Travel Insurance for Thailand from India

What is Thailand Travel Insurance?

Thailand is the ultimate escape for any tourist. Ranging from meditation retreats to sightseeing or hiking to hilltop temples. However, there is no harm in being cautious about your carefully planned trip. To ensure that everything goes smoothly during your trip, you can get this security from international travel insurance for Thailand, so that nothing ruins your time here!

Suppose you buy optional covers along with your Thailand travel health insurance plan. In that case, it will offer you additional benefits such as home burglary insurance, adventure sports cover, automatic policy extensions, and more. For this reason, make sure you buy Thailand travel insurance from India.

Thailand: Fast Facts

Key Benefits of Travel Insurance for Thailand

Thailand travel insurance policy will cover you for travel-related risks such as:

• Financial Backup: Your travel insurance for Thailand trip offers considerable support in case of major emergency expenses like healthcare, personal liability, theft of belongings, etc.
• 24X7 Assistance: Get help in Thailand through dedicated customer service navigating through local healthcare, authorities, language barriers and more.
• Healthcare Expenses: Your medical insurance for Thailand trip will provide medical coverage for emergency hospitalisation due to an injury or illness, including dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
• Flight and Baggage Security: Travel insurance India to Thailand offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.

Whether you lose your personal belongings or get hospitalised, a Thai travel insurance will help you get the right kind of assistance during an emergency.

Thailand travel insurance can be availed online or offline at any time before your trip commences. Luckily, a lot of insurers in India offer Thailand insurance for Indian tourists, all at a very affordable price.

Travel Insurance for Thailand Inclusions

• Medical Expenses: Travel medical insurance for Thailand covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
• Personal Liability: If you somehow become liable to a third party while travelling abroad, then your India to Thailand travel insurance will help you shoulder the costs.
• Flight Cancellations: In case your flight is cancelled due to covered reasons, this Thai travel insurance will compensate you for additional expenses.
• Flight Delay: You will be compensated by your Thailand trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
• Home Burglary Insurance: In case of a burglary at your home back in India while you're on your trip, travel insurance for Thailand trip will compensate you for the losses as per your policy term.
• Passport Loss: Your tourist insurance Thailand will cover you for the costs incurred in getting a new or duplicate passport.
• Baggage Loss: If your airline misplaces or damages your luggage, then your Thai travel insurance policy will provide a fixed sum to reimburse you for those damages.

Travel Insurance for Thailand Exclusions

• Medical Tourism: If you are travelling to get a medical treatment here, then you won't get any coverage benefits
• Nervous/Mental Disorders: Any medical expenses caused due to nervous or mental disorders will not be covered under this Thailand trip insurance
• Pre-existing Diseases: Your Thailand travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
• War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
• Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
• Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for Thailand trip will not cover it.
• Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to Thailand will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.

Visa Information for Thailand from India

Being one of the most compelling destinations, Thailand has specific rules for travellers visiting the country. Thailand is among the countries offering visa on arrival to Indians. As of January 2025, Indians can also apply for a Thailand eVisa. Until any further announcement, Indians with ordinary passport are still visa exempt and can only stay here for up to 60 days.

Depending on the motive of visiting, a Thailand visa can be categorised into the following:

• Thailand Tourist Visa
• Thailand Transit Visa
• Thailand Non-immigrant Visa (Business/Investment/Education/Research/Religion/Media, etc.)
• Destination Thailand Visa
• Long-Term Resident Visa
• SMART Visa
• Diplomatic 
• Official 
• Courtesy
• Privilege Entry Visa

While you arrange for your Thailand visa from India, don't forget to buy travel insurance to Thailand from India.

Thailand Visa Procedure for Indians

If applying for a Thai evisa from India, you can follow these steps

• Visit: Go to the Thai e-visa official website under the Ministry of Foreign Affairs of the Kingdom of Thailand.
• Create Account: Register by creating an account and filling out the online Thai visa application form.
• Provide Documents: Upload the supporting documents as per your visa category.
• Fee Payment: Pay the required visa fee. If you wish to pay your visa fee offline, you can get details for offline payment options through the respective Embassy and Consulate-Generals.
• Wait for Confirmation: Once your Thai visa is processed, you will receive an e-visa confirmation document on your registered email ID.

Documents Required for Thailand Travel

Presently, citizens from 93 nations, including India, can enter Thailand without a visa for up to 60 days. However, Indians can also apply for a Thailand visa online (Thai evisa). The following are the general documents required for a Thai tourist visa from India:

• Indian passport
• Completed Thai visa application form
• 2 coloured photos
• Thai visa fees (INR 2,500 for single entry)
• Confirmed air tickets (round trip)
• Evidence of confirmed hotel/accommodation in Thailand
• Proof of finances (min bank balance of INR 500,000 throughout 6 months)
• Yellow fever vaccination certificate
• Evidence of occupation and monthly income

Other than these, make sure you buy Thailand travel insurance so that you don't face any financial setbacks in case of an emergency there.

Thailand Entry Requirements from India

Anyone applying for a Thai e-Visa from India must meet the new requirements. As of May 2025, non-Thai travellers need to provide financial proof that they have at least THB 20,000 in available funds.

Thailand has also implemented that visitors entering the country fill out the TDAC, the Thailand Digital Arrival Card, starting May 1, 2025. They must do so at least three days before arriving in Thailand.

Travel Insurance Purchase

• Passport number of travellers
• ID proof, like PAN or other government-issued documents, for the proposal form
• KYC for Thailand travel insurance from India is required before purchase*

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

• FIR or police report for criminal cases
• Copy of your passport with immigration stamps
• ID Proof
• Completed claim forms
• Copy of your original policy
• Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

Travel Guide for Indians Visiting Thailand

You must first understand when to visit this country and what some important things you need to plan your Thailand trip around. November and early April are considered the best time to visit Thailand when the weather is cool and dry. The west coast of Thailand is preferable to visit during winter, as diving and snorkelling activities are at their best. On the other hand, the weather on the east coast is favourable to visit throughout the year.

Once you have decided upon your travel dates and activities, it's time to understand other things:

Know Thailand Airports

This island nation is very well connected through its public transport. Take a look at some of the most important international airports in Thailand below:

• Chiang Mai International Airport (Located in Chiang Mai and Lamphun)
• Suvarnabhumi Airport (Located in Greater Bangkok)
• Phuket International Airport
• U-Tapao International Airport(Located in Rayong/Pattaya)

Pro Tip: Instead of opting for the cheapest travel insurance for Thailand, make sure to look for a plan that covers flight delays, missed connections and flight cancellations. This will save you a lot of money in case you have an issue reaching the international airport on time due to any emergencies.

Currency in Thailand

The currency used in Thailand is Thai Baht or THB. Here is the latest exchange rate to get an estimate:

• 2.62 INR = 1 Thai Baht = 0.031 USD

Carry sufficient cash, especially if you plan to try their street foods and markets. Remember that hotels in Thailand do not refund your money in case of any emergency cancellation. To secure yourself financially in such a situation and get the money refunded, consider buying travel insurance for Thailand from India that will cover bounced hotel bookings.

Indian Embassy in Thailand

In case of a dire emergency, Indian visitors can contact the officials at the Indian Embassy in Thailand. Make sure to save the emergency contact of the Indian Mission in Thailand, or be aware of their operating hours for your safety.

• Emergency Contact: +66-618819218 (Not for passport and visa queries)
• Address: 46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok

Thailand Travel Tips

Thailand is ranked #76 out of 163 on the Global Peace Index for measuring safety in the world. However, a few precautions will go a long way while you're here:

• Crimes against tourists are rare; however, always be alert while you're here
• Food or drink spiking is typical here, so avoid accepting them at parties or isolated events
• Buy a travel card for Thailand from India to minimise cash or currency conversion hassle
• Petty crimes like bag-snatching and pick-pocketing. Credit card fraud and other travelling disasters are not unheard of here.
• Follow proper care to avoid food contamination, especially diarrhoea, malaria, and leptospirosis.
• Make sure to buy travel insurance for Thailand that protects you from all of the above, so that you're not left stranded here
• Beware of drinking and smoking laws here. If caught consuming alcohol illegally, you will have to pay a fine of THB 10,000. The fine for smoking here is THB 100,000 or imprisonment.

Thailand Itinerary

Despite its size, Thailand packs a lot of attractions and experiences. From cultural exploration in Bangkok to an adventurous escape in Khao Sok, your Thailand itinerary needs to be carefully planned. Make sure you decide what you wish to do here, as it has unlimited options ranging from island hopping to adventure sports, beautiful cultural walks and stunning nightlife.

Most Visited Places in Thailand

Thailand offers a lot to explore. Be it its mesmerising beaches or traditional heritage, this place has many things to treat your eyes. Some of the top tourist attractions and things to do in Thailand include:

• Railay Beach: The most famous beach in Thailand, you can relax on its white sand, swim in turquoise-blue waters, do ocean rafting, snorkelling, scuba diving, kayaking, and go rock climbing on towering limestone cliffs.
• Koh Phi Phi: Spend time in the country's favourite resort for a perfect beach holiday. It is among the largest islands and has some of the most breathtaking spots, including Long Beach and Monkey Beach. You can snorkel, dive or go on excursions to the famous Maya Bay, one of the best places to visit in Thailand.
• The Grand Palace in Bangkok: Thailand's capital is studded with attractions that can't be covered in one go. However, you shouldn't miss the Grand Palace. The place is significant because of its craftsmanship and ancient relics, especially the Temple of the Emerald Buddha.
• Sunday Walking Street, Chiang Mai: Eat your heart out in Thailand's spectacular Sunday Walking Street. Those looking for authentic Thai street food can try lip-smacking dishes like pad Thai, fried bananas, chicken satay, etc. Many stalls also sell souvenirs and unique goods like hand-dyed textiles, all-natural soaps, essential oils and wall hangings.
• Pai: Located in northern Thailand, Pai is a beautiful retreat for any visitor looking for something different. Pai is a refreshing break from the beaches of the south and is perfect for its breathtaking landscapes, food and memorable Thai hospitality.
• Khao Yai National Park: Thailand is famous for its elephants, which are revered here. Tourists can visit this national park to see elephants in their natural habitat and other tropical creatures, including monkeys and exotic birds.
• Phuket: Thailand's largest island is famous for its spicy cuisine, stunning sandy beaches and full of adventure opportunities. Some of its best attractions include Patong Beach, Kata Beach, and its Old Phuket Town - especially famous for its Sino-Portuguese temples, mansions and shrines.

Wherever you choose to visit, make sure you buy Thailand travel insurance from India. You will remain protected throughout your stay here!