Here’re Your 8 Reasons to Buy Travel insurance

Wishing to leave behind the office stress, you’ve booked a vacation abroad. When the preparation part comes up, starting from destination to booking for the accommodation, everything is well checked. When the actual date arrives and everything goes well until your baggage goes missing. The worst part is all your documents are inside the bag.

Read more



* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

Plans include global Covid-19 coverage

Popular Destinations

Select trip dates

Don’t worry you can change your trip dates at a later stage

How many people are travelling?
1
2
3
4+

No. of travellers

-
4
+
Does the traveller have any pre-existing medical condition?

If the traveller have a known illness, injury or health condition like heart disease, diabetes, cancer etc which will help us cover you

Please select the travellers who have a pre-existing medical condition

Great! One last step to get your travel insurance plans
It will help us to share policy documents and assist you in claim settlement if needed
+91
By clicking on "" you agree to our Privacy Policy and Terms Of Use

This will take less than a minute

Now covers COVID-19

Get Travel Insurance from 8+ insurers having more than 20 plans with Policybazaar

Plans include Covid-19 global coverage

Plans include Covid-19 global coverage

Accidental & sickness expenses

Accidental & sickness expenses

Covers Loss of check-in Baggage

Covers Loss of check-in Baggage

Get Trip Cancellation benefits

Get Trip Cancellation benefits

* Price shown is for a 15 day trip to UK with a 1 lakh dollar coverage for an adult of age 25 years

What next?

This is no doubt a nightmare and certainly ruins all the excitement of your perfect vacation. That’s why you need travel insurance that ensures nothing spoils your anticipated and much-awaited vacation.

The Urgency of Travel Insurance

Embarking on overseas requires extensive preparation to ensure that the journey would be prolific and safe. Given that having travel insurance becomes an important part of your travel preparation. Even if you’re travelling within the country, consider domestic travel insurance plans.

As per a recent survey conducted by ICICI Lombard, only 40% of travellers consider buying insurance cover, despite the fact that 90% of those who actually know the importance of travel insurance. The Executive Director of ICICI Lombard Sanjeev Mantri said that there are a host of insurance policies in India offering travel coverage for medical emergencies, loss of important documents, personal liability, loss of baggage, trip cancellation etc. to lessen the outcome of such an eventuality.

However, we never force you to be convinced just like that, even; here we’re providing certain valid reasons of having travel insurance.

Your Reasons for Having Travel Insurance

Let’s consider the below reasons to purchase travel insurance before boarding the flight:

Saviour in case of Unforeseen Event

Despite how careful are you while planning your next trip, the probability of thing goes wrong is always there? This makes us susceptible when in a foreign land. A single hospitalisation abroad can burn a big hole in your pocket, thus making the entire vacation experience turn nightmare. This is where travel insurance comes into the picture. One of the most important offerings of travel insurance is cover for medical exigencies on a cashless basis.

Being healthcare expenses abroad 3 to 5 times exorbitant than that is in India, a small issue can lead to a huge financial drain. It requires having comprehensive travel insurance with extensive medical coverage. There are policies which just not only cover minor out-patient expenses but also the life-threatening situations that can pose a full stop to all excitement. Adding to this, travel insurance policy online also offers services such as medical evacuation, air ambulance, repatriation of mortal remains etc. It is just a matter of choosing the right policy, that’s it!

A Friend in Strange Land

 Travel insurance offers 24x7 helpline service where much-needed guidance and assistance is provided in case of an emergency. The best part is these services are available globally. No matter where are you availing support in case of a medical emergency or other non-medical crisis is just a matter of dialling a toll-free number.

Moreover, internet booming day by day, availing online services has become easy. You can settle your claim in a foreign land by visiting the official website and registering the claim online. The customer care services also assure immediate assistance in case of medical evacuation or when it comes to taking admission to the nearby hospital or availing guidance on in case of a claim. It promises a hassle-free process by coordinating with the local medical service provider directly.

Takes Care of Personal Liability

There may be a situation when damage is caused to a third party- its property or bodily injury can lead to a huge financial liability on the insured. Travel Insurance providers also cover such type of situation when insured may find itself being trapped. Under the personal liability clause of travel insurance, the insurance company bears all legal expenses which were on the insured. 

Travel-related Emergencies

The non-medical expenses due to loss of passport, baggage, laptop, international DL, flight delay due to bad weather leading to unutilised accommodation etc. can be entirely on you if you don’t buy travel insurance. We’re not saying that these incidents ought to take place, but you can’t predict the fate. So, better to be prepared than being sorry. Travel insurance offers financial assistance by covering the insured for the expenses incurred during a shattering situation.

Mandatory Requirement

It is a mandatory requirement for the travellers to enter few countries. Especially, some of the Schengen countries require travel insurance to avail visa. Earlier even visa requirements get rejected due to non-possession of travel insurance. So, make sure with the country you’re travelling to whether it makes travel insurance as pre-requisite for the travellers or not.

Fraudulent Charges

Losing your debit or credit card and after a while getting a message of someone else is using it is scary. Losing a valuable like debit or credit card is daunting in a place you barely know. Fret not, with travel insurance this wouldn’t be a problem. The money will be refunded within a certain period. However, you’ll need to register a report against theft.

Emergency Evacuation on Medical Ground

If a severe medical condition requires you to be transported from the spot of the incident to the nearest hospital, or in case you need to be taken back to your homeland, the transport expenses will be covered by the insurance company. Even in case of a domestic trip, you can be transferred from one hospital to another for better treatment, while transportation expenses will be borne by the insurer. If the emergency occurs abroad, the airline expenses incurred in a medical evacuation will be covered by the travel insurance policy.

Round-the-clock Assistance Worldwide

This may sound frolicsome but nothing can be more anxious than being trapped in an unknown country. Here the 24x7 helpline offered by the insurance company comes in handy is providing the much-needed guidance in case of an emergency. It is recommended to carry the copy of the policy document while travelling so that you can make the most out of it if an eventuality strikes. You can dial their helpline number to assist you in getting around to the nearest hospital or helping in the immediate medical evacuation.

Over to You!

Amidst daily hustle and bustle of life, a sudden vacation sounds exciting. The excitement even doubles when it is an overseas trip. However, it requires proper planning as well, missing which can turn to be a harrowing experience.

Apart from planning for the travel itinerary such as flight tickets, accommodation, list of places to be covered, necessary documents etc. insurance is essential to ensure a fun-filled vacation. It is often observed that Indian travellers don’t consider buying travel insurance plan while travelling especially to the countries where it is not mandatory. But calamities can strike anytime anywhere, leaving obstruct.  With travel insurance you can be well-assured for natural disasters, political violence, health emergencies while wandering, without which a financial emergency could throw a spanner in all your plans by affecting the travel budget. Hence, buy travel insurance before boarding on the wheels!

You May Also Want to Know About

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India

Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of online travel insurance policies. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you...
Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India

Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Then you must already know about high airfares and other expenses that you may face there. With student travel insurance, studying abroad can be stress-fr...
Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday

Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits

Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...
10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel

10 Best Travel Insurance Plans for Your New Year Travel Travel insurance can be taken for an international travel as well as domestic travel. Overseas medical and travel insurance can cover your medical expenses, personal accident. Read more ...
 
top
View Plans