Prices Increasing soon Prices Increasing Soon

How Insurance Savvy You Are?

Life is all about surprises, but not always the pleasant ones. It’s only when we are expecting good things, bad things happen to us. And because we are always overly confident about our crisis management capabilities, we tend to miss out on things and become victims of such situations. So there is something called Insurance that gives you a helping hand when life throws unexpected situations.

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:-

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Insurance comes in many forms provided  by several companies called insurers. So it’s time to become insurance savvy in order to understand what kind of insurance you need and when.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Broadly we can categorize the most important components of our daily lives under health, home and conveyance. These three elements are an inseparable part of our lives and consume fair amount of expenses in maintenance. But how do we ensure their security even when we can’t afford to maintain them in case of accidents? The answer is ‘Insurance’.

The financial experts recommend the following must-have insurance policies that will keep you guarded from any abrupt expense due to mishaps toward the aforementioned vital elements of life.

Life Insurance

Life insurance is nothing but simple agreement between the insured and the insurer who promises a payment of a certain amount to the insured or their nominee in the event of death of the insured or upon maturity of the policy.

The policy necessitates a set premium amount that the insured shall pay to the insurer on regular intervals. Life insurance is a global concept and is an institution within itself. It helps mitigate financial risks that the nominees may face after the insured person dies. Additionally it also provides survival benefits to the insured under the return of premium plan, which is deductable for tax under section 80C.

Life insurance is a must if you have your family dependent on you financially. A reasonable sum assured could be a life saver for your family when you are gone. The most important thing you need to remember when deciding upon the sum to assure is your loans and mortgages, credit card payments, taxes and other liabilities. You don’t want your family to bear the burden of these payments after you.

Health Insurance

This is a one stop shop for all your needs when it comes to health expenses. Today, affording medical treatments is not an easy victory for all.. Metaphorically stating, paying for the staggering medical expenses can cause another shock to the patient’s health. There are many instances of families running out of their bank balances just because they couldn’t afford a medical treatment of their family member. Health insurance will not let that happen. If you have a health insurance policy, it is the insurance company that will pay for your medical expenses in the event of any unfortunate health disaster.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

May it be critical illness or a road accident, medical insurance is going to be your guardian angel. Discuss with your nearest medical insurance agent today and get one for yourself and your family.

Automobile Insurance

Your vehicle is as much exposed to unforeseen disasters as your life. After all our roads are not a safe place for a ride. Automobiles today are an expensive property; both from buying and maintenance stand point. A car redo after an accident can be almost as expensive as buying a new vehicle. Luxury never comes cheap.

Auto insurance provides you with your insurer bearing all the necessary expenses for any damages caused to your vehicle due to accident. Of course there are pre-defined clauses with every insurance policy that must be discussed with your insurer before you buy the insurance. As it is with the other insurance policies, there is a set premium you need to pay for your automobile insurance too, but this is non-refundable.

Insurances may come with high premium costs that you pay periodically but it’s important to note that the return is very high in terms of covering your financial risks in case of tragedies . The above three insurance policies are no more the luxuries of life  but necessities to ensure mental peace and financial help.

Different types of Plans

Premium By Age

Life insurance articles

Recent Articles
Popular Articles
What High Net Worth Individuals (HNIs) Do To Secure Their Family?

09 Aug 2023

High net worth individuals often opt for life insurance plans to
Read more
A Review Of ICICI Prudential Life Insurance

28 Jun 2023

“Policy Bazaar insurance clarified the term policy for me, so
Read more
A Review Of HDFC Life Insurance

27 Jun 2023

“I recently bought an HDFC term plan and it is the best
Read more
Best Life Insurance Policy in India with High Returns

20 Jun 2023

The best life insurance policy in India is a type of life
Read more
Which Insurance is Best in India?

20 Jun 2023

Insurance is a financial product that transfers the risk to a
Read more
How to Check LIC Policy Status, Details, Statement via Online/SMS/Call
Last year, Mr. Rajiv Verma bought a Child LIC policy to provide financial security for his kid's future. However
Read more
Life Insurance Claim Settlement Ratio
The Claim Settlement Ratio is a percentage that represents the ratio of claims paid to customers by an insurance
Read more
SBI Life Insurance 50,000 per year Plan for 5 Years
Life insurance is about the financial protection of the family and working for life’s milestones through smart
Read more
PLI Surrender Value Calculator
PLI Surrender Value Calculators have proven to be one of the simple tools for digitally savvy customers. PLI
Read more
SBI Life Insurance Policy Surrender Value Calculator
Are you planning to surrender your SBI life insurance plan? But, are you aware of the amount attached to the
Read more

View Plans
Download the Policybazaar app
to manage all your insurance needs.