Buy/Renew Hero HF Deluxe Eco Insurance Online Starting from ₹457.*

What is Hero HF Deluxe Eco Insurance

The Hero HF Deluxe Eco features a 97.2cc engine optimised for fuel efficiency, making it ideal for everyday commuting in India. While careful riding reduces risk, road hazards are unavoidable. Hero HF Deluxe Eco insurance provides the necessary financial protection against unforeseen circumstances, such as accidents, damage, and legal issues. Read on to know the online renewal process, claim procedures, and coverage of a Hero HF Deluxe Eco Insurance.

Hero HF Deluxe Eco Insurance Price

The renewal premium for your Hero HF Deluxe Eco bike insurance varies based on multiple factors, such as insurer, policy type, make, model, etc. Let's take a look at the starting price for the same:

Hero HF Deluxe Eco Variants (Registration Year 2025)	5-year Third Party and 1-year Own Damage Plan
Eco (100 cc)	Rs. 3,859 onwards

*Note: Prices are provided solely for informational purposes. The cost of bike insurance varies depending on the model, IDV, year of purchase, and other important factors.

Reasons to Renew Hero HF Deluxe Eco Insurance Online from Policybazaar.com

Prompt Assistance
The company's customer service team offers assistance for filing claims and renewing your policy. They are available at all hours, every day of the week (including holidays) to help you navigate the insurance process.
Reliable Platform
Millions of people trust this platform to help them with their insurance needs. The platform is safe and reliable because it only works with bike insurance companies approved by the IRDAI.
Fully Digital Processes
You can complete all your insurance tasks online with this platform, such as renewing policies and filing claims. You don't need to handle paper documents or meet insurance agents, which saves you time.
Compare Multiple Plans
The platform helps you compare policies from a range of plans from multiple providers, allowing you to easily compare coverage and prices to select the best option.

Coverage Under Hero HF Deluxe Eco Insurance

Inclusions
Exclusions

A standard Hero HF Deluxe Eco insurance plan usually covers the following events:

Accidental damage to the bike.
Theft of your Hero HF Deluxe Eco.
Accidental injuries caused to the rider (up to a limit of Rs. 15 lakh).
Third-party legal liabilities arising from property damage, vehicle damage, injuries, or the death of another person in accidents.
Damages caused while the bike was in transit.
Losses related to natural calamities (earthquakes, floods, storms, etc.) or man-made disasters (vandalism, riots, terrorist attacks, etc.).
Explosions, lightning, and similar events.

Your bike insurance policy doesn't cover all the risks that come with riding a bike. Some common examples are:

Normal wear and tear
Losses caused while using the bike for a purpose other than its intended one. For example, using a private bike for business purposes
Deliberate damage to the bike
Driving while drunk or intoxicated
Consequential losses
Mechanical issues and electrical failures
Damages caused to tyres and tubes
Incidents that occur outside the geographical area covered by the policy or after the policy has expired.
Internal defects and damages due to improper use or negligence.

*Disclaimer: Since bike insurance providers offer different coverage options, it's important to review your policy documents thoroughly to know what is covered and what is not.

Hero HF Deluxe Eco Insurance Add-on Covers

A comprehensive bike insurance does not cover all incurred risks and damages. To broaden the coverage of your policy, you can include some of the following bike insurance add-ons at an additional premium:

Engine and Gearbox Protector: In case of water intrusion, oil leaks, or gearbox damage, this add-on will cover the costs for repairing or replacing your bike's engine and its related components.
Nil Depreciation Cover: This add-on ensures you'll receive the full replacement cost for your bike, without any depreciation, if it's damaged in a road accident.
Consumables Cover: This add-on covers the cost of consumables such as nuts, bolts, engine oil, and brake fluid required to repair your bike.
NCB Protection Cover: NCB, or No Claim Bonus in bike insurance, is a discount on your Hero HF Deluxe Eco insurance renewal premium for every claim-free year. With this add-on, your NCB benefits remain intact even if you have filed a bike insurance claim during the year.

How to Renew Hero HF Deluxe Eco Insurance Online?

You can renew your bike insurance policy online using the steps mentioned below:

Step 1: Open Policybazaar.com. Select '2-Wheeler Insurance' from the options shown there.
Step 2: Enter your bike's registration number and click on the 'View Price' option.
Step 3: All the available bike insurance plans offered by different insurers will be displayed on the screen. Choose a plan after comparing the coverage and premiums. Add any optional covers, if required, and click on "Pay Now".
Step 4: Complete the transaction using the digital payment method of your choice. You will then receive an email with the insurance documents for your Hero HF Deluxe Eco.

How to Raise Hero HF Deluxe Eco Insurance Claims Online?

Here is how to file an online cashless or reimbursement bike insurance claim for your Hero HF Deluxe Eco:

Cashless Claims

Let's understand the procedure for filing a cashless bike insurance claim:

Step 1: Report the incident to your insurance company.
Step 2: Fill out the claim form. Upload digital copies of essential documents like proof of address, proof of identity, driver's license, bike registration certificate, and any other required documents.
Step 3: After an insurance surveyor evaluates the bike's damage, the repairs will be approved.
Step 4: Get your bike repaired at a network garage to qualify for cashless benefits, and the costs will be covered directly by your insurance provider.

Reimbursement Claims

To make a reimbursement claim against your bike insurance use the steps mentioned below:

Step 1: Contact your insurer to inform them of the insured event.
Step 2: File a First Information Report (FIR) for claims related to bike theft and third-party liabilities.
Step 3: The insurance company will send a surveyor to look at the damage to the bike and give it the go-ahead.
Step 4: Take your bike to any garage for repair work.
Step 5: Pay the repair bills and save the original bills.
Step 6: Send in the garage bills, the claim form, and any other documents supporting your claim. Once your claim has been processed, you will get the reimbursement.

Documents Required for Bike Insurance Claim Settlement

When submitting a claim for bike damage caused by accidents, the following documents are required:

A bike insurance claim form
The original RC (Registration Certificate) of the bike
A valid Hero HF Deluxe Eco insurance policy
A copy of the rider's valid driving licence
An estimate of the repair work required
Invoices and payment receipts for the repair work
The report from the Judicial Magistrate First Class, along with the final investigation report and the First Information Report (FIR) (for theft)
A claims discharge and satisfaction voucher, complete with a sign and a revenue stamp
A copy of the FIR for cases involving third-party liabilities
Extra keys for the bike, along with warranty papers and service booklets
A copy of the theft notice you sent to the RTO, which states that the bike was "no use", and a theft endorsement or confirmation letter for bike theft cases

FAQs

How to check the prices of Hero HF Deluxe Eco bike insurance?

Ans: You can check the prices of Hero HF Deluxe Eco insurance policies on broker websites like Policybazaar.com. You can enter your bike's registration number and compare the prices of policies provided by various insurers.
How much No Claim Bonus can I get under Hero HF Deluxe Eco insurance?

Ans: You can get an NCB discount of 20 to 50% on your Hero HF Deluxe Eco insurance renewal premium, depending on the number of consecutive claim-free years.
How much No Claim Bonus can I get under Hero HF Deluxe Eco insurance after 5 claim-free years?

Ans: You are eligible for an NCB of up to 50% under your Hero HF Deluxe Eco insurance after 5 policy years without filing a claim.
How can I check the validity of my Hero HF Deluxe Eco two-wheeler insurance policy?

Ans: You can check the validity of your Hero HF Deluxe Eco two-wheeler insurance policy through Policybazaar.com by entering your bike's registration number. You can also check your policy's validity on the VAHAN portal by logging in or signing up with your phone number.
Can I file a claim under the Hero HF Deluxe Eco two-wheeler insurance policy twice a year?

Ans: Yes, you can file a claim under the Hero HF Deluxe Eco two-wheeler insurance policy twice a year. There is no limit to the number of times you can file a bike insurance claim. The limit only applies to the zero-dep claim if you have purchased that add-on.