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Peru is a South American country known for its rich history and stunning landscapes. The country is famous for iconic destinations like Machu Picchu and the vibrant culture of its cities. If you are planning to visit Peru, preparation is key to enjoying your journey to the fullest. One essential aspect is travel insurance for Peru to safeguard yourself against unforeseen events.
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* Price shown is for a 90 day trip to Peru with 50,000 dollar coverage for an adult of age 25 years
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Quick Facts to Know About Peru
Here are some key details about this South American country that you must know while planning your Peru itinerary:
| Requirement | Details |
|---|---|
| Peru Visa Requirement for Indians | Visa is mandatory for Indian citizens |
| Visa Application Fee | Starting from approx INR 2,550 |
| Is Travel Insurance Required for Peru? | Not mandatory |
| Currency | Peruvian Sol, 1 PEN = INR 21.5 |
| Main Airports | Jorge Chávez International Airport (LIM), Cusco Airport (CUZ) |
| Time Zone | UTC-5 |
| Best Travel Seasons | May to September for dry weather, especially for visiting the Andes and Machu Picchu |
International Travel Insurance for Peru Trip from India
Travelling to Peru requires careful planning, especially considering the travel distance between India and Peru. This is why international travel insurance for Peru should feature at the top of your travel plan. It protects you financially against unexpected events and helps you manage uncertainties effectively during your trip. Here are the key benefits of Peru travel insurance:
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Medical Assistance: Health concerns or injuries in a foreign country can lead to high expenses. Travel insurance covers emergency medical treatment costs and provides access to necessary healthcare facilities in Peru if needed.
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Trip Cancellation Cover: Personal emergencies or unexpected travel restrictions can disrupt your trip plans. Travel insurance helps recover non-refundable expenses, alleviating financial stress during cancellations.
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Emergency Evacuation: Natural disasters or severe medical emergencies might require immediate evacuation. Travel insurance ensures the cost of transportation is covered, prioritising your safety and well-being.
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Loss of Baggage: Misplacing luggage during transit can cause significant inconvenience. Travel insurance compensates for lost belongings, enabling you to replace essentials and continue your journey without disruption.
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Flight Delays or Missed Connections: Delays or missed flights can throw your schedule off track. Travel insurance helps cover extra expenses due to these disruptions, keeping your Peru travel itinerary manageable.
Types of Coverage in Travel Insurance for Peru
When choosing travel insurance Peru, it's essential to know of the various coverage options available. Here are the common types of coverage most insurers provide for travelling to Peru:
| Coverage Type | Description |
|---|---|
| Hospitalisation Abroad | Covers expenses for medical treatment if you are hospitalised during your trip, ensuring you get the care you need without financial stress. |
| Loss of Passport | Offers assistance and reimbursement for costs incurred in replacing your passport if it is lost during your trip. |
| Missed Connecting Flight | Provides compensation for additional costs such as rebooking fees or accommodations if you miss a connecting flight due to delays. |
| Personal Liability | Protects you against legal costs or compensation claims if you unintentionally cause injury to someone or damage their property during your trip. |
| Loss of Baggage Cover | Provides reimbursement for the value of your belongings if the airline loses your checked-in luggage permanently. |
Additional Considerations for Travel Insurance Coverage
To make your travel insurance for Peru more comprehensive, consider adding optional features that provide extra protection and peace of mind during your journey:
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Compassionate Visit: Covers a family member's travel and accommodation expenses if they need to visit you due to hospitalisation or medical emergencies during your trip.
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Adventure Sports: Peru is known for thrilling activities like hiking the Inca Trail or paragliding in Lima. Opting for adventure sports coverage ensures that medical expenses for injuries sustained during such activities are covered.
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Emergency Hotel Accommodation: Provides reimbursement for unexpected hotel stays due to trip disruptions such as flight cancellations, natural disasters, or other unforeseen events.
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Emergency Dental Expenses: Covers the cost of dental treatment required due to sudden dental issues during your trip. It allows you to get prompt care without worrying about unexpected dental bills.
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Home Burglary: Provides coverage for losses due to burglary or theft at your home while you are travelling. This ensures peace of mind, knowing that your valuables back home are financially protected during your trip.
How to Buy Travel Insurance for Peru Online?
Follow the below steps to get online travel insurance for your Peru trip.
Steps to Make a Successful Travel Insurance Claim Online
Below is a brief description of how you can make a travel insurance claim for Peru.
Peru Visa Requirements for Indian Travellers
If you're travelling to Peru from India, you must have a relevant visa to enter the country. Here's how you can apply for a visa to Peru:
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Prepare Documentation: Gather necessary documents, including a valid passport, a completed visa application form (DGC 005), two photographs, proof of financial solvency, a detailed travel itinerary, round-trip flight tickets, hotel reservations or an invitation letter, and a cover letter stating the trip's purpose.
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Submit Application: Visit the Embassy of Peru in New Delhi to submit your application. After this, you can schedule the personal interview.
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Pay Visa Fee: Pay the visa fee in cash at the embassy.
Peru visa processing typically takes 7-10 working days after the personal interview round. Indian citizens with valid US, Canada, UK, Australia, or Schengen visas are exempted for a Peru visa.
Top Tourist Attractions in Peru
After arranging your travel insurance for Peru, you can explore its iconic landmarks and natural wonders. Here are some must-visit places:
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Machu Picchu: A UNESCO World Heritage Site, this iconic Incan citadel nestled in the Andes Mountains is one of the most visited landmarks in the world. Its mysterious history and awe-inspiring views make it a bucket-list destination.
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Cusco City: Once the capital of the Inca Empire, Cusco is a blend of ancient architecture and colonial charm. Explore its cobbled streets, visit the impressive Sacsayhuamán fortress, and enjoy its vibrant local markets.
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Sacred Valley: This picturesque valley is dotted with traditional villages, ancient ruins, and stunning landscapes. It's an ideal destination for hiking, exploring local culture, and experiencing the agricultural heritage of the region.
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Lake Titicaca: The world's highest navigable lake, located on the border of Peru and Bolivia, offers serene boat rides and a chance to visit the floating Uros Islands, home to indigenous communities.
Peru Travel Insurance: FAQs
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Q: Do I need a yellow fever vaccine for Peru?
Ans: No, you do not need a yellow fever vaccine to travel to Peru. -
Q: Are mosquitoes a problem in Peru?
Ans: Peru has mosquito-borne diseases, especially in rural areas below 2000m. Drink bottled or boiled water and follow insect precautions. Travel insurance for Peru may cover hospitalisation. -
Q: What travel insurance do I need to travel to Peru?
Ans: Travel insurance must cover medical emergencies, trip cancellations, baggage issues, and personal liability. Include coverage for trekking or remote area activities. -
Q: What will Peru travel insurance not cover?
Ans: It generally excludes claims due to illegal activities, self-inflicted harm, or travelling against medical advice. Alcohol- or drug-related losses are also excluded. -
Q: Can I get a visa for Peru from consulates in Mumbai, Kolkata, Bangalore, or Chennai?
Ans: No. Peru consulates in India do not provide visas. Only the Embassy of Peru in New Delhi can process them.
Travel Insurers
Aditya Birla
Bajaj General
Care
Cholamandalam MS
Digit
Future Generali
HDFC ERGO
ICICI Lombard
IFFCO Tokio
IndusInd General
Disclaimer: The list of insurers mentioned are arranged according to the
alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any
particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of
insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India
refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to Peru with 50,000 dollar coverage for an adult of age 25 years
Coverage, exclusions and claim outcomes may vary depending on insurer, policy wording and circumstances of the loss.
