On the occasion of Women’s Day, Star Health and Allied Insurance have launched the Star Women are Insurance plan to cover the healthcare needs of women. With a high sum insured range of up to Rs 1 crore, the plan aims to provide comprehensive coverage to women at every stage of their lives.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The newly-launched Star Women Care plan offers women-centric covers including assisted pregnancy care treatment, delivery (pre and post-natal coverage), reproductive treatment, In-Utero fetal surgeries/repairs and voluntary sterilization. The plan also comes with optional coverage for cancer diagnosis.
Besides these covers, the plan provides basic coverage, such as hospitalization cover, AYUSH treatments, day care treatments, ambulance cover, organ donor expenses, modern treatments and bariatric surgery. It also covers the cost of multiple medical consultations, OPD consultations, teleconsultations, preventive health check-ups and rehabilitation & pain management.
Further, the plan extends coverage to newborn babies/ children of the insured woman. It covers child hospitalization costs, newborn baby expenses, vaccination costs and paediatrician consultations among other covers. It also comes with the Star Mother cover that pays the hospital room rent of the insured mother if her child (aged less than 12 years) is admitted to the ICU.
While newborn babies get coverage of 25% of the sum insured from day 1, the coverage limit exceeds to 100% of the sum insured from the next year. Moreover, the policy comes with 100% automatic restoration of the sum insured once on partial or complete exhaustion.
The Star Women Care plan can be purchased by women between the age of 18 years and 75 years on an individual or floater sum insured basis. It does not require any pre-medical screening of the applicant but allows mid-term inclusions and mid-pregnancy policy purchase facility.
Moreover, the policy also comes with a 5% discount if it is purchased online.