United India offers two types of claim settlements – cashless and reimbursement. Follow the steps to raise a claim:
- Find the nearest network hospital of United India
- Get admitted to the hospital
- Notify the insurance company about the hospitalization
- In case of pre-planned hospitalization, intimate the insurer before hospital admission.
- Fill up the pre-authorization form and submit it to the hospital staff
- The pre-authorization form will be sent to United India for approval.
- Once approved, obtain medical treatment.
- At the time of discharge, sign all the medical documents.
- Pay for the items/services not covered under the United India policy
- The network hospital will send the hospital bill to United India.
- After review, the insurance company will pay the bill amount directly to the network hospital.
- Intimate United India about the hospitalization
- In case of planned hospitalization, inform the insurance provider before hospital admission.
- Obtain medical treatment
- During discharge, pay the hospital bill in full.
- Collect all the medical documents, hospital bills and receipts
Our Claim specialists in below cities will reach your hospital or home in 30 minutes to support your health insurance claim
About United India Health Insurance
United India health insurance plan is offered by the United India Insurance Company. It offers extensive health insurance plans that cover families, individuals, young adults, senior citizens and persons with disabilities against major and minor illnesses, accidents, hospitalization, and critical illnesses. Moreover, United India Insurance Company follows a speedy and hassle-free claim settlement procedure.
Types of United India Insurance Plans
United India Family Medicare is a family health insurance plan that offers comprehensive medical coverage to all the family members under a single sum insured.
Features and Benefits:
- Hospitalization expenses, including pre-hospitalization and post-hospitalization expenses, are covered
- Home care treatment, organ donor benefit and modern treatments are available
- Day care procedures, road ambulance expenses and organ donor expenses are covered
- Restoration of sum insured, health check-ups, and no claim rewards are available
- Maternity expenses & newborn baby cover, and daily cash allowance are available as optional covers
United India Individual Health Insurance plan provides financial protection to meet the hospitalization expenses incurred on an illness/disease/injury of the insured. The plan is available in three variants – Platinum, Gold and Senior Citizen.
Features and Benefits:
- Coverage for hospitalization expenses and day care treatments are available
- Both pre-hospitalization and post-hospitalization expenses are covered
- Domiciliary hospitalization and modern treatments are available
- Road ambulance charges and the cost of health check-ups are also covered
- Daily cash allowance is available as an optional cover
United India Super Top-up Medicare is a super top-up health insurance policy that offers additional medical coverage to the insured in case the base policy has been exhausted. However, the policy comes with a mandatory deductible that the policyholder needs to pay to activate this policy.
Features and Benefits:
- In-patient hospitalization and home care treatment expenses are covered
- Day care treatments and modern treatments are available
- Organ donor expenses and road ambulance expenses are covered
- Daily cash allowance is available as an optional cover
United India UNI Criticare is a critical illness insurance policy that covers the treatment cost of 9 listed critical illnesses, such as cancer, first heart attack, stroke, etc. A lump sum payment is made in case the insured is diagnosed with one of these critical illnesses for the first time during the policy period. However, a waiting period of 90 days applies to this plan.
Features and Benefits:
- Coverage of 11 critical illnesses are available
- A survival period of 30 days applies to the plan.
United India Yuvaan Health Insurance plan covers the medical expenses of young people up to the age of 45 years.
Features & Benefits:
- In-patient hospitalization and day care treatments are covered
- Modern treatments and a cumulative bonus are available
- Road ambulance charges and organ donor expenses are covered
- Waiver of co-payment is available as an optional cover
United India Spectra Health insurance provides medical coverage against planned and emergency medical treatments of the insured.
Features and Benefits:
- Coverage for in-patient hospitalization and home care treatments are available
- Day care treatments and modern treatments are covered
- Health check-up facilities are available
- Organ donor expenses and road ambulance charges are covered
- Daily cash allowance is available as an optional cover
United India Arogya Sanjeevani policy offers standard health insurance coverage to the insured against a wide range of medical expenses.
Features and Benefits:
- In-patient hospitalization, AYUSH treatment and home care treatment are covered
- Modern treatments, day care treatments and cataract treatments are available
- Pre & post-hospitalization expenses and road ambulance charges are covered
United India Samaveshi Suraksha Health Insurance plan has been designed to cover the medical expenses of persons with disabilities and HIV/AIDS.
Features and Benefits:
- Coverage for in-patient, pre and post-hospitalization expenses are available
- Day care treatments and modern treatments are covered
- Lump sum benefit for persons with HIV/AIDS are available
- Road ambulance expenses are also covered
- Waiver of co-payment is available as an optional cover
Key Benefits of United India Health Insurance
or select from popular citiess In case of emergency we are just a call away. Take care of your family, we will do the rest. Our claim specialists will reach your location & complete the formalties from filing the claim to documentation to coordinating with insurer, TPA & hospital. Available in New Delhi and 114+ cities View cities list ›Search United India Cashless Network Hospital list
Policybazaar Claim Process
Here is the list of documents required to file a United India health insurance claim:
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Claim FormDuly filled and signed United India health insurance claim form
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Health Card/Policy CopyHealth card or a copy of United India health insurance policy
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Medical DocumentsHospital discharge card, doctor’s prescriptions, test reports, etc.
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Medical Bills & Payment ReceiptsAll medical bills, including hospital bills and pharmacy bills, along with payment receipts
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KYC DocumentsKYC documents to be submitted for claims above ₹1 lakh
Note: The exact list of claim documents varies from case to case. Contact the customer support team for the complete list.
The process to buy a United India Health Insurance plan is given below:
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Visit the Health Insurance SectionGo to the ‘Health insurance’ section on Policybazaar.com
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Fill in Personal DetailsProvide necessary details like age, mobile number, city, medical history, gender, etc.
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Pay the Premium OnlineChoose your preferred United India Health Insurance policy and pay the premium online
The process to renew a United India Health Insurance plan is given below:
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Go to the Renewal SectionNavigate to the ‘Renew Your Policy’ tab on Policybazaar.com and select ‘Health Renewal’
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Verify Your IdentityEnter your registered mobile number and the OTP sent to your device
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Pay the Renewal Premium OnlineSelect the United India Health Insurance policy you want to renew and pay the premium online
Here are the contact details of United India Insurance Company:
| Categories | Contact Details |
|---|---|
| Toll-free No. | 1800-425-333-33 |
| Email id | customercare@uiic.co.in |
United India Health Insurance: FAQs
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Q1. How good is United India health insurance?
Ans: United India health insurance is a good buy as it offers comprehensive coverage against planned and emergency medical treatments for an affordable premium. Apart from individuals and families, the plans also cover senior citizens, young adults, persons with disabilities, HIV/AIDS and mental illness.
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Q2. What is the insurance limit for United India health insurance?
Ans: United India health insurance plans come with a sum insured or coverage limit ranging from ₹50,000 to ₹95 lakh.
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Q3. Is United India health insurance cashless?
Ans: Yes. United India health insurance plans offer cashless treatment facilities at all hospitals across the country.
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Q. What is the advantage of selecting a policy with a duration of more than 1 year?
Ans: If one buys Liberty Health Insurance for more than a year, one can save 7.5 % and 10% on the 2 and 3 years premium, respectively.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. How is an Individual cover different from a Floater cover?
Ans: In an Individual cover, coverage is offered to each individual in the family separately. In a Family Floater health insurance plan, each family member is covered based on a floater sum insured.
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Q. What is a waiver of a mandatory co-pay cover?
Ans: This benefit is covered on payment of an additional premium. Therefore, any mandatory co-payment that is applicable under the Liberty Activ Health Essential Plan will be waived off.
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