ICICI All in One Term Plan

The ICICI All in one Term Plan provides life cover along with 34 critical illness cover (optional) thus, providing financial protection and security to you and your family.

Get ₹1 Cr. Life Cover at just ₹449/month*
No medical
checkup required
Save more with
upto 10% discount**
Tax Benefit
Upto Rs. 46800
Life Cover Till Age
99 Years
8 Lakh+
Happy Customers

*Tax benefit is subject to changes in tax laws.

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Get ₹1 Cr. Life Cover at just ₹449/month*
No medical checkup required
Save more with upto 10% discount**
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Feature of ICICI All in One Term Plan 

The ICICI All in one Term Plan is simple and easy to customize as per your requirements: 

  • The plan allows you to choose a cover of Rs. 50 lacs, Rs. 1 Crore, and more as per your family’s requirements at a price that easily fits into your budget. A large cover protects your family in critical times. 

  • Option to add a cover of critical illness of Rs. 1 Crore and an accidental claim coverage of Rs. 2 Crore at a minimal rate. Thus, it ensures a large value for your amount and more security for you. 

  • Choose to enhance your coverage at life stages such as marriage, child’s birth, house, and more. 

  • You can pay a premium at one time, monthly, half-yearly, or yearly as per your needs

  • You can choose from a number of benefit options such as Life, Life Plus, Life & Health, and All-in-one. 

  • Get tax benefits on paid premium as per the prevailing laws of Income Tax Act, 1961. 

Benefits of ICICI All in one Term Plan 

  1. Critical Illness Cover

    • It is a comprehensive plan that covers various critical and life-threatening illnesses which are mentioned in the policy documents such as chronic lung diseases, heart diseases, cancer, and other illnesses. Along with the life cover, it protects against 34 critical illnesses (optional). 

    • In order to receive the right treatment, one requires instant cash from the time one is diagnosed. This is the main benefit of this plan in that it gives an upfront amount on diagnosis without any medical bills. 

    • The claim amount helps cover expenditures incurred from pre- to post-hospitalization. 

  2. COVID-19 Life Claims 

    • The plan provides the life assurance of life claim settlement and gives peace of mind to your loved ones. 

    • A hassle-free and quick unit of claim settlement 

    • Minimal use of documents to ensure the families get the needed support with no difficulties. 

  3. Reliability 

    • Over the last decades, millions of individuals have trusted the insurer for their families. 

    • It is one of the largest insurers in India because of its customer-centricity 


Riders are the additional benefits that provide much-required safety to face unfortunate times. They are add-ons that can be purchased over a base plan by paying a minimal premium. Accidental Death benefit rider provides the higher payout in case of policyholder’s death due to an accident. 

Claims Process of ICICI All in one Term Plan 

No sum will compensate the loss of a family member but they promise that your family will get the hassle-free claim. The ICICI All in one Term Plan’s claim settlement process is quick and convenient. You can claim using four documents. 

  1. Provides life claims within a day 

    • The policy mainly covers all types of death benefits involving murder, illness, natural causes, accident, and death because of natural calamities, suicide, and more. 

    • The plan also offers the family an option to receive the amount of claim either as a lump sum/ monthly income or as a combination of both modes. 

    • The request of claim can be raised via ICICI’s website, helpline, mobile app, branch, or email. 

  2. Simple and Instant Service 

    • 24X7 servicing via the website, mobile app, chatbot, WhatsApp, and more 

    • Claim assistance is given 24X7

    • Quick issuance of policy 

    • Telemedical facility or medicals at home

  3. Documents for Claim Settlement 

    • Statement of claimant/ form of claim intimation 

    • Copy of death certificate 

    • Copy of photo ID of a claimant 

    • Address proof 

    • Cancelled cheque 

    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
why buy term insurance
Average Rating
(Based on 44 Reviews)
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ICICI All in One Term Plan Reviews & Ratings

4.2 / 5 (Based on 44 Reviews)
(Showing Newest 25 reviews)
Barabanki, March 02, 2021
Check premium online
I checked the premium online when I bought the term insurance policy. I visited to policybazaar website for the same. And I got the icici prudential plan very affordable as per my budget. It has benefits and I really like them.
Ahmednagar, February 19, 2021
Claim is fast
I choose policybazaar to buy my term insurance policy. They suggested me to buy a term plan of icici prudential. It is a nice plan which I have come through. I am thankful to whole team and would love to recommend this to everyone.
Chandigarh, January 23, 2019
One of my close friends had been using ICICI term insurance since last 8 years. He has married 2 years ago and due to unfortunate circumstances involved, he was severely injured in an accident. Thankfully, ICICI team was really considerate and helpful while helping his wife settling the claim. The claim settlement was fast and timely. Following his steps, I have recently bought ICICI Pru iProtect Smart. It is safe to say that investing in ICICI term insurance is definitely worth every penny experience. It has worked as a great deal for me. The staff was really good and was prompt with their service.
Garu, September 22, 2016
My term insurance policy is good one which i bought from icici prudential life insurance. The premium is low and paybacks are high. Coverage is about 85% and the claiming is very simple by the help of executives which working 24X7.
Jammu, July 20, 2016
Coverage Is High
ICICI term insurance plan of mine is very beneficial for me and my family. The service of your staff is so quick and claiming become due due to that. The updates of the policy plan is mailed to me regularly on my email address.
Haridwar, July 20, 2016
Term plan
The icici term insurance is on of the best policy among all. Premium of the plan is low and returns are high. Service is fast and behaviour of the staff is very well. Good investment which reduces taxes too. Payments and premiums are done on online portal website of the company.
Gurgaon, February 14, 2016
superb plan...
My life insurance term plan is with prudential. The premium amount is Rs.4700 and return is Rs.25 lakh. Policy coverage is also nice. Service is really good provided by executives and agents. Nice policy.
Plan Name: iProtect Smart
Agent Code: BPW00250
Ghaziabad, February 14, 2016
above average
I have purchase my life insurance from prudential. The services are average. I do not get any kind of alerts for the payments or the policy thought mail or text. The payment options are convenient as I can pay the payment thourgh my ATM cards. The payment is on a yearly basis.
Plan Name: iProtect Smart
Agent Code: BPW01888
Delhi, February 14, 2016
"Bad service"
I do have a life insurance with icici. The policy has good claiming amount and policy coverage is also high but the service is very slow. The work takes days or weeks to complete. Please speed up your services.
Plan Name: iProtect Smart
Agent Code: BPW00250
Jaipur, February 14, 2016
Life insurance plan
I buy life insurance policy with icici, basically i took this plan for the savings purposes. Premium payment is made by cheque and the executive agent is coming to my place to collect this amount. As this policy is endowment policy, I need to pay on yearly basis for 7 years. And the policy holder will get good returns after 13 years.
Plan Name: iProtect Smart
Agent Code: BPW00130
Hyderabad, February 14, 2016
Nice term plan.
I found this policy plan on internet and see the benefits of it. So i purchase one for my father. Good claims, policy coverage is high. No worry to wait in queue because service is provided to the door steps. Thanks.
Plan Name: iProtect Smart
Agent Code: BBE05865
Chandigarh, February 14, 2016
"perfect policy"
Recently i'm searching for life insurance policy but couldn't find one. An agent from policy bazaar contact me and shown me the policy. I buy it, really good one with Rs.28 lakh amount of claim and 90% of policy coverage. The best service you provided. Thank you...
Plan Name: iProtect Smart
Agent Code: BPW01901
Kadi, February 14, 2016
My wife purchase your policy and she did the right thing. First i was little confused but after viewing your terms and conditions i agree with her. The coverage, claims, services, all are great and properly working and the main part is that the premium is in our budget.
Plan Name: iProtect Smart
Agent Code: BPW01888
Bengaluru, February 14, 2016
Nice term plan
I have life insurance term plan. I really appreciate your work and services you provide. Claims are high and investment is low. Policy coverage is high around 90%. Best policy than others. Happy with it.
Plan Name: iProtect Smart
Agent Code: BPW01293
Surendranagar, February 14, 2016
Perfect Policy Plan.
ICICI life insurance is the best with great benefits. I have one with low premiums.Policy coverage and claim is very high and really easy to get without taking any tension or long line waiting. I secure life with this policy.
Plan Name: iProtect Smart
Agent Code: BPW00250
Ghaziabad, February 14, 2016
okay plan
i have policy plan through prudential life insurance. Coverage is 80% and claim is Rs.27 lakh. Investment is less returns is high. Service provides is high but one thing should be added that is online updates and mailing.
Plan Name: iProtect Smart
Agent Code: BPW01888
Gurgaon, February 14, 2016
Good Plan.
My friend advice me to buy life insurance from icici prudential. So first i search about it then i really know that the plan is good. Policy coverage is 80-90%, Claims are high, services are nice with low premiums. I'm happy
Plan Name: iProtect Smart
Agent Code: BPW01888
Lucknow, February 14, 2016
Good Policy
I found best policy for life insurance on internet through icici prudential. The policy contain good coverage ~80%. Claim is approx. Rs.25 lakh. Service providers are good in there work. Overall nice policy.
Plan Name: iProtect Smart
Agent Code: BBE05845
Margao, February 14, 2016
I purchase life insurance through prudential and i'm happy to buy it. The plan is good and the returns is amazing. Coverage is high with low premiums. Claiming process is simple because of good services.
Plan Name: iProtect Smart
Agent Code: BBE05752
Mumbai, February 14, 2016
I bought life insurance plan from icici. The claim is as low as premiums. Policy coverage is okay but the services provided by you is slow, please improve it. Otherwise, the number of customers will decrease including me.
Plan Name: iProtect Smart
Agent Code: BPW01293
Pune, February 14, 2016
Good Insurance Policy.
My life insurance plan consist many advantages and benefits too. Like claims are very easy to get and the coverage is high about 91%. The return amount is 24 lakhs. The best part is service which is fast and done in all the working hours.
Plan Name: iProtect Smart
Agent Code: BPW01888
Thane, February 14, 2016
Bad claiming experience.
Prudential life provides all the facilities but the claims are not satisfactory. Very long time take to sanction the money and the procedure is very long and slow. Minimum 4 weeks for the claiming.
Plan Name: iProtect Smart
Agent Code: BBE05845
Mumbai, February 14, 2016
service is bit slow
I have term insurance plan, All the things is great just service is bit slow. Claim is Rs.27 lakh with low premiums. Policy coverage is 89%. Even the daily update about policy plan is mailed. Please improve your customer services.
Plan Name: iProtect Smart
Agent Code: BBE05865
Delhi, February 14, 2016
Bad service
My policy is with icici prudential. All is good but the service provided is really very slow. Claim is nice around 18 lakh, policy coverage is also huge but my experience with services is not good at all. Please do something.
Plan Name: iProtect Smart
Agent Code: BPW01260
Nagpur, February 14, 2016
Nice term plan
I have a insurance plan with prudential life. Policy is great with nice benefits. Claim is of ~Rs.29 lakh and the policy coverage is 85%. Hospitality is the usp of the plan. Nice work guys.
Plan Name: iProtect Smart
Agent Code: BBE05865
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