Travel Insurance for Finland

Finland travel insurance is a safety net for anybody planning to explore this stunning Nordic country. The country is famous for its pristine lakes, lush forests, historical saunas and, of course, northern lights. If you wish to explore this beautiful country stress-free, make sure to buy travel insurance for Finland visa before you come here.

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Plans for an individual of 30 years age travelling to USA for 15 days

Finland Travel Insurance

One of the wealthiest countries in the world, Finland boasts excellent living conditions and brilliant economy. This means planning a trip to Finland requires some planning, research, and money. While you may plan your trip to the tiniest details, there are always a few instances beyond anybody's control.


A lot can go wrong, from getting sick because of climate change to facing an unexpected flight cancellation that affects your Europe trip. Even minor emergencies like bounced hotel bookings or losing your passport can be a big expense. This is where travel insurance policy for Finland will come in handy. It protects you from many minor and major emergencies faced while travelling.


Other than being an absolute necessity for all international trips, having Finland travel insurance is also mandatory to get your Schengen visa for Finland. As a part of the Schengen territory, you must meet all the requirements for your Schengen visa, including Schengen travel insurance for Finland.

Fast Facts about Finland

Categories Specification
Capital Helsinki
International Airports Helsinki-Vantaa International Airport
Time Zone GMT+3
Best Time to Visit September
Climate Maritime & Continental Climate
Travel insurance to Finland Requirement Yes

Key Benefits of Travel Insurance for Finland

A trip to Finland means considerable research and preparation. You must prepare all your documents, pack for the weather & your activities and manage your money well. Unfortunately, life is uncertain, and there's not much you can do to prepare. However, a few precautions can help you manage unwelcome situations during your trip. Having a travel insurance Finland plan is a reliable way to tackle such issues. Take a look at the advantages of buying travel health insurance from India to Finland:

  • Your Finland trip insurance will offer 24X7 travel assistance in case of any emergency
  • Get covered for medical expenses caused by accident, sudden illness, etc., under travel medical insurance from India to Finland
  • Finland trip insurance also includes hospitalisation expenses, medical evacuation and repatriation expenses
  • You can also get covered for passport loss or baggage loss/damage as per policy terms
  • In case of any third-party liabilities, you will get personal liability coverage benefits from your insurer
  • You can get extra benefits through add-ons, depending on your insurer

Why Do You Need Travel Insurance from India to Finland?

If you plan to visit Finland or any other Schengen country, you must meet all the requirements per the Schengen visa guidelines. Your Schengen Finland visa can't be processed without appropriate travel health insurance.


Finland is a well-developed country, and you must always be prepared for any emergency that may financially throw you off. Travel insurance for Finland visa is among the primary documentation requirements for a Schengen visa. This travel health insurance must be valid throughout the Schengen area and have a minimum coverage of EUR 30,000.


Besides being mandatory, you must consider the high costs of living, medical care and other expenses if you land trouble abroad. From bounced hotel to personal liability, you never know what your trip experiences may include. Having Finland travel insurance will save you from many such situations and provide necessary coverage.

How to Buy Travel Insurance for Finland Online?

Here is a step-by-step guide on how to get travel insurance for your Finland trip online.

How to Buy Travel Insurance from Policybazaar

Steps to Make a Successful Travel Insurance Claim Online

Follow the steps below if you wish to make a travel insurance claim for Finland.

How to Make Successful Travel Insurance Claim

Finland Tourist Places

Famous for the rare Northern Lights, Finland has many must-visit attractions for tourists. It is also called the ‘Land of the Thousand Lakes' and other than Lapland and other areas known for their light displays, you should not be lazy about exploring Finland.

Most Popular Tourist Attractions in Finland
  • In Helsinki, visit the Galerie Forsblom, Senate Square, Helsinki Cathedral, Esplanadi, and Seurasaari Open-Air Museum, among other places.
  • If you're a foodie, you should absolutely visit Turku. It's the former capital of Finland and is known for its Nordic cuisine, 13th-century Turku Castle, open-air market square and Turku Cathedral.
  • Other than these, make sure to pick the best time to visit Finland according to your plans. Most people want to visit Finland because of the Northern Lights. Unfortunately, these lights are unpredictable, and there's no guarantee that you will witness them. For budget-friendly travellers, Spring is a great time to visit Finland.

Visa Information for Finland

All Indians must apply for a valid Schengen visa for Finland before their visit, as most non-EU visitors must have a pre-approved visa before they are allowed entry to the Schengen Zone.


As the Finnish Mission indicates, you can apply for this visa by contacting your Visa Application Centre. Honorary consuls and consulates don't grant a visa, so you must apply through VFS Global or as instructed.


Your Finland visa processing will take approximately 15 days. However, depending on your visa category or the need for additional details, it may take longer.

The Indian Embassy in Finland

If you are stuck in an emergency in Finland, you should immediately contact the Indian Embassy. Following are some officers that can be contacted during working hours:

Categories Specification
Phone +358-447579259 (For Indian nationals in emergencies only)
cons[dot]helsinki[at]mea[dot]gov[dot]in
Address 32 Kulosaarentie, 00570, Helsinki

Also Read: Finland Embassy in India

Documents Needed for Finland Visa

Your list of documents can vary considerably depending on the type of Schengen visa you are eligible for. However, these are the general documents needed for your Finland visa application:

  • Completed visa application form
  • 2 recently clicked passport-size photos
  • Proof of sufficient funds to stay in Finland
  • Minimum EUR 30,000 travel health insurance for Finland
  • Detailed itinerary of your Europe trip
  • Flight tickets (round trip)
  • Proof of vaccination as specified
  • Cover letter stating your purpose for visiting
  • Proof of hotel booking/accommodation in Finland

Other than these, make sure to contact your tour organiser or the concerned authorities to stay updated on any change in these requirements. Don't forget to carry an overseas travel insurance plan for Finland to avoid any additional emergency expenses.

International Airports in Finland

As a popular international destination, Finland has numerous domestic and international airports with top-notch facilities. Here are some of the most popular airports in Finland to plan your trip better:

Airport Location
Helsinki-Vantaa International Airport HEL
Oulu Airport OUL
Turku Airport TKU
Tampere-Pirkkala Airport TMP
Vaasa Airport VAA
Kuopio Airport KUO

No matter how well-equipped an airport is, flight delays or baggage losses are beyond anybody's control. With travel insurance for Finland, you can opt for benefits like flight delay/cancellation in case your connecting flight is delayed, or you miss your flight for covered reasons. Finland trip insurance will include coverage for such emergencies and beyond, depending on the coverage you opt for.

Finland Travel: Safety & Travel Tips

Unlike the stereotypes portrayed in movies, Finland is a very safe country and Finlandns are extremely hospitable people. It is an affordable, diverse and beautiful country where you can spend a good time exploring its different attractions. Keep in mind the following tips and precautions when you are in Finland and you're good to go:

  • Avoid visiting Finland in July or August, the country is extremely hot and dry during this time and often very crowded. Summertime is best for exploring the mountains as during this time, beaches are pretty crowded.
  • Carry sufficient cash as online modes of payment aren't too common in Finland. While the official currency here is LEK, Euros are also accepted here.
  • Hotels, restaurants, archaeological sites and several beaches are equipped with wifi, however, it is recommended you buy a sim card once you reach there if you're planning to go trekking or exploring remote areas.
  • Take a lot of care on the roads, as road safety in Finland is notorious for its poor road conditions and reckless driving styles. Avoid driving unless you're pretty confident.

Currency and Foreign Exchange

The currency used in Finland is. Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 1 EUR = 88.89 INR
USD (United States Dollar) 1 EUR = 1.04 USD

As you prepare cash or traveller's cheques for your Finland tour, consider buying a travel credit card to avoid any money shortage abroad. It will ease your souvenir shopping and reduce any cash woes. Finally, don't forget to buy travel insurance for Finland to protect you from any financial emergency.

Travel Insurance for Finland: FAQs

  • Q. Is travel insurance mandatory for Finland?

    Ans: Yes, as a part of the Schengen Region, you must meet the mandatory travel health insurance requirements to enter Finland.
  • Q. How much does travel insurance Finland cost?

    Ans: This depends on your age, trip duration, and coverage requirements. Finland travel insurance on Policybazaar.com plans starts at approximately INR 1254 for a 30-year-old without PED on a 15-day trip.
  • Q. Which travel insurance Finland meets Schengen visa requirements?

    Ans: This will depend on your requirements and budget. Buying a comprehensive travel insurance plan Finland that covers all the risks during your time here.
  • Q. What is the minimum insurance amount for a Finland Visa?

    Ans: You should have a minimum travel health insurance coverage of EUR 30,000 to get a valid Schengen visa for Finland.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Priyaranjan
Varanasi, January 07, 2026
Very Understanding
Had to reach out to policybazaar multiple times for my claim progress. They were very helpful, but I was reimbursed timely.
Shreyansh
Panaji, January 04, 2026
Happy Customer
Words cannot express how thankful I am to the Policybazaar team for their efficient support in processing my travel insurance claim. Highly recommended!
Deepika
Bangalore, January 02, 2026
Excellent Service
Really appreciate the Policybazaar team for their dedicated support throughout the claims process. Their timely guidance and clear communication made everything smooth and stress-free.
Alok
Ludhiana, December 31, 2025
Medical Emergency
I fell unconscious due to severe dehydration during my Dubai trip. My travel insurance helped me get the medical treatment without putting a burden on my pockets. I am truly thankful to the entire Policybazaar team.
Ashish
Agra, December 29, 2025
Trip Cancellation
A cyclone led to the cancellation of my trip to Mauritius. I thought I’d lose all my prepaid bookings. Thankfully, trip cancellation coverage reimbursed me for most of my losses.
Shivam
Gandhinagar, December 26, 2025
Flight Delay
My connecting flight was cancelled at midnight. I had to make other arrangements and stay a day extra which cost me a lot. My policy covered missed connection and extra accommodation, so when I filed my claim, and all my hotel and meal expenses were reimbursed. Policybazaar saved the day.
Payal
Jammu, December 24, 2025
Personal Touch
During my Thailand trip, I slipped near a pool and injured my knee. The hospital bill was unexpected, but my travel insurance covered a huge part. The claims team constantly checked in on my recovery. That personal touch meant a lot.
Shivaji
Indore, December 22, 2025
Big Help
I was on a solo trip to Spain when my wallet and passport got stolen. I was terrified. But my travel insurance covered the emergency passport reissue costs and even helped with emergency extension and stay expenses.
Anukool
Manali, December 19, 2025
True Saviour
My dad fell seriously ill during our family trip to Turkey. In a foreign country, we were scared. But one call to Policybazaar’s assistance team guided us to the nearest hospital and arranged for immediate cashless treatment. That support felt like family.
Aman
Mathura, December 17, 2025
Hassle-free claim
Kritika provided exceptional support during my cashless hospitalisation in Singapore, ensuring I was informed at every step. Her guidance and care made the process smooth.

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Policybazaar Insurance Brokers Private Limited, Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 | CIN: U74999HR2014PTC053454 | Policybazaar is registered as a Composite Broker | Registration No. 742, Valid till 09/06/2027 | License category - Composite Broker | Contact Us | Legal and Admin Policies

* Price shown is for a 30 day trip to Finland with 50,000 dollar coverage for an adult of age 25 years

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