Accessories Coverage In Two-Wheeler Insurance

Bike accessories are available for a better and smooth riding experience as well as to protect the two-wheelers. Since these accessories come with a price hence they require extra protection. If you have studded your two-wheeler with accessories be it electrical or non-electrical, purchasing two-wheeler insurance that provides cover for these accessories become vital. However, no basic two-wheeler insurance plan, standalone insurance plan or even a comprehensive insurance plan does not cover accessories against any damage.

Read more
  • Save up to 85% by comparing plans

  • 20+ Insurers to choose from

  • 1.2 Crore+ Bike Insured

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

No paperwork required! Renew insurance in 60 seconds⚡

Plans starting at only @ ₹1.5/day*

Enter bike number (e.g DL1SB1234)
Processing

What Is Two-Wheeler Insurance Cover For Accessories?

This is an add-on provided by the insurance companies. You can protect your bike’s accessories by adding this add-on to your existing two-wheeler insurance plan. You will be charged with extra amount in your premium by your insurer for adding this particular add-on.

This add-on provides cover for all the accessories against any kind of damage caused during an unforeseen accident be it the fancy light, Bluetooth device, etc. In order to purchase this add-on you will have to provide an estimated cost of the accessories added on the bike while purchasing or renewing the insurance plan.

Who Should Purchase Accessories Add-On?

The accessories add-on should be purchased by every bike owner. However, it varies from person to person as some like to attach different accessories to their bike and some don’t. So here are the ones highly recommended to purchase this add-on in their existing bike insurance as the insurance company does not provide it on their own.

  • Those who like to enhance their bike’s look and use different accessories such as fancy lights and seat covers.
  • Bike owners who have fitted a mobile holder or any other advanced accessory in their bike for traveling ease should purchase this add-on
  • Those people who ride their bikes in the areas that are prone to accidents.

Why Is It Important To Add Accessories Cover Along With Comprehensive Bike Insurance?

There are two types of people, one who likes to keep their bikes look wise in simple condition and others who likes to modify the look of their bike by adding different kinds of accessories. This is why the accessories cover comes separately. People can purchase this add-on on their will to get the coverage if they choose to fit different accessories on their bikes.

The accessories insurance include helmet lock, bike cover, USB charger for smartphone, mobile holder, riding gears such as knee pads, elbow pads, jackets, etc. Since this would not be included in your standard bike insurance or even in a comprehensive insurance plan so you will have to purchase it separately.

Explore Two Wheeler Insurance
Two Wheeler Insurance
Bike Insurance Companies
e-Bike Insurance

FAQs: Accessories Add-on Cover

Two Wheeler insurance articles

Recent Articles
Popular Articles
How to Negotiate a Bike Insurance Claim?

03 Nov 2023

Bike insurance is an essential financial safety net in case of
Read more
Bike Insurance Add-ons: Zero Depreciation Cover V/s Return to Invoice Cover

03 Nov 2023

Among all the bike insurance add-ons available in the market
Read more
Dos and Don'ts While Filing Bike Insurance Claims Online

25 Oct 2023

When claiming on your bike insurance policy, you always look for
Read more
How to File a Claim for Bike Damaged Due to a Cyclone?

17 Oct 2023

Tropical cyclones are prevalent, causing a huge loss of human
Read more
How to Reduce Your Bike Insurance Premium by Avoiding Small Claims?

13 Oct 2023

For two-wheeler owners, adequate coverage is crucial to keep
Read more
How to Check Vehicle Owner Details by Registration Number?
Did you know that you can extract the vehicle owner's details with the help of the vehicle registration number? It
Read more
Get Your Vehicle Fitness Certificate from RTO
The Fitness Certificate (FC) of a vehicle is an official document that certifies the vehicle is fit enough to run
Read more
Best Two-Wheeler Insurance Plans in India
When choosing the best two-wheeler insurance plans, you must have seen several motor insurance companies offering
Read more
Documents Required to Purchase a New Two-wheeler in India
Buying a two-wheeler can be a significant step in one's life as nothing can beat the excitement of owning the
Read more
Top 10 Helmet Brands in India & Need for a Good Helmet
While riding your bike, there are chances that you might get involved in unforeseen road accidents resulting in
Read more