Kotak Mahindra General insurance company is providing Corona Kavach health insurance policy. Kotak Mahindra Corona Kavach policy will provide cover for the expenses incurred for the medical services. It is an indemnity-based health insurance policy that will provide cover for hospitalization, home care treatment, AYUSH treatment, pre and post-hospitalization expenses etc.
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The eligibility criteria for the Kotak Mahindra Corona Kavach policyholder are given below.
1. The minimum and maximum entry age for the policyholder is 18 years up to 65 years.
2. The waiting period in Kotak Mahindra corona kavach policy is of 15 days to avail of the benefits of the policy.
3. Kotak Mahindra Corona Kavach policy can be availed by self as well as for the following family members:
4. The policy period is as follows: Three and a half months (3 and ½ months), Six and a half months (6 and ½ months), Nine and a half months (9 and ½ months) including 15 days of waiting period.
5. Sub limits: 1. Hospital daily cash provided at 0.5% of the sum insured per day subject to a maximum of 15 days in the policy period for each insured person.
6. Home care treatment is provided for maximum up to 14 days per incident.
The sum insured amount offered by the Kotak Mahindra Corona Kavach policy is Rs. 50,000 to Rs. 5,00,000. In an individual policy, only one person can use the whole sum insured amount. In family floater plan the sum insured amount has to be divided among the family members.
The coverage provided by the Kotak Mahindra Corona Kavach health insurance policy for the insured is as follows:
The optional policy benefits are mentioned below:
Kotak Mahindra Corona Kavach health insurance policy will not provide cover for the following:
Procedure for cashless claim in Kotak Mahindra Corona Kavach policy:
Ans: Yes, Kotak Mahindra Corona Kavach policy provides reimbursement and cashless claim feature. Terms and conditions apply.
Ans: Yes, Kotak Mahindra Corona Kavach provides cover for things like PPE kit, medicine and drug expenses.
Ans: Yes, Kotak Mahindra Corona Kavach policy provides cover for parent-in-laws in a family floater plan.