Accessories Coverage In Two-Wheeler Insurance

Bike accessories are available for a better and smooth riding experience as well as to protect the two-wheelers. Since these accessories come with a price hence they require extra protection. If you have studded your two-wheeler with accessories be it electrical or non-electrical, purchasing two-wheeler insurance that provides cover for these accessories become vital. However, no basic two-wheeler insurance plan, standalone insurance plan or even a comprehensive insurance plan does not cover accessories against any damage.

Read more
Get Two-Wheeler Insurance
Starting @ only ₹538/year#
  • Compare & Save upto 85%*

  • 20+ Insurers

    To Choose From
  • 1.2 Crore+

    Bikes Insured

#TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.

Stay home & renew bike insurance in 2 minutes
No Documents Required
Get Bike Insurance starting @ only ₹538/year#
Enter Bike Number
Processing
Other options

What Is Two-Wheeler Insurance Cover For Accessories?

This is an add-on provided by the insurance companies. You can protect your bike’s accessories by adding this add-on to your existing two-wheeler insurance plan. You will be charged with extra amount in your premium by your insurer for adding this particular add-on.

This add-on provides cover for all the accessories against any kind of damage caused during an unforeseen accident be it the fancy light, Bluetooth device, etc. In order to purchase this add-on you will have to provide an estimated cost of the accessories added on the bike while purchasing or renewing the insurance plan.

Who Should Purchase Accessories Add-On?

The accessories add-on should be purchased by every bike owner. However, it varies from person to person as some like to attach different accessories to their bike and some don’t. So here are the ones highly recommended to purchase this add-on in their existing bike insurance as the insurance company does not provide it on their own.

  • Those who like to enhance their bike’s look and use different accessories such as fancy lights and seat covers.
  • Bike owners who have fitted a mobile holder or any other advanced accessory in their bike for traveling ease should purchase this add-on
  • Those people who ride their bikes in the areas that are prone to accidents.

Why Is It Important To Add Accessories Cover Along With Comprehensive Bike Insurance?

There are two types of people, one who likes to keep their bikes look wise in simple condition and others who likes to modify the look of their bike by adding different kinds of accessories. This is why the accessories cover comes separately. People can purchase this add-on on their will to get the coverage if they choose to fit different accessories on their bikes.

The accessories insurance include helmet lock, bike cover, USB charger for smartphone, mobile holder, riding gears such as knee pads, elbow pads, jackets, etc. Since this would not be included in your standard bike insurance or even in a comprehensive insurance plan so you will have to purchase it separately.

FAQs: Accessories Add-on Cover

Two Wheeler insurance articles

Recent Articles
Popular Articles
What is the Best Way to Finance a Two-wheeler in India?

29 Aug 2022

Buying a bike or any other two-wheeler has become easier with a...
Read more
Documents Required to Purchase a New Two-wheeler in India

04 Aug 2022

Buying a two-wheeler can be a significant step in one's life as...
Read more
Claiming for Minor Scratches in Bike is Right?

25 Jul 2022

Keeping your bike free from dents and scratches is one of the...
Read more
Driving Without Two-wheeler Insurance in India - Are You One of Them?

19 Jul 2022

Two-wheelers are one of the most convenient and affordable modes...
Read more
How Much Minimum Down Payment is Required to Buy a Bike?

19 Jul 2022

A bike loan is one of the best ways and has become immensely...
Read more
Best Two Wheeler Insurance Plans in India
When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different...
Read more
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar
Owners of two-wheelers have been getting a good night’s sleep as far as their vehicle’s insurance is...
Read more
How to Get Duplicate RC Online & Offline?
A Registration Certificate or RC is as important as the Driving License (DL) or two-wheeler insurance policy for...
Read more
Zero Depreciation Bike Insurance
Every two-wheeler goes through depreciation. Simply put, depreciation of a vehicle means a reduction in its value...
Read more
Traffic Rules in India That Every Two Wheeler Rider Should Know
A two wheeler is probably the first vehicle that most people learn to ride after a bicycle. Nothing ever compares...
Read more