Aditya Birla Health Insurance Corona Kavach policy is an indemnity-based health insurance plan designed to cover medical expenses arising out of the treatment of COVID-19. It is a standard coronavirus health insurance plan that financially secures the insured against the medical expenses incurred after getting diagnosed with COVID-19. Since COVID-19 can lead to serious ailments, its treatment can get very expensive. Besides, the patients also have to buy support items, such as masks, PPE kits, gloves, etc., that can add to the overall treatment cost. The Aditya Birla Health Insurance Corona Kavach policy assists the insured to cover such expenses as per the guidelines of the Insurance Regulatory & Development Authority of India (IRDAI).
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The Aditya Birla Health Insurance Corona Kavach policy comes with the following features and benefits:
Following is the eligibility criteria for Aditya Birla Health Insurance Corona Kavach policy:
Here are the inclusions of Aditya Birla Health Insurance Corona Kavach policy:
Pre & Post Hospitalization Expenses:
Home Care Treatment Expenses:
AYUSH Treatment Coverage:
Hospital Daily Cash Benefit:
The following expenses are not covered under Aditya Birla Health Insurance Corona Kavach policy:
The claim process for Aditya Birla Health Insurance Corona Kavach policy is as follows:
Documents to be Submitted Under Reimbursement Claim:
COVID-19 Hospitalization Claim
Home Care Treatment Claim
Ans: You can check the Aditya Birla Health Corona Kavach premium chart while buying the policy. You can also use an Aditya Corona Kavach premium calculator to know the exact premium for the plan as per your customizations.
Ans: A maximum of six family members can be covered under the Aditya Birla Corona Kavach family floater plan.
Ans: Yes. A sub-limit of 0.5% on the sum insured per day applies to Hospital Daily Cash cover.
Ans: The insurer will settle the claim within 30 days of receiving all the required documents. An interest rate of 2% above the bank rate will be paid by the insurer in case of any delay in claim payment beyond 30 days.
Ans: Yes. The insurer can cancel the policy within seven days by giving written notice.
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