SBI Corona Kavach Policy 

SBI General Insurance Company provides Corona Kavach Policy to help you avail the best medical treatment during the time of the COVID-19 pandemic. It is an indemnity-based standard health insurance policy that pays for COVID-19 related hospitalization expenses. SBI Corona kavach policy offers several coverage benefits on both family floater and an individual basis.

Read More

SBI Corona Kavach Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    By investing in this coronavirus health insurance plan you no longer need to worry about paying for your loved one’s Corona treatment. The insurer pays for co-morbidities along with COVID treatment up to the sum insured limit.


    Who can buy SBI Corona Kavach Policy?

    Individuals who are 18 years to 65 years old can buy the SBI Corona kavach policy. You can get health insurance cover for yourself, your spouse, children, parents, including in-laws.

    Eligibility Criteria

    The entry age criteria, waiting period, and policy term of SBI Corona kavach policy are given below:

    • Minimum and Maximum Entry Age- 18 years and 65 years
    • Sum Insured Options- Rs 50,000 and Rs 5 lakh (in multiples of Rs 50,000)
    • Waiting period- To avail of the policy benefits you need to complete a waiting period of 15 days, till then no claim can be filed
    • Members Covered-Coverage is provided to legally wedded spouse, parents, dependent children (natural or legally adopted), and parents-in-law under the policy
    • Tax Benefits-Policyholders can also avail of tax benefits under Section 80D of the Income Tax Act, 1961 against the policy premium paid
    • Policy Tenure- SBI General Corona Kavach Policy is a short term policy that can be purchased for 3.5 months, 6.5 months, and 9.5 months
    • Co-payment- There is no co-payment clause and you get optional daily hospital cash cover

    Key Features of SBI Corona Kavach Policy

    • No medical check-up is required across all age groups
    • Actual room rent and ICU charges are covered
    • Home Care Expenses are covered up to 14 days
    • A Newborn baby is covered from Day 1

    Inclusions of SBI Corona Kavach Policy

    This policy covers the following subject to the terms and conditions:

    • Your hospital room rent, doctor fees, and boarding charges
    • ICU and operation theatre charges, and nursing expenses
    • The cost of medicines used during coronavirus treatment are also compensated
    • Road Ambulance charges are covered
    • Pre and post-hospitalization expenses up to 15 days and 30 days respectively
    • Add-on Cover- Daily hospital cash benefit equal to 0.5% of the sum insured on daily basis ON every 24 hours of hospitalization for COVID-19 treatment on a positive diagnosis of the disease. The coverage is provided for a maximum of 15 days

    Exclusions of SBI Corona Kavach Policy

    • The policy does not cover any expenses related to admission primarily for diagnostics purposes. Any diagnostic expenses that are not related to the current treatment and diagnosis are not covered
    • Diagnosis/ treatment outside the geographical scope of coverage
    • Any claim related to Covid-19 that has not been diagnosed before the policy start date
    • COVID Testing done at non-government authorized diagnostic Centers
    • The policy benefits will be ceased if the insured person travels to any other country that has been put under travel restriction by the Govt. of India
    • Rehabilitation, respite care, and rest cure

    For details of the premium, you can check the SBI Corona Kavach Policy premium chart online or speak to our health insurance experts at 1800-208-8787.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Reasons to Purchase High-Value Health Insurance Cover

    21 Feb 2024

    When you decide to purchase a health insurance plan for you and
    Read more
    Surgeries Covered by New India Assurance Health Insurance Plans

    22 Feb 2024

    In an era where healthcare expenses are skyrocketing in India, the
    Read more
    Is a 10 Lakh Health Insurance Adequate in Your City?

    10 Jan 2024

    An ongoing medical inflation of 14 percent in India (the highest
    Read more
    Dental Treatment Coverage from Star Health Insurance

    21 Dec 2023

    The rising costs of healthcare services have made it necessary for
    Read more
    11 Reasons Why Senior Citizens Should Buy Aditya Birla Activ One Plan

    05 Dec 2023

    Health insurance is one of the biggest assets that senior citizens
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
    Read more
    Best Health Insurance Plans for Senior Citizens
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
    Read more
    Does Health Insurance Provide Coverage for LASIK Eye Surgery?
    A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
    Read more
    How Senior Citizens can save Tax with Medical Bills u/s 80 D?
    Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL