Reliance Corona Kavach Policy provides insurance coverage for Coronavirus treatment & stress-free claims settlement, especially tailor-made for individuals' needs. The policyholder can get adequate coverage from this Reliance health insurance policy, thus it has become a very popular policy for retail customers where one can invest and protect his/her family against hospitalization expenses incurred due to the COVID-19 virus.
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|Sum insured||Rs 50,000-5 lakh|
|Waiting Period||15 days|
|Policy Tenure||3½ months, 6½ months, 9½ months|
|Hospital Cash Cover||Up to 15 days|
Under Reliance Health Corona Kavach Insurance, an individual can opt for the Individual or Family Floater option with sum insured options ranging from Rs 50, 000 up to Rs 5 lakh.
Reliance Health Corona Kavach Insurance coverage is as follows:
In-patient treatment- The hospitalization expenses incurred by the Covid-19 Positive insured person would include the following:
Pre-hospitalization Coverage-Diagnostics costs incurred due to Covid-19 up to 15 days before hospitalization are covered.
Post-hospitalization Cover-Diagnostics costs incurred due to Covid-19 up to 30 days after release from the hospital or end of home care treatment are covered.
Ayush Treatment- Under the Ayurveda, Unani, Siddha and Homeopathy classification of medication, expenses incurred for Covid treatment are covered up to the sum insured.
Other than the basic coverage, the inclusive benefits under the Reliance Health Corona Kavach Insurance Policy are mentioned below:
Home Care Treatment Expenses: Diagnostics costs incurred due to Covid-19 up to 14 days are covered under the Home Care benefit. The detailed expenses are mentioned below:
The expenses for the following ailments and conditions would be excluded from the coverage under the Reliance Health Corona Kavach Insurance Policy:
The policy comes with the following features and benefits:
To be eligible for availing this policy, one has to fulfill the below criteria:
|Type||Individual or Family Floater|
|Minimum Entry Age||
1 year for a child
18 years for an adult
|Maximum Entry Age||
25 years for a child
65 years for an adult
|Number of people covered||
On Individual basis – Sum Insured would apply to each individual family member
On Floater basis – Sum Insured would apply to the entire family
|Residential Status||All Residents of India|
The insurer may cancel the Reliance Health Corona Kavach Insurance Policy at any time if it can establish any occurrence of fraud, misrepresentation or withholding of essential facts by the policyholder or life insured. In this case, Reliance General Insurance Company shall give 7 days' notice in writing this scenario and forfeit the refund of all premiums.
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