ManipalCigna Corona Kavach Policy is made available by ManipalCigna Health Insurance Company Ltd. based on IRDAI guidelines. This policy covers all expenses related to the COVID hospitalization and pre and post-hospitalization expenses. The coverage is also extended to the insured's home care treatment, road ambulance expenses, and AYUSH treatment. The policy also comes with an option for a Hospital Daily Cash benefit.
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|Sum Insured||Up to Rs 5 lakh|
|Worldwide Coverage||Not Applicable. Treatment taken in India are only covered|
|Tenure||105 days, 195 days, and 285 days|
|Savings||Available for health care workers|
*All savings offered by the insurer are as per the IRDAI approval, standard terms & conditions applied
Under ManipalCigna Corona Kavach Health Insurance, one can opt for the Individual or Family Floater option with Sum Insured options of up to Rs 5 lakh. The plan offers below mentioned basic coverage:
ManipalCigna Corona Kavach Health Insurance policyholders can benefit from first-rate treatment from any registered hospital in India for Coronavirus. The plan safeguards hospital to home care treatment up to the sum insured. Added to the fundamental treatment are some additional advantages of the online ManipalCigna Corona Kavach Health Insurance. They are:
ManipalCigna Corona Kavach Insurance Policy has the following exclusions:
We can find below the features and benefits of buying ManipalCigna Corona Kavach Health Insurance:
The minimum eligibility conditions to buy this plan are:
|Type||Individual or Family Floater|
|Minimum Entry Age||1 day for a child, 18 years for an adult|
|Maximum Entry Age||25 years / 65 years|
|Number of people covered||
Individual policy: Self, legal Spouse, parents, dependent children, and parents-in-law.
Family floater: 2 adults and 3 children in a single policy( Self, legal spouse, dependent children up to the age of 25 years or parents/parents-in-law )
|Residential Status||Only citizens of India, permanent residents in India.|
The Insurance Company can cancel the policy at any time on the grounds of misrepresentation, fraud and non-disclosure of facts by the policyholder by giving 7 days' written notice.
Freelook period will not be applicable under this policy as it is a short duration policy.
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