Buy/Renew Royal Enfield Insurance Online Starting from ₹457.*

Royal Enfield Bike Insurance

Royal Enfield was incorporated in 1994, a merger between Enfield India and Eicher Group. The Royal Enfield bikes are commonly known as bullets and became one of the first choices for adventurous bikers. Hence, it is important to insure it with an adequate bike insurance policy as it offers protection against third-party liabilities and damages caused to the insured bullet from theft, accident, fire, etc.

Popular Royal Enfield Bike Models With Bike Insurance Price

Royal Enfield Bike Models (Registration 2024)	Zero Dep Cover* (Add-on Cover)	Estimated Royal Enfield Bike Insurance Price* (1+5 Bundled Policy)
Royal Enfield Classic Ash (350 CC)	₹ 320	₹ 7,500
Royal Enfield Thunderbird – 350X	₹ 240	₹ 7,820
Royal Enfield Bullet 5S (346 CC)	₹ 240	₹ 7,820
Royal Enfield Himalayan - Base (452 CC)	₹ 378	₹ 16,352
Royal Enfield Hunter - Dapper Edition (350 cc)	₹ 240	₹ 7,820
Royal Enfield Meteor - Aurora (350 cc)	₹ 300	₹ 8,390
Royal Enfield Interceptor - Cali Green (650 cc)	₹ 300	₹ 15,582
Royal Enfield Classic 500 - Squadron	₹ 240	₹ 15,342

*Disclaimer: The Royal Enfield insurance premium varies from insurer to insurer and depends on various factors, such as registration year & location, IDV, add-on cover, make, model, variant, ex-showroom price, etc.

Coverage Under Royal Enfield Insurance

Covered
Not covered

Any third-party liabilities arising from an accident due to the insured bike.
Any man-made activities, such as riots, vandalism, strikes, etc., causing damage to the insured bike.
Any natural calamities, such as earthquakes, floods, cyclones, landslides, typhoons, etc., that damage the insured bike.
Any accidental damage or loss caused to the insured two-wheeler in a road accident or collision.
Total loss or partial loss caused to the bike in an accident, theft, or burglary.
Any damage or loss arising due to fire-related incidences.

Any loss or damage caused to the insured bike when the rider was riding under the influence of alcohol or drugs.
Any loss or damage caused to the insured Royal Enfield motorbike when the driver did not carry mandatory documents, such as valid DL, RC, policy documents, or PUCC.
Any loss or damage due to technical or mechanical breakdown.
Any loss or damage due to civil or nuclear war.
Any loss or damage sustained when the insured bike is driven outside the geographical boundaries defined in the policy documents.

*Disclaimer: The above-mentioned inclusions & exclusions are general coverage. Kindly refer to policy wordings to understand the exact coverage.

How to Buy/Renew Royal Enfield Insurance Online?

Whether you have purchased a brand-new Royal Enfield or have an old one, you can get it insured via Policybazaar.com. Follow the below procedure to get one:

From the home page, choose the "Two wheeler Insurance online" button under the 'Insurance Products' tab.
Enter your bike's number for renewal. However, select the 'Bought a New Bike' option if you have a brand-new bike.
Select the details asked in the form.
Compare bike insurance quotes from different insurers and choose one that meets your needs and budget.
Choose between comprehensive bike insurance policy or third-party bike insurance. You can also select add-ons in your plan.
Pay the premium online, and the Royal Enfield insurance policy will be mailed to your registered email ID.

How to Claim a Royal Enfield Insurance Online?

To raise a Royal Enfield two-wheeler insurance online for accidental damages, follow the below procedure:

Inform the insurance provider at the earliest about the incident.
A surveyor appointed by the insurer will assess the damages sustained in the insured Royal Enfield.
The assessment report prepared by the surveyor will be submitted to the insurer.
Submit all required documents by the insurer to verify the claim.
After verification of documents & assessment report, send the damaged bike to the network garage for cashless repairs.
After the repairs, the insurer will directly settle the bill with the garage in case of cashless repairs. However, if the repairs were done in a local garage, pay the bill amount to the garage. Later, the insurer will reimburse the claim amount to the registered bank account.

Royal Enfield Bike Insurance Add-Ons

Personal accident cover

Roadside assistance

Passenger cover

Return to invoice (RTI) cover

NCB protection cover

Engine protection cover

Accessories coverage

Documents Required for Filing Royal Enfield Insurance Claims

To raise a Royal Enfield insurance claim, you must have the following documents:

RC of the bike

A valid DL, bike insurance policy documents, and PUCC

Police FIR

Duly filled and signed claim form

Estimated repair bills and original bills

Royal Enfield Insurance – FAQs

Q. Which insurance does Royal Enfield provide?

Ans: Royal Enfield insurance policy is a comprehensive bike insurance policy covering both own damages and third-party liabilities.
Q. How to claim Royal Enfield bike insurance?

Ans: To raise a claim under Royal Enfield bike insurance from Policybazaar.com, you can call 1800-258-5881.
Q. Which bike insurance add-ons should I get with my Royal Enfield policy?

Ans: You should buy mandatory Personal Accident (PA) cover, zero-dep cover, engine protection cover, and 24-hour roadside assistance cover. However, it depends upon your budget and needs.
Q. Can I get a discount under the Royal Enfield bike insurance plan?

Ans: Yes, you can avail of up to 50% discount in the form of NCB (No Claim Bonus) while renewing your own-damage bike insurance policy renewal.