Oriental Youth Eco Care Plan

Inclusion of Oriental Youth Eco Care Plan may differ from one plan to another. Some of the inclusions that are common under all the policies are given below:

1. In-patient Hospitalization Expenses

   It pays for the healthcare expenses incurred during hospitalization of a minimum of 24 hours, such as room rent, surgeon fees, ICU charges, etc.
2. AYUSH Treatment

   It covers the cost of availing in-patient AYUSH treatment through Ayurveda, Yoga, Naturopathy, Unani, Siddha and Homeopathy systems of medicines.
3. Pre and Post-Hospitalization Expenses

   It pays for the medical expenses incurred by the insured for up to 45 days before hospitalization and up to 90 days from the date of discharge.
4. HIV/AIDS Cover

   It covers the in-patient and day care medical expenses incurred on the treatment of HIV and AIDS.
5. Organ Donor Expenses

   It pays for the hospitalization charges of the donor incurred while donating the organ for the insured’s organ transplant surgery.
6. Organ Donor Benefit

   It covers the medical expenses incurred by the insured while donating an organ.
7. Mental Illness Cover

   It pays for the in-patient and day care charges incurred on treating a mental illness as advised by a mental health professional.
8. Road Ambulance Service Charges

   It covers the road ambulance charges incurred during a medical emergency.
9. Air Ambulance Cover

   It pays for the expenses incurred on transporting the insured to a hospital for the emergency treatment of any disease, illness, or injury by an air ambulance.
10. Domiciliary Hospitalization

    It covers the cost of domiciliary hospitalization for more than 3 days, where the treatment is done at the patient's home in case hospitalization is not possible.
11. Telemedicine/Online Consultation

    It pays for the teleconsultation or online consultation charges with a registered medical practitioner.
12. Modern Treatment

    It pays for the cost of modern treatments, such as deep brain stimulation, bronchial thermoplasty, robotic surgeries, immunotherapy, etc.
13. Cataract Treatment

    It covers in-patient and pre/post-hospitalization expenses incurred on the treatment of Cataract.
14. Additional Sum Insured For Critical Illness

    It offers an additional sum insured of up to 10% for the treatment of 11 specified critical illnesses, such as cancer, open chest CABG, etc.
15. Day Care Treatments

    It pays for the cost of day care treatments, which do not require hospitalization for at least 24 hours.
16. Daily Hospital Cash Allowance

    It provides a hospital cash allowance for a maximum of 7 days if the insured is admitted for at least 3 days.This cover is available under the Premium variant.
17. Medical Second Opinion

    It covers the doctor's fees for a second medical opinion taken before or during the treatment of a specified critical illness. This cover is available under the Premium variant.
18. Maternity Expenses

    It covers the hospitalization expenses incurred on normal childbirth, caesarean childbirth, or lawful medical termination of pregnancy. This cover is available under the Premium variant.
19. Assisted Reproduction Treatment (ART)

    It pays for the charges incurred on treating infertility through assisted reproduction treatments and procedures. This cover is available under the Premium variant.