Liberty general insurance company is providing Corona Kavach health insurance policy. The policy is designed to provide cover for the expenses that could incur during the treatment of Covid-19. It is an indemnity-based health insurance policy that will provide cover for the expenditure of pre and post-hospitalization, home care treatment, AYUSH treatment etc.
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The entry age criteria, waiting period, sub-limits and waiting period of Liberty Corona Kavach policy are given below:
Minimum & Maximum entry age:18 years up to 65 years can purchase this policy.
Members Covered: Policy can be availed for self and the following family members.
Waiting Period: There is a waiting period of 15 days to avail of the benefits of the Corona Kavach policy.
Sub-limits: 0.5% of SI each day that are subject to maximum of 15 days in a policy period for every insured member.
Home care treatment: Maximum up to 14 days per incident.
Policy Period: Three and a half month (3 and a ½ month), six and a half months (6 and a ½ month), nine and a half months (9 and a ½ month) including waiting period.
Sum Insured: Liberty Corona Kavach health insurance policy provides a sum insured amount of Rs. 50,000 up to Rs. 5,00,000. In individual health cover, the sum insured will be allowed for each individual family member and in floater cover, the sum insured will be allowed to the whole family.
The liberty corona kavach health insurance policy provides coverage to the policyholder for the following:
The insurance company will provide cover for the below mentioned optional benefit:
Hospital Daily Cash: If the policyholder has to continue his/her hospitalization then the company will pay 0.5% of SI per day. In respect of the policyholder, the benefits of the policy will be payable for 15 days maximum during the policy period.
The insurance company will not provide cover for the following:
Follow the procedure mentioned below to raise a cashless claim in the Liberty Corona Kavach.
Answer: No, the policy will not provide cover if the covid is diagnosed prior the start of policy date.
Answer: No, Daycare treatment and OPD treatment are not covered under this policy.
Answer: Yes, Liberty corona kavach policy provide cover for AYUSH treatment.
Answer: Yes, the policy will provide cover for the Room rent, nursing and boarding expenses.