Yes Bank Health Insurance

Yes Bank Health Insurance is a medical insurance plan available for Yes Bank account holders. It is offered in partnership with selected insurance providers in India and helps cover expenses related to hospitalisation, treatments, and medical procedures. However, the policy stays active only if the customer maintains an active Yes Bank account and the bank continues its tie-up with the insurer.

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      Yes Bank Health Insurance: Key Highlights

      Categories Specifications
      Pre-existing Diseases Covered from day 1
      Validity of Yes Bank Health Insurance Plans 1. Valid as long as Yes Bank maintains its partnership with the insurer
      2. Valid as long as the customer has an active Yes Bank account
      Riders Mostly not available
      Premium Payment Automatically debited from the customer's Yes Bank account
      Tax Benefits Qualifies for tax deductions under Section 80D of the Income Tax Act

      Disclaimer: PED waiting period may vary depending on the terms and conditions of the Yes Bank health insurance policy.

      Benefits of Yes Bank Health Insurance

      Check out the key benefits of investing in Yes Bank health insurance for account holders:

      1. Affordable Premiums

        Health insurance plans offered by Yes Bank usually come with lower premiums in comparison to regular medical insurance policies. This happens because the bank partners with insurers to provide special pricing, and sometimes even offers extra discounts to make the plans more affordable.

      2. Instant Coverage for Pre-existing Diseases

        Unlike many regular mediclaim insurance policies, Yes Bank health insurance plans may offer coverage for pre-existing diseases from day 1.

      3. Hassle-Free Premium Payments

        Premiums of the Yes Bank health insurance scheme are automatically debited from the customer's Yes Bank account, making the payment process hassle-free and quick. This even helps in keeping the policy active without the risk of missing a payment.

      4. Direct Purchase

        The Yes Bank health insurance policy can be purchased directly from the bank without having to find an insurance agent. This makes the mediclaim policy buying process simple and convenient. It even allows Yes Bank account holders to purchase a plan that best meets their requirements without being influenced by the agent.

      5. Plans for Everyone

        Whether it is an individual plan, family health insurance plans, or health insurance for senior citizens, Yes Bank offers a wide range of mediclaim policies to suit different health needs. These plans can also be customised based on specific healthcare requirements.

      6. Enhanced Convenience

        Buying a Yes Bank health insurance plan directly through the bank enhances convenience for the customers, as the bank handles most of the coordination with the insurer, saving time and effort.

      List of Plans Offered by Yes Bank Health Insurance

      Here are the multiple health insurance plans offered by Yes Bank:

      Yes Bank Health Insurance Plans Sum Insured Ideal For
      Aditya Birla Activ Health Platinum Enhanced Plan ₹2 lakh to ₹2 crore Individuals/Families
      Aditya Birla Activ Health Platinum Premiere Plan ₹10 lakh to ₹2 crore Individuals/Families
      Aditya Birla Super Health Plus Top Up - Plan B ₹3 lakh to ₹95 lakh Super Top-up
      Aditya Birla Activ Secure Personal Accident Plan ₹1 lakh to ₹20 crore Accidents
      Aditya Birla Activ Secure Critical Illness Plan ₹1 lakh to ₹1 crore Critical Illnesses
      Aditya Birla Activ One Plan ₹5 lakh to ₹2 crore Individuals/Families
      Care Supreme Plan ₹5 lakh to ₹6 crore Individuals/Families
      Care Advantage Health Insurance Plan ₹25 lakh to ₹1 crore Individuals/Families
      Care Freedom Health Insurance Plan ₹2 lakh to ₹10 lakh Patients with Diabetes, High Blood Pressure, & BMI
      Care Heart Health Insurance Plan ₹3 lakh to ₹10 lakh Heart Patients
      Care Critical Mediclaim Plan ₹10 lakh to ₹2 crore Critical Illnesses
      Care Senior Health Insurance Plan ₹3 lakh to ₹10 lakh Senior Citizens
      ICICI Lombard Women Critical Illness Plan ₹5,000 to ₹3.5 lakh Women with Cancer
      ICICI Lombard Family Shield Plan ₹5,000 to ₹50 lakh Infectious Diseases and Accidents
      ICICI Lombard Health Shield 360 Plan ₹3 lakh to ₹3 crore Individuals/Families
      ICICI Lombard Elevate Plan ₹5 lakh to Unlimited Sum Insured Individuals/Families
      ICICI Lombard Health Booster Plan ₹2 lakh to ₹50 lakh Top-up
      ManipalCigna Prime Senior Plan ₹3 lakh to ₹50 lakh Senior Citizens
      Reliance Critical Illness Health Insurance Plan ₹5 lakh to ₹10 lakh Critical Illnesses
      Reliance Personal Accident Health Insurance Plan - Accidents
      Reliance Health Gain Plan ₹3 lakh to ₹1 crore Individuals/Families
      Reliance Health Infinity Plan ₹5 lakh to ₹5 crore Individuals/Families
      SBI Arogya Top Up Plan ₹1 lakh to ₹50 lakh Lower Premiums
      See more plans

      Note: The above Yes Bank health insurance plans are as of May 16, 2025.

      What is Covered by Yes Bank Health Insurance?

      Listed below are the coverage offered by Yes Bank health insurance plans:

      Note: The exact coverage may vary from one Yes Bank health insurance plan to another.

      What is Not Covered by Yes Bank Health Insurance?

      The Yes Bank health insurance does not cover the following expenses:

      • Suicide or self-inflicted injuries
      • Treatment for intoxicating substances, like drugs or alcohol
      • Dietary substances & supplements
      • Treatment for injuries due to involvement in dangerous sports
      • Cosmetic/plastic surgery
      • Treatment for injuries due to participation in illegal activities
      • Congenital external diseases
      • Unproven treatments

      Things to Keep in Mind While Buying a Yes Bank Health Insurance Plan

      While buying a Yes Bank Health Insurance plan, customers should keep the following things in mind:

      • Validity: The Yes Bank health insurance policy remains valid as long as the bank continues its collaboration with the insurance provider and the customer maintains an active account with Yes Bank.
      • Coverage: The coverage under Yes Bank health insurance plans may be more restricted compared to standard mediclaim policies.
      • Insurance Provider Options: Yes Bank has tie-ups with a limited number of health insurance companies in India, which may restrict the customer's choice of insurer.
      • Riders: Health insurance riders may not be available with the Yes Bank health plans, unlike most standard medical insurance policies.

      Yes Bank Health Insurance: FAQs

      • Q1. Which insurance company has a tie-up with Yes Bank?

        Ans: Several insurance companies have a tie-up with Yes Bank, including Aditya Birla Health Insurance Company, Care Health Insurance Company, Reliance General Insurance Company, ICICI Lombard General Insurance Company, SBI General Insurance Company and ManipalCigna Health Insurance Company.
      • Q2. Is the Yes Bank health insurance claim process cashless?

        Ans: Yes, the Yes Bank health insurance claim process is cashless, allowing customers to avail of medical treatments at the hospital of their choice without paying upfront. The claim amount is settled directly between the insurer and the hospital.
      • Q3. How can I check the Yes Bank health insurance policy status?

        Ans: You can check the Yes Bank health insurance policy status on the official website of the insurer associated with the Yes Bank. You can even contact their customer support team to know the status of your mediclaim policy.
      • Q4. What is the Yes Bank health insurance customer care number?

        Ans: The Yes Bank health insurance customer care number is 1800 1200.
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

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