Tata AIG General Insurance has launched the TATA AIG corona kavach policy to make COVID treatment facilitates accessible to all. The policy covers hospital treatment, ambulance services, cost of consumable items like PPE Kits, ventilators, gloves, masks, etc. Home treatment, Ayush treatment services can also be claimed.
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Here is the eligibility criterion to buy the TATA AIG Corona kavach policy:
People older than 65 years can buy the policy for their dependent family members without getting themselves covered
This benefit includes the following:
COVID-19 Hospitalization Cover: The cost of hospitalization on testing positive for COVID-19 in a government-authorized testing Centre is covered. It includes:
Pre-Hospitalization: Pre-hospitalization and home care treatment expenses incurred 15 days before hospitalization or admission date are compensated.
Post-Hospitalization: Post-hospitalization charges and home care medical expenses for a maximum of 30 days from the hospital discharge date or completion of treatment are paid for.
Road ambulance: TATA AIG Corona kavach policy also pays for road ambulance services related to COVID-19-related hospitalization. The limit is up to Rs 2000 per hospitalization. It includes transportation from one hospital to another under advice from a medical practitioner.
Home care treatment Expenses: Treatment taken at home for up to 14 days after a positive COVID-19 diagnosis at a government-authorized diagnostic center. This cover is subject to the following:
Coverage includes medical investigations as per treating doctors prescription-related to COVID-19, prescribed medicines, and doctor’s consultations, nursing costs parenteral administration of medicines, oximeters, cost of oxygen cylinders, and the nebulizer.
AYUSH treatment: Inpatient hospitalization expenses under Yoga, Ayurveda, Unani, Naturopathy, Siddha, and Homeopathy are covered after a positive COVID-19 diagnosis at a government-authorized diagnostic Centre.
Add-on benefits: The coverage can be enhanced with an optional Daily Hospital Cash add-on benefit at a nominal price. You can save money on your day-to-day healthcare spends by getting 0.5% of the sum insured on daily basis for 24-hours of continuous COVID-19 hospitalization and is payable for a maximum of 15 days.
You can avail of both cashless and reimbursement claim benefits with TATA AIG Corona kavach health insurance policy.
If you want to buy TATA AIG Corona Kavach Policy and want to check the policy premium chart online then you can speak to our health insurance experts at 1800-208-8787.
TATA AIG Corona kavach policy tenure ranges from 3.5 months to 6.5 months, and 9.5 months. You should go for a longer tenure for maximum protection.
TATA AIG Corona kavach policy sum insured options start from Rs 50,000 to Rs 5 lakh.
Yes, the TATA AIG corona kavach policy covers complications due to co-morbidities during COVID-19 treatment, which are not payable under other health plans.
Yes, TATA AIG Corona kavach policy will cover your newborn baby from Day 1.
Yes, your policy covers home COVID treatment for a maximum of 14 days.
Yes, the insurer pays for the cost of ventilators, PPE kits, masks, gloves, oxygen, and co-morbidities-related complications.
Yes, you can file a cashless health insurance claim while availing covid-treatment in a network hospital that is registered with your Health Insurance Company.