About Care Supreme Vikas Plan
Care Supreme Vikas plan is a comprehensive health plan that enables people to avail medical treatments at top hospitals at an affordable rate. It is a variant of the Care Supreme policy that offers similar coverage but at almost half of its premium price. However, the plan comes with a restriction on network hospitals and hospital room type, allowing multi-bed sharing rooms only.
Care Supreme Vikas Plan: Key Highlights
| Categories | Specifications |
|---|---|
| Sum Insured | ₹5 lakh to ₹10 lakh |
| Pre-Policy Medical Check-ups | Not required up to 65 years |
| Pre-existing Diseases Waiting Period | 3 years |
| Discount | Up to 30% wellness discount |
| Co-payment | 20% on availing treatment outside network hospitals |
or select from popular citiessCare Supreme - Vikas Features
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Key Benefits of Care Supreme Vikas Plan
Care Supreme Vikas Plan Inclusions, Exclusions & Optional Covers
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In-patient CareIt covers the medical costs incurred from hospitalization of at least 24 hours.
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Pre-hospitalization ExpensesIt pays for medical expenses incurred up to 60 days before hospitalization.
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Post-hospitalization ExpensesIt covers the cost of follow-up consultations, diagnostic tests and therapies for up to 180 days after hospital discharge.
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Day Care TreatmentsIt pays for all day care treatments that require less than 24 hours of hospitalization.
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Domiciliary HospitalizationIt covers the cost of medical treatments availed by the insured at home on the recommendation of the doctor.
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Road Ambulance ChargesIt pays for the charges incurred on availing road ambulance services.
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OPD cover expenses
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Treatment for alcohol or drug addiction
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Maternity expenses
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Obesity and weight-control treatments
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Treatment for self-inflicted injury
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Sterility and infertility
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Instant CoverIt covers pre-existing hypertension, asthma, diabetes and hyperlipidemia from day 1 of the policy.
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Claim ShieldIt pays for the cost of 68 non-medical items, such as cotton, masks, gloves, etc., used during hospitalization.
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Modification of PED Wait PeriodIt reduces the pre-existing disease waiting period from 3 years to 2 years or 1 year.
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Annual Health Check-upsIt covers the cost of preventive health check-ups once a year.
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Cumulative Bonus SuperIt increases the cumulative bonus from 50% to 100% for up to 500% on every claim-free year.
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Air AmbulanceIt covers the cost of availing air ambulance services during a medical emergency.
In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Policybazaar Claim Process
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Care Supreme Vikas Plan: FAQs
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Q1. Who should buy a Care Supreme Vikas plan?
Ans: The Care Supreme Vikas plan is suitable for people who cannot afford expensive health insurance plans and are not eligible for government health plans like the Pradhan Mantri Jan Arogya Yojana (PMJAY). -
Q2. If I am an unmarried man in my 20s, can I buy the Care Supreme Vikas plan?
Ans: No. You cannot buy the Care Supreme Vikas plan if you are below 45 years of age and looking to buy an individual policy. -
Q3. Will my Care Supreme Vikas policy pay for my hospitalization in a single private AC room?
Ans: No. The Care Supreme Vikas policy will cover your hospitalization expenses only if you stay in a hospital room with 4 or more beds.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Aditya Birla Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Aditya Birla Activ Health Essential Plan will be waived off.
Care Health offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of Care Health
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to Care Health for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the Care Health policy
- The network hospital will send the hospital bill to Care Health.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Inform the insurance company about the hospitalization
- In case of planned hospitalization, notify the insurer before hospital admission.
- Receive medical treatment
- At the time of discharge, pay the entire hospital bill in full.
- Collect all the medical documents, bills and payment receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
