Travel Insurance for Switzerland

Switzerland travel insurance meets the mandatory tourist visa requirement for Indians who wish to come here on short term visa. If a trip to Switzerland has been on your bucket list then you may already know it is a part of the Schengen Region and you must have Switzerland travel insurance to get your visa. This page will tell you everything you need to know about your visit to Switzerland!

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Travel Insurance plans starting at just ₹20 per day*
  • No medical checkup required
  • Pre-existing coverage available
  • Instant Policy Issuance
  • Medical expenses, Trip cancellation/delay, Loss of baggage & Passport etc.
  • 24x7 claims support

* Price shown is for a 90 day trip to Switzerland with 50,000 dollar coverage for an adult of age 25 years

Why Buy Switzerland Travel Insurance?

Buying Switzerland travel health insurance is not just a choice but also a necessity as per the visa regulations for foreigners. It is one of the most expensive places in the world and requires substantial funds and careful planning for a trip.

Travel insurance for Switzerland from India will keep you safe from a number of issues that you may otherwise end up worrying (as well as paying) for! From losing your passport to suddenly falling sick, your Swiss travel insurance plan will cover everything! For these reasons, it's even more important to be insured for any trip so you're not left stranded in a foreign country or forced to exhaust your hard-earned savings.

Fast Facts: Switzerland Travel Insurance

Categories Specification
Visa Compliance Travel Insurance for Switzerland is ,andatory for visa
Recommended Coverage Minimum EUR 30,000 or higher
Visa Impact Crucial for Schengen visa application, high chances of rejection if no proof of travel medical insurance
Important Clauses Must cover hospitalisation expenses, medical evacuation and repatriation
Recommended Add-ons PED cover, adventure sports (if planning to ski in Switzerland)
Travel insurance for Switzerland Cost Starting INR 721* on Policybazaar.com

*Premium estimate without GST for a 30 year old traveller (no PED) for a 15-day trip

The Key Benefits of Travel Insurance for Switzerland

Switzerland travel insurance may be an entry mandate for tourists, but it'll also provide you with much-needed peace of mind along with a host of benefits:

  • Trip-Protection: Many travel insurance policies in India cover trip-related issues like trip cancellation, trip interruption and more incase of covered reasons like hospitalisation or passport loss.
  • Medical Assistance: If you fall sick or get injured during your trip, your travel medical insurance Switzerland will help you shoulder the costs abroad including ambulance charges, treatment costs, & medical supplies.
  • Baggage-related Coverage: If your baggage is delayed or lost by the airline or under covered reasons, you will be reimbursed for the items as per your policy
  • Protection of Travel Document: If you lose your passport in Switzerland, you can be reimbursed for the emergency travel document and the costs associated with a new passport when you're back in India.

What is Covered by Travel Insurance from India to Switzerland?

Travel insurance Switzerland covers the following emergency scenarios:

  • Emergency Hospitalisation Costs: Major medical emergency costs will be borne by your travel medical insurance Switzerland in case of an illness or accident.This include benefits like cashless hospitalisation, evacuation, repatriation, etc.
  • Passport Loss: Your Swiss visa insurance will reimburse you for the cost associated with getting a new one in India.
  • Loss of Baggage: In case your baggage is lost by airlines or stolen, your travel insurance Switzerland will help you get certain reimbursements.
  • Personal Liability: In case you’re liable to a third party because of accidental damage or injury to them, it can be covered by your policy.
  • Trip Cancellation & Trip Interruption: If you’re forced to cancel your journey to Switzerland because of covered reasons (like hospitalisation, passport theft, etc.) then you can get reimbursement for certain non-refundable expenses like hotel and flights.
  • Flight Delay & Flight Cancellation: If your flight is delayed by certain hours or cancelled altogether, you will be covered for extra expenses due to accommodation and difference in ticket fares.

How to Buy Travel Insurance for Switzerland Online?

Here is a step-by-step guide on how to get travel insurance for your Switzerland trip online.

Steps to Make a Successful Travel Insurance Claim Online

Follow the steps below if you wish to make a travel insurance claim for Switzerland.

Switzerland Tourist Places

Though small in size, Switzerland lies in the heart of Europe and attracts tourists from all over the world. It is popular for clichés like skiing, chocolates, and luxury shopping as well as many other things. Take a look at Switzerland's best tourist attractions:

  • Lake Geneva: Among the best places to visit in Switzerland. You can also go paddleboarding, which is one of the best adventure sports here.
  • Matterhorn: Switzerland's iconic peak is also one of its highest mountains and popular for winter sports like glacier skiing and mountain climbing.. You can visit the charming Zermatt village which offers luxury resorts amidst a peaceful ambiance.
  • Rhine Falls: Most probably the biggest attraction of Schaffhausen, the Rhine Falls offer a breathtaking adventure and offer trails, boat trips or simply enjoy the view.
  • Chillon Castle: One of the most visited historic buildings in Switzerland located near the banks of Lake Geneva.
  • Bernina Express Ride: One of the most popular train ride to savour this country's beauty Gives a panoramic view at a slow speed between Davos in Switzerland and Tirano in Italy through the Swiss Alps. On the way, you can also visit the Rhaetian Railway which is a World Heritage Site.
  • Lucerne: This place is famed for its musical concerts and festivals, the most popular being the International Music Festival. The city consists of several beautiful spots including a sparkling blue lake, historic buildings, promenades, fountains, and more!

Visa Information for Switzerland

Being a part of the Schengen Zone, all non-EU/EEA nationals need a visa for Switzerland.

Indians need to apply for a Schengen visa for Switzerland. For a short-term uniform Schengen visa, you must apply through VFS Global. For other visa categories, you can visit their Swiss embassy in New Delhi.

The Indian Embassy in Switzerland

If you ever find yourself in a difficult situation, having contacts at the Indian Embassy in Switzerland will be a huge help. The following are some officers who can be contacted during working hours:

Name Designation Contact
- After office hours/in emergency + 41767763688
Ms. Monika Kapil Mohta Ambassador 031-3511567 | amb.berne@mea.gov.in
Mr. Rajiv Kumar Second Secretary (CPV) & HOC 031-3511559 | cons.berne@mea.gov.in
hoc.berne@mea.gov.in
Mr. Nagendra Kumar Attaché 031-3501130 | cons1.berne@mea.gov.in

You can visit the embassy at the given address: The Embassy of India Kirchenfeldstrasse 28, CH-3005 Berne, Switzerland

Using the official website or the nearby Switzerland Embassy or Consular is good to confirm your visa category.

Currency and Foreign Exchange

The official currency used in Switzerland is Swiss franc. Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 118.99 INR = 1 Swiss franc
USD (United States Dollar) 1.28 USD = 1 Swiss franc

Since the Swiss franc is the only currency used here. However, the Euro is still used in some places but can't be guaranteed. To avoid heavy exchange rates, make sure to convert enough cash before leaving India.

Travel Documents Required While Travelling from India to Switzerland

A Schengen visa is necessary to visit Switzerland. Here are the requirements for applying for a Switzerland visa from India:

  • Completed Swiss visa application
  • Two recent photographs
  • A valid passport
  • Travel health insurance for Switzerland covering at least EUR 30,000
  • Cover letter explaining your purpose of visiting Switzerland
  • Switzerland travel itinerary and return/onward tickets
  • Hotel booking proof
  • Proof of having sufficient funds; CHF 100 or EUR 92.34 per day
  • Swiss Visa fee receipt

International Airports in Switzerland

There are many international airports in Switzerland for easy commuting. Some of these are mentioned below:

Name Location
Zurich Airport (ZRH) Zurich
Geneva Airport (GVA) Geneva
Lugano Airport (LUG) Lugano
Bern Airport (BRN) Bern
Euro Airport Basel-Mulhouse-Freiburg (BSL) France (Northwest of the city of Basel)

Switzerland Travel: Safety & Precautionary Measures to be Undertaken

While Switzerland is among the safest and most peaceful places in the world, there are a few safety precautions which should be taken at all costs:

  • Never leave your luggage unattended in overhead bins. Professional pickpocketing is common in overnight trains in major hubs like Zurich HB, Lucerne and Geneva stations. 
  • Keep track of weather conditions through SLF (Swiss Institute for Snow and Avalanche Research) as mountain regions can have sudden weather changes, especially avalanches
  • Avoid going to higher altitudes if you have heart or lung disorders. Make sure to keep sufficient medicines and portable oxygen if you do.
  • Make sure to buy international travel insurance for Switzerland that meets all the requirements, including emergency medical evacuatiion
  • Include covers for adventure or winter sports if you plan to indulge in extreme sports.
  • Always carry an identification whenever you head out. Especially if on a solo trip, always carry a copy of your passport.
  • Littering, making loud noise after 10:00 PM or travelling on a train with the wrong ‘zone’ ticket will bring heavy fines.

Travel Insurance for Switzerland from India: FAQs

  • Q1. How can I buy travel insurance for Switzerland?

    Ans: You can buy Switzerland travel insurance either offline or online. You can also get it on Policybazaar.com after comparing different plans, depending on your budget.
  • Q2. Do I need travel insurance for Switzerland?

    Ans: Yes, it is important to meet Switzerland travel insurance requirements to receive your Schengen visa. A minimum coverage of EUR 30,000 is required.
  • Q3. How much will Switzerland travel insurance cost me?

    Ans: You can find Switzerland travel insurance plans starting INR 721 on Policybazaar.com (for a 30 year old traveller, no PED, 15-day-trip).The cost of your Switzerland travel insurance will depend on your trip duration, number of people accompanying you, any pre-existing health conditions etc. To get an estimate, you can use a travel insurance premium calculator which will give you an accurate quote.
  • Q4. Do I need to buy separate travel insurance plans for my parents?

    Ans: Yes, if your parents are accompanying you, you will need to buy a senior travel insurance plan for them. In case your insurer offers a family floater covering senior travelers, then you can opt for that.
  • Q5. Will my Schengen travel insurance plan cover any other country?

    Ans: Yes, your plan must cover all 29 countries that are a part of the Schengen territory. It must be valid throughout the entire Schengen area.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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Travel Insurance Reviews & Ratings
4.8 / 5
Nitin
Gurgaon, August 25, 2026
Full Ownership
After contacting them for travel insurance claim I didn’t have to keep following up. The team took complete ownership of my case and kept me updated throughout.
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Kolkata, August 23, 2026
Lost Passport
I lost my passport while travelling abroad and had no idea what to do next. It was stressful, but my travel insurance policy covered emergency replacement costs and helped me contact Indian consulate.
Anas
Muzaffarpur, August 21, 2026
Medical Expenses Covered
I fell sick during my recent trip to Europe and had to be admitted to a hospital. I was worried about the treatment expenses, but my travel insurance covered most of the medical costs.
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Missed Flight
My flight to Phuket was delayed by 6 hours, which also affected my connecting flight. I had already paid for my accommodation, and this is where my travel insurance was a saviour. It helped cover the expenses caused by the delay and saved me from an unexpected financial burden.
Arjun
Silchar, August 15, 2026
Good Support
Policybazaar has a very professional and supportive team. I got travel insurance through them and had a smooth experience from start to finish. I am satisfied with my policy and would highly recommend it to frequent travellers.
Garima
Solapur, August 12, 2026
Compare Plans
After checking many websites, I finally chose Policybazaar for my travel health insurance. Their website made it easy to compare plans based on my budget and requirements. I was able to find the right policy without any confusion.
Kiran
Ujjain, August 10, 2026
Hassle-free
I recently started travelling frequently for my business and decided to purchase international travel insurance through Policybazaar. The process required very little paperwork, and the policy was issued within minutes. It was a very convenient experience.
Bhumi
Panaji, August 07, 2026
Very convenient
I bought travel health insurance from Policybazaar and initially had concerns about the payment process. However, they offered multiple premium payment options, making it very easy and convenient for me to complete the purchase.
Salman
Margao, August 05, 2026
Good Decision
I purchased travel insurance through Policybazaar and found the plan very useful. It covered medical emergencies, passport loss, baggage loss, and several other travel-related risks. The premium was affordable, and the entire process was simple and convenient.
Akshya
Madurai, August 02, 2026
Multi-trip Plan
I purchased a multi-trip travel insurance plan through Policybazaar, and I did not have any stress during my travel. The plan covered cashless hospitalisation and 24x7 medical support, which was very reassuring. My experience with Policybazaar was smooth and supportive, and I would definitely recommend it to others.

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* Price shown is for a 90 day trip to Switzerland with 50,000 dollar coverage for an adult of age 25 years

Coverage, exclusions and claim outcomes may vary depending on insurer, policy wording and circumstances of the loss.

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