bajaj Platina insurance quotes from top motor insurance companies

Step 4- From several options, compare & choose the right plan according to your needs & budget

Step 5- Along with it, you have the option to buy an add-on cover

Step 6- At last, pay the premium amount via debit/credit card, UPI, or Internet banking at your convenience

Step 7- On the successful payment of the premium, the insurance provider will send the Bajaj Platina insurance copy to your registered email id.

How to Renew Bajaj Platina Insurance Online?

You can easily renew your Bajaj Platina insurance online from Policybazaar Insurance Brokers Private Limited by following the below steps-

Step 1- Visit Policybazaar.com, open the home page and go to the ‘Two-wheeler Renewal’ option available in the ‘Renew Your Policy’ tab

Step 2- Enter the registration number of your Bajaj Platina & other information and click on ‘View Prices’

Step 3- Compare & choose a suitable bike insurance plan from the multiple bike insurance quotes

Step 4- You can add or remove the add-on covers as per your need

Step 5- Next, fill up the form, which asks for the details of the vehicle, its owner, and the nominee

Step 6- Pay the bike insurance premium amount using internet banking, UPI, or debit/credit card

Step 7- At last, you will receive the renewed Bajaj Platina insurance policy at your registered email id.

How to File Bajaj Platina Insurance Claims?

As per your convenience, you can choose either reimbursement or cashless claims settlement process for your Bajaj Platina.

  1. Cashless Claims Settlement

    Follow the below procedure for cashless claims settlement under your Bajaj Platina insurance policy-

    • Inform the insurance provider immediately in case of accidental damage to Bajaj Platina
    • Next, the insurer will send a surveyor to the incident site to assess the extent of damage or loss caused to the damaged bike
    • The surveyor will send an assessment report to the insurer
    • After checking the report, the insurer will ask you to send the vehicle to the nearest network garage for repair
    • Next, fill out the claim form and submit it with the mandatory documents to the insurer
    • At last, the insurer will directly settle the bill with the network garage.
  2. Reimbursement Claims Settlement

    Follow the below procedure for reimbursement claims settlement under your Bajaj Platina insurance policy-

    • Inform the insurer about the incident at the earliest, and the insurer will send a surveyor to assess the damages caused to your Platina motorbike
    • The surveyor will compile the assessment report within 48 hours of the survey and send it to the insurance company
    • Submit filled & signed claim form along with mandatory documents
    • Once the insurer approves, send your insured bike to the nearest workshop for repairs and pay the bill from your own pocket
    • Later, the insurer will reimburse the bill amount directly to your bank account.

Documents Required for Filing Bajaj Platina Insurance Claims

To raise accidental claims under your Bajaj Platina insurance policy, your insurance provider will ask for the following documents-

  • Duly filled and signed claim form
  • DL and RC of the bike
  • KYC details in case the damage exceeds Rs. 1 Lakh
  • FIR report ( in case of fire accident, third-party injury/death or third-party property damage)
  • Estimated repair bills
  • Payment receipts

Additional Documents Required for Bajaj Platina Theft Claims

  • Registration Certificate (RC)
  • Bajaj Platina insurance policy
  • Police FIR
  • Keys/purchase invoice
  • Non-Traceable Report
  • Letter of Subrogation
  • NOC from the Financer
  • RTO letter declaring the stolen bike as ‘No Use.’

Bajaj Platina Insurance FAQs

Written By: PolicyBazaar

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis