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Travel Insurance Thailand

Travel insurance for Thailand

Insurance for a Thailand trip is essential for any traveller looking for a good time in this paradise. Thailand offers endless options to globetrotters, from water sports to gorging on delicious Thai food. If you plan to come here, don't forget to buy travel insurance online for a Thailand trip. Get comprehensive travel & medical insurance coverage tailored to your needs when you buy travel insurance for Thailand from India.

Travel insurance for Thailand
What is Thailand Travel Insurance

Why Do You Need Thailand Travel Insurance?

Thailand travel insurance from India is your safety while you get lost in Thailand’s ultimate experience. Your trip to Thailand can be for meditation retreats, sightseeing or hiking to hilltop temples. However, there is no harm in being cautious about your carefully planned trip. To ensure that everything goes smoothly during your trip, you can get this security from travel insurance policy for Thailand, so that nothing ruins your time here! Suppose you


➣ Fracture your leg while snorkelling in Phuket, then your insurance will cover hospital bills, surgery and other medical costs

➣ Lose your bag and passport at Chatuchak Market, then your travel insurance will cover emergency passport replacement as well as extra days at the hotel

➣ Miss your Chiang Mai flight because your connecting flight from Delhi to Bangkok was delayed, then you can be reimbursed for the rebooking expenses and related expenses

➣ Can’t find your checked-in bag while flying in Krabi, then your Thailand flight insurance will cover essentials like clothes, medicines, toileteries etc.

What’s more, you can buy optional covers along with your Thailand travel health insurance plan. In that case, it will offer you additional benefits such as home burglary insurance, adventure sports cover, automatic policy extensions, and more.

Buy travel insurance for Thailand now!

Fast Facts About Thailand

Here's a quick overview of the Thailand to help you plan your trip better:

Category Specification
Time Zone Indochina Time (GMT +7)
International Airports Chiang Mai International Airport, Samui International Airport
Language Spoken Thai, Yawi, Teochew, Lao, Akhan and Karen
Currency Thai Baht
Capital Bangkok
Country Code +66
Best Time to Visit November - early April

Key Benefits of Travel Insurance for Thailand

Whether you lose your personal belongings or get hospitalised, a travel insurance Thailand will help you get the right kind of assistance during an emergency. You can buy Thailand travel insurance online any time before your trip commences, even if you’re on the way to the airport. A lot of insurers in India offer Thailand insurance for Indian tourists, all at a very affordable price. The best travel insurance for Thailand will cover you for travel-related risks such as:

Benfits of Travel Insurance for Schengen from India
Benefits of Travel Insurance for Schengen from India

Medical Emergencies: Medical coverage for emergency hospitalisation (injury/illness/accident) including medical consultation cost, and transportation/evacuation cost, dental emergencies, global cashless hospitalisation.

Benefits of Travel Insurance for Schengen from India

24X7 Assistance: Get help in Thailand through dedicated customer service navigating through global healthcare, authorities, language barriers and on-ground assistance.

Benefits of Travel Insurance for Schengen from India

Flight and Baggage Security: Insurance for Thailand offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.

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Thailand Travel Insurance Add-Ons

Thailand Travel Insurance Add-Ons

Travelling to Thailand from India may feel like a very quick and convenient journey, but we can assure you it's not! From a change in climate to drastic dietary restrictions, Thailand can surprise you- and not always in a good way.


Be it an unfortunate case of food poisoning or an accident during a fun water sport, you should always be prepared.


Add-ons for Thai travel insurance provide that extra layer of protection in case you already suffer from a health condition and want to be safe during your trip. Especially if planning to snorkel or go scuba diving, make sure to buy an adventure sports cover.

Get plan with adventure sports cover

What does the Travel Insurance for Thailand from India cover?

From medical expenses to rental damages during water sports, there is a lot that can go wrong. Travel insurance for Thailand from India covers a range of expenses caused by several disasters. Some of the common inclusions and exclusions are as follows:

Covered in Policy

The following are the cases that are mostly covered under your international travel insurance policy:

Medical Expenses

Travel medical insurance for Thailand covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.

Personal Liability

If you somehow become liable to a third party while travelling abroad, then your India to Thailand travel insurance will help you shoulder the costs.

Flight Cancellations

In case your flight is cancelled due to covered reasons, this Thai travel insurance will compensate you for additional expenses.

Flight Delay

You will be compensated by your Thailand trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.

Home Burglary Insurance

In case of a burglary at your home back in India while you're on your trip, travel insurance for Thailand trip will compensate you for the losses as per your policy term.

Passport Loss

Your tourist insurance Thailand will cover you for the costs incurred in getting a new or duplicate passport.

Baggage Loss

If your airline misplaces or damages your luggage, then your Thai travel insurance policy will provide a fixed sum to reimburse you for those damages.

*Disclaimer- You must read your policy wordings thoroughly to know the exact inclusions of your travel insurance for Thailand.

Not Covered in Policy

The following are the cases that are not covered under your international travel insurance policy:

Medical Exclusions: Medical tourism (travelling for treatment), Travelling against doctor’s advice, Nervous/Mental Disorders, PED conditions (unless you have purchased PED add-on), Self-inflicted injuries, Routine check ups or cosmetic surgeries

Travel Exclusions: Losses incurred due to civil war, rebellion, or military actions, Chemical or biological weapons, and acts of terrorism are not covered. Loss due to your own negligence such as leaving your passport unattended and it was stolen, then you won't be covered for it.

Legal Exclusions: Any liability claims related to employment or professional activities, intentional damage caused to a third party, legal action taken against travelling companions or family members are not covered.

*Disclaimer- You must read your policy wordings thoroughly to know the exact exclusions of your travel insurance for Thailand.

Documents Required for Thailand Travel

Citizens from 93 nations, including India, can enter Thailand without a visa for up to 60 days. However, Indians can also apply for a Thailand visa online (Thai evisa) when visiting for longer duration and different purpose of visits:

Entry Requirements for Thailand Travel

The following are the general documents required for a Thai tourist visa from India:

As of May 2025, non-Thai travellers need to provide financial proof that they have at least THB 20,000 in available funds.

Thailand has also implemented that visitors entering the country fill out the TDAC, the Thailand Digital Arrival Card, starting May 1, 2025. They must do so at least three days before arriving in Thailand.

You need a valid Indian passport and Completed Thai visa application form

Evidence of confirmed hotel/accommodation in Thailand

Yellow fever vaccination certificate

Other than these, make sure you buy Thailand travel insurance so that you don't face any financial setbacks in case of an emergency there.

Travel Insurance Purchase

The following are the documents required to purchase travel insurance.

Passport number of travellers

ID proof, like PAN or other government-issued documents, for the proposal form

KYC for Thailand travel insurance from India is required before purchase*

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

The following are the documents required for travel insurance claim.

FIR or police report for criminal cases

Copy of your passport with immigration stamps

ID Proof

Completed claim forms

Copy of your original policy

Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

Know Thailand Airports

Thailand has numerous national and international airports, so here are the ones you should know about:

Airport Why IATA
Suvarnabhumi Airport Direct Flights from Delhi, Mumbai, Chennai, Kolkata, Bangalore BKK
Phuket International Airport Direct flights from India + gateway to beach resorts HKT
Chiang Mai International Airport Mostly connecting flights but great for exploring North Thailand and nature tourism CNX
Krabi International Airport Seasonal flights from India, closer to Railay, Phi Phi Islands, Ao Nang KBV

Visa Information for Thailand from India

Being one of the most compelling destinations, Thailand has specific rules for travellers visiting the country.

Do You Need a Visa for Thailand?

Thailand is among the countries offering visa on arrival to Indians. As of January 2025, Indians can also apply for a Thailand eVisa. Until any further announcement, Indians with ordinary passport are still visa exempt and can only stay here for up to 60 days. Depending on the motive of visiting, a Thailand visa can be categorised into the following:


Thailand Tourist Visa

➣ Thailand Transit Visa

➣ Thailand Non-immigrant Visa (Business/Investment/Education/Research/Religion/Media, etc.)

➣ Destination Thailand Visa

➣ Long-Term Resident Visa

➣ SMART Visa

➣ Diplomatic

➣ Official

➣ Courtesy

➣ Privilege Entry Visa

How to Apply for Thailand Visa from India?

How to Apply for Thailand Visa from India?
1

Visit

Go to the Thai e-visa official website under the Ministry of Foreign Affairs of the Kingdom of Thailand.

2

Create Account

Register by creating an account and filling out the online Thai visa application form.

3

Provide Document

Upload the supporting documents as per your visa category.

4

Fee Payment

Pay the required visa fee. If you wish to pay your visa fee offline, you can get details for offline payment options through the respective Embassy and Consulate-Generals.

5

Wait for Confirmation

Once your Thai visa is processed, you will receive an e-visa confirmation document on your registered email ID.

Travel Insurance is recommended for Thailand trip

Buy travel health insurance for Thailand

Thailand Itinerary

Despite its size, Thailand packs a lot of attractions and experiences. From cultural exploration in Bangkok to an adventurous escape in Khao Sok, your Thailand itinerary needs to be carefully planned. Make sure you decide what you wish to do here, as it has unlimited options ranging from island hopping to adventure sports, beautiful cultural walks and stunning nightlife.


Beach holiday or exploring the ruins of Ayutthaya? Decide everything you want to do here! Book train or flight tickets to cover long distances to avoid last minute rush

Travel Guide for Indians Visiting Thailand

You must first understand when to visit this country and what some important things you need to plan your Thailand trip around. November and early April are considered the best time to visit Thailand when the weather is cool and dry. Once you have decided upon your travel dates and activities, it's time to understand other things:

Travel Guide for Indians Visiting Thailand
Currency in Thailand

Currency in Thailand

The currency used in Thailand is Thai Baht or THB. Here is the latest exchange rate to get an estimate:

➣ 2.62 INR = 1 Thai Baht = 0.031 USD

Indian Embassy in Thailand

Indian Embassy in Thailand

In case of a dire emergency, Indian visitors can contact the officials at the Indian Embassy in Thailand.

Emergency Contact: +66-618819218 (Not for passport and visa queries)

Address: 46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok

Local Emergency Numbers in Thailand

Local Emergency Numbers in Thailand

➣ 191: Police/ Universal emergency number in Thailand

➣ 199: For fire

➣ 1155: Tourist Police (English-speaking police officers)

➣ 1669: Ambulance

➣ 1196: Marine Police

➣ 1784: Disaster Prevention & Mitigation

Travel Guide for Indians Visiting Thailand

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Travel insurance for Thailand from India

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Money-Saving Tips in Schengen Countries

Money-Saving Tips in Thailand

Given its abundant attractions and well-developed cities, Thailand offers a spectacular experience to tourists. However, exploring the whole city without a proper budget could burn a hole in your pockets. Here are some ways to save money while travelling to Thailand:

Budget Hotels

If you plan more sightseeing and activities, avoid luxury resorts and opt for affordable budget hotels or guesthouses

Go for Street Foods

Cook your own meals if you have low funds. It's the best option for vegetarians who feel limited due to fewer options

Save on Cabs

Opt for BTS Skytrain and MRT in Bangkok instead of taxis; they are cheaper

Avoid Exchange Rates

Withdraw large sums from an ATM to avoid high ATM fees and exchange rates

Look for Deals

Travel during off-peak season (May - October) to save money on flights and accommodations

No matter where you choose to go or what you choose to do, don't forget to buy travel insurance for your Thailand trip from India. It will keep you protected at all times.

Interesting Facts About Thailand

A little awareness goes a long way, here are some interesting (and helpful) facts about Thailand:

Category Specification
Nickname Land of Smiles: More than 1,400 islands in Thailand
Respect for Monarchy Tourists should avoid criticizing or joking about the Royal family
Dress Code Casual, but cover your shoulder and knees when visiting temples (wats)
Street Food Heaven Try mango sticky rice, satay, pad thai when in Thailand
Fruit Paradise Thailand has some unique fruits like durian, mangosteen, rambutan and dragon fruit
Elephant Tourism Avoid riding them, instead visit Elephant sanctuaries to interact with them
Marine Life Thailand has among the world’s best snorkelling and scuba diving spots in Koh Tao and Similan Islands
Scooter Rentals Great way to travel in Thailand, but helmets are mandatory

Most Visited Places in Thailand

Thailand offers a lot to explore. Be it its mesmerising beaches or traditional heritage, this place has many things to treat your eyes. Some of the top tourist attractions and things to do in Thailand include:

Most Visited Destinations in Thailand

Railay Beach: Thailand's most iconic beach, perfect for sunbathing, swimming in turquoise waters, kayaking, snorkelling, diving, and even rock climbing on limestone cliffs.

Koh Phi Phi: Known for Long Beach and Monkey Beach. Explore vibrant marine life or visit the stunning Maya Bay, famously featured in the movie The Beach.

The Grand Palace in Bangkok: A must-visit in the capital, this majestic complex showcases Thailand's rich heritage. Must visit: Temple of the Emerald Buddha.

Sunday Walking Street, Chiang Mai: A bustling night market with mouth-watering Thai food like pad Thai and chicken satay. Perfect for unique local goods like handmade textiles and herbal soaps.

Pai: A serene northern escape with scenic landscapes, delicious food, and warm Thai hospitality. A peaceful contrast to the southern beaches.

Khao Yai National Park: Home to Thailand's beloved elephants, this lush reserve also features monkeys, exotic birds, and jungle treks.

Phuket: The country's largest island offers golden beaches, vibrant nightlife, flavourful cuisine, and historical gems like Old Phuket Town with its Sino-Portuguese charm.

List of Well-Known Indian Restaurants in Thailand

In case you suddenly crave Indian food, here’s where you need to go:

Indian Restaurant Where Must-Try
Rang Mahal Rembrandt Hotel, Bangkok Fine dining, Butter Chicken, Rogan Josh, Biryani
Saras Veg Food Bangkok Pure veg, Dosas, Chole Bhature, Jain-friendly
Bawarchi Indian Bangkok & Pattaya Mutton Biryani, Tandoori Platters
Indian By Nature Pattaya Elegant dining, Chicken Tikka Masala, Mango Lassi
Tandoori Nights Krabi & Ao Nang Beachside dining, Chicken Curry, Naan
Curry Hut Phuket (Patong Beach) Dal Tadka, Tandoori Chicken
Ali Baba Indian Chiang Mai (Night Bazaar) Mughlai dishes, Biryani, Seekh Kebab
Royal India Bangkok (Little India) Oldest Indian restaurant, Punjabi food
Indus Bangkok (Sukhumvit 26) Fine dining, Mughlai dishes, Michelin-listed
Haoma Bangkok Michelin star, sustainable Indian fine dining
Himali Cha Cha & Son Bangkok Since 1980, Mutton Korma, Bengali Fish Curry

Thailand Travel: Safety & Precautionary Measures to be Undertaken

Thailand is ranked #76 out of 163 on the Global Peace Index for measuring safety in the world. However, a few precautions will go a long way while you're here:


➣ Food or drink spiking is typical here, so avoid accepting them at parties or isolated events

➣ Buy a travel card for Thailand from India to minimise cash or currency conversion hassle

➣ Make sure to buy travel insurance online for Thailand that protects you from all of the above, so that you're not left stranded here

➣ If caught consuming alcohol illegally, you will have to pay a fine of THB 10,000.

➣ The fine for smoking here is THB 100,000 or imprisonment.

Travel Insurance for Thailand from India: FAQs

  • Q: I am travelling to Thailand next month. Do we need travel insurance for Thailand?

    Ans: Travel insurance thailand is no longer mandatory. However, to ensure full protection, buy travel insurance for Thailand from India as soon as you've finished bookings.
  • Q: Which is the cheapest travel insurance for Thailand?

    Ans: This depends entirely on your trip duration and purpose. However, if you opt for the cheapest Thailand travel insurance, it may not be sufficient. IT is recommended to get a policy offering coverage for at least USD 10,000.
  • Q: Why is Travel medical insurance Thailand important?

    Ans: Travel insurance is vital to secure your trip against unexpected risks related to travelling, such as flight delay, trip cancellation, loss of checked-in baggage, medical emergency while travelling, personal liability, etc.
  • Q: How can I buy the best travel insurance for Thailand from India?

    Ans: You can buy travel medical insurance Thailand online or offline. If you want to buy online, visit Policybazaar.com to browse the plans, compare and buy.
  • Q: Is travel insurance mandatory for the Thailand visa on arrival?

    Ans: No, Indians no longer require medical insurance for Thailand if they wish to go for a visa upon arrival. However, it is highly recommended that they buy Thai insurance for their trip to avoid any mishaps later.
  • Q: How much is the travel insurance for Thailand from India price?

    Ans: Thailand travel insurance cost varies with the traveller's age, number of days and other specific requirements.
  • Q: Will my travel insurance online for Thailand cover trip delays or cancellations?

    Ans: This depends entirely on the type of travel health insurance Thailand you will buy. If it's a basic plan only offering coverage for medical emergencies, then you won't be covered. However, trip delays may be included if you have opted for the best travel insurance for Thailand.
  • Q: How to go Thailand from India?

    Ans: You can go to Thailand for tourism or other purposes. The best way is to fly to Thailand from major Indian airports, but you can also go on a lengthy road trip (approximately 3200 km) which takes 2 days.
  • Q: What is Thailand to India flight cost?

    Ans: India to Thailand and vice versa will cost you depending on season, departure city, airline, and more. Price can be as low as INR 14,000.
  • Q: Do I need Thailand health insurance to visit Bangkok?

    Ans: It is not mandatory to buy Bangkok travel insurance, but it is extremely useful to safeguard yourself in Thailand.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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* Price shown is for a 90 day trip to Thailand with 50,000 dollar coverage for an adult of age 25 years

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