Travel Insurance Singapore

Singapore is officially called the Republic of Singapore. It is a Southeast Asian city-state that is situated off the southern tip of the Malay Peninsula, which is 137 kilometers north of the equator. It is an island country that is made up of 63 islands. Singapore is both a country and an island, but the best description for it is of the city-state. The area is relatively small but Singapore is a global economic giant. Singapore was rated as one of the most expensive cities in 2016.Since a century it has been Southeast Asia's one of the most modern cities. Singapore blends Chinese, English, Malay, Indian and Arab cultures/religions. The city offers a wide range of culinary and sightseeing opportunities. The visitors are immediately struck by Singapore's abundance of nature reserves, parks, and lush, tropical greens. It is considered as one of the safest travel destinations for both solo travelers and families.

Read more

Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    A calendar full of holidays and traditional festivals adds to its cultural appeal. Additionally, Singapore offers delectable cuisine, luxury hotels, and great shopping experience.

    Because of its determined and efficient government, Singapore has been flourishing in its tourism and trade and is becoming a role model for other developing nations.

    Singapore is located at the tip of the Malay Peninsula, and its tropical climate welcomes both business and leisure travelers’ round the year. Every year a lot of Indian tourists visit Singapore for leisure, work, and education.

    Travel risks are unpredictable and for this reason, it is recommended to secure your trip with Singapore travel insurance policy.

    Fast Facts about Singapore

    Official Name Republic of Singapore
    Population   5,638,700 out of which 3.8448 million are Singapore residents.
    Language  English, Mandarin, Malay and Tamil.
    Currency Singapore dollar (SGD)
    Government Parliamentary democracy
    People 74 percent Chinese, 13 percent Malay, 9 percent Indians, & 3 percent Others
    Islands 63
    Country Code +65
    Area 719 square Km

    Entry Essentials to Singapore

    A Singapore visa is required by people who want to visit the country for holiday, business and employment purposes. Those who are traveling as a tourist for less than 30 days would require an e-Tourist visa (in the form of an Electronic Travel Authorization).

    Singapore Visa formalities start from Rs. 1,854 onwards

    Visa Processing takes 7 to 10 working days

    Types of Singapore Visa

    • Business/Work Visa: People who are seeking employment in Singapore or want to start their business would require a Work Visa or Business Visa. In Singapore, it is called as an Entrepreneur or Employment Pass.
    • Tourist visa: People who are visiting Singapore as tourists are given a tourist visa in the form of ETA/Electronic Travel Authorization. It can be obtained on arrival or prior to arrival in Singapore.
    • Student Visa: It is required by students who want to study in Singapore; it is generally called a Student Pass.

    Documents Required For Visa Application

    Common documents for Singapore Visa are listed below:

    • Passport- validity 6 months
    • A duly filled visa application form
    • Two recent color photographs
    • 6 months bank statement
    • Xerox copy of passport first, last and any observation page
    • Passport copy of the Invitee ( if required)
    • Return air ticket ( confirmed)
    • Lease and License Agreement
    • Original cover letter mentioning the date of travel, the purpose of visit, number of passengers, place of stay in Singapore, details of the land itinerary, and employment details.
    • Passports that are issued from other states would need to furnish the following documents:
    • 3-months bank statement
    • BSNL, MTNL paid the bill of last month
    • The paid electricity bill for the previous month
    • Address proof on the employer’s letterhead (Original)

    Documents Required for Singapore Tourist Visa

    • All the above-mentioned common documents are required
    • If you have been invited by your friends or family then you would need an invitation letter from your relatives/friends in Singapore
    • Sponsorship letter from the sponsor is required unemployed and sole travelers

    Documents Required for Business Visa to Singapore

    • All the above-mentioned common documents are required
    • An invitation letter from your employer/company in Singapore

    You can take the help of your tour operator to facilitate you in the visa process and make it a hassle-free process for you.

    Singapore Visa Procedure

    Based on the purpose of your visit you would need a specific Visa type. It is important to fill the form properly and carefully, as even small errors can lead to rejection of your Visa application.

    To apply for traveling or non-immigrant visa, you would require the following documents:

    • Passport
    • Cover letter from the applicant
    • Confirmed return air ticket along with the trip itinerary
    • 6 months bank statement
    • Visa application form ( duly filled)
    • Two passports sized photos (35mm x 45mm) with a matte finish, taken against a white background
    • Accommodation proof/hotels name in Singapore

    Here is a list of Singapore Consulates and Embassies in India:

    Consulate/Embassy Contact Details Website Address Working Hours
    Consulate General of the Republic of Singapore, Mumbai +91-22-2204-3209
    singcon_bom[@]mfa[.]sg 152, Maker Chambers IV, 14th Floor, 222 Jamnalal Bajaj Road, Nariman Point, Mumbai: 400021 Mon-Fri
    (9:00 AM to 5:00 PM)
    Consulate General of the Republic of Singapore, Chennai +91-44-28158207
    singcon_maa[@]mfa[.]sg North Boag Road, 17-A, T.Nagar, Chennai, Tamil Nadu: 600017 Mon-Fri
    (8:30AM to 1:00PM) and (2:00 PM to 5:00 PM)
    High Commission of the Republic of Singapore, New Delhi +91-11-46000915
    singhc_del[@]mfa[.]sg E-6, Chandragupta Marg, Chanakyapuri, New Delhi: 110021 Mon-Fri
    (9:00AM to 1:00PM) & (1:30PM to 5:00PM)

    Singapore Travel Insurance

    When traveling to Singapore, it is suggested that you buy a comprehensive Singapore travel insurance policy. It will protect you against any untoward perils during your trip. There are various travel insurance companies that offer Singapore travel insurance plans catering to your different travel needs .

    Nowadays, Singapore travel insurance plans are easily available online and are easy to buy, and most of them offer coverage without any pre-medical tests up to 80 years of age.

    Singapore is globally known for its punctuality and cleanliness. The laws in the country are also stringent and any third-party liability can cause you big trouble. So, make sure that you are covered by your Singapore travel insurance policy. Undoubtedly, Singapore is a heaven for nature lovers, as it has plenty of flora and fauna to offers to its visitors. But, a first-time visit can be overwhelming for anyone, therefore, it is suggested that you stay secure during your trip with a travel insurance policy.

    What is covered under Singapore Travel Insurance plans?

    Most of the Singapore travel insurance plans compensate for the following medical and non-medical emergencies that may otherwise disrupt your trip:

    • Trip Cancellation Cover- A Singapore travel insurance policy is recommended because it compensates you for trip cancellations due to death, sickness or injury. The cost of Singapore tickets is quite high that’s why it is sensible to get secured with a travel insurance plan.
    • Emergency Cash Assistance- In case you get mugged up due to which your entire cash is held up, a Singapore travel insurance policy would be no less than a life-saver.
    • Lost Passport/Baggage/ Delayed Flights etc.: A delay in trip due to missed flight connections, flight delays or baggage loss can be highly disappointing. A Singapore travel insurance policy would aid you in making arrangements for a new or temporary passport and enjoy a stress-free vacation.
    • Emergency Evacuations:Necessary helps is offered in case you need to be evacuated from Singapore due to any natural disaster then your insurer will compensate you for the same.

    There are as host of other benefits that range from one travel insurance to another. You can buy a Singapore travel insurance plan that works best for you.

    What is Not Covered under Singapore Travel Insurance Plans?

    Singapore travel insurance plans usually do not recompense for any loss or damage arising due to the following reasons:

    • If the passport has been confiscated by police authorities or customs
    • Any loss or damage that is not officially reported to the police or concerned authorities within 24 hours of the event of happening
    • If the passport is lost due to the insured’s carelessness
    • Any medical expenses taking place before or the after the policy period
    • Suicidal attempts and self-inflicted injuries
    • Health emergencies resulting due to consumption of alcohol, drug

    Here are some of the major benefits of Singapore travel insurance plans:

    Features Coverage
    Medical Coverage
    Medical Cover (medical evacuation costs) USD 50,000 to USD 5,00,000
    Personal Accident Cover USD 15,000
    Accidental Death Cover ( Common Carrier) USD 5,000
    Personal Liability Cover USD 100,000
    Dental Treatment Cover USD 300
    Daily Hospital Cash Allowance USD 50 per day (Max. 5 days)
    Repatriation of Mortal Remains USD 7,500
    Non-Medical Cover
    Loss of Checked-in Baggage USD 500
    Delay of Baggage USD 100
    Hijack Distress Cover USD 125 per day
    Emergency Hotel Extension  Cover USD 5,000
    Return of Minor Children Expense Cover Up to USD 7,500
    Catastrophe Evacuation/Political Risk USD 7500
    Home Burglary Cover 10,00,000 Indian Rupees (Rs.)
    Fire Cover ( Contents ) 10,00,000 Indian Rupees ( Rs.)
    Missed Flight Connection USD 500
    Trip Cancellation & Interruption Cover USD 5,00
    Accidental Death (Common Carrier) USD 5,000
    Compassionate Visit Usd 7500
    Trip Delay USD 500
    Loss of Baggage and Personal Belongings USD 2000

    *Source: ICICI Lombard international travel insurance policy (subjected to changes)

    Best Time to Visit Singapore

    There is no specific time to visit Singapore, unlike other destinations. However, the months of December, June, and January see the crowds flocking the places. Though during holidays and at the time of certain events you can see the crowds swelling in, due to which the hotel prices also increase. Some of the best things to do in Singapore are available round the year and the heat and humidity are also there. 


    Singapore has Changi International Airport, which is an award-winning airport providing air links to major cities across the world. Singapore has fast, clean and efficient train and subway systems. In addition, it has established Singapore as  one of the premier cruising centers of South East Asia with its state-of-the-art cruise terminal.

    Public transportation is seamless and there is no need for a personal car. Moreover, walking is the best way to get around the city. Tour buses also touch upon all the major attractions.

    International Airport

    Changi International Airport: Singapore

    Singapore Weather

    Since the city is merely 100 km from the equator, there is not much variation in the tropical temperatures. The city experiences distributed rainfall throughout the year. And the temperature is mostly warm, irrespective of the month you choose to visit.

    Between the months of June and  September, the temperature is usually around 24 degrees Celsius. From November to January the temperature remains around 25 degrees Celsius. And from February to May it stays around 27 degrees.

    Top Tourist Spots in Singapore

    It can be confusing to find one best thing to do in Singapore. The city is bursting with extraordinary attractions, plenty of day trips and exciting activities. Almost everyone must have seen the Merlion, which is the city’s symbol, alongside the Singapore Flyer and Marina Bay Sands – both of which offer breathtaking views of iconic Singapore’s skyline.

    Little India and Chinatown, both shopping and gastronomic hubs, represent the amazing ethnic diversity of Singapore. Nightlife is also sorted with Clarke Quay and the lavish Raffles Hotel and is also the most picturesque party place in the city.

    • Marina Bay Sands: The$5.5 billion complexes are the central point of the bay. There are a plethora of great things to see and experience in this epic resort and building, such as Casino, the Science Museum, along with various dining, shopping, and nightlife options. Also, popular with tourists is the spectacular Light Show that starts at 8 pm.
    • Universal Studios Singapore: There are more than 20 attractions in Universal Studios. There are theme-based zones including Ancient Egypt, the Lost World, New York, Madagascar, Hollywood, and Far Far Away. There are two roller-coasters and 2 water-theme rides as well.
    • Gardens by the Bay: It is an impressive Supertree structure where you can go for an inspiring skywalk over the gardens. There are hundreds of plants and trees in this giant seashell-shaped greenhouse that recreate cool mountain climates, making it a great place for both adults and kids.
    • Singapore Flyer: It is the world’s largest observation wheel (the flyer is 30 meters taller than the famous London Eye). It is built over a 3-story terminal building and offers a one-of-a-kind experience. The diameter of the Flyer is 150 meters, its height is 165 meters, and it runs at 0.21m/ second.
    • Sentosa: Enjoy theme parks, beaches, shopping, golf, dining and light show in Sentosa. You can reach here by cable car or by road.
    • Singapore Night Safari: It’s one of the most famous research and conservation center in Asia. This Zoo provides an unusual glimpse of more than 1000 animals and 59 exhibits in the nighttime animal kingdom.

    Shopping Attractions in Singapore

    All the shopaholics can visit Singapore between June and  August. It is the best season as you can take advantage of ‘The Great Singapore Sale’ in Singapore. The best part is that you can get a refund of tax/ duty for your purchases at the Singapore airport, practically allowing tax-free shopping for every traveler who holds a visitor pass.

    However, there are other popular shopping destinations and the list is enclosed below:

    • Little India: 24-hours Mustafa Centre and the Tekka Centre
    • Holland Village: For Asian Handicrafts, Souvenirs, and Cozy Dining Choices
    • Orchard Road - Singapore's Shopping Mecca
    • Paragon Shopping Centre
    • Chinatown - Restored Shophouses and Traditional Chinese Wares
    • City Hall/Riverside

    Eating Out In Singapore

    When it comes to food, Singapore has a lot to offer. There is a multicultural mix just like their populace which makes it a popular destination for the food lovers.

    Must visit:

    • Little India - Hub for Indian Food
    • China town- Hub for Asian food
    • A Noodle Story
    • At Hjh Maimunah
    • Tamoya Udon
    • Sungei Road Laksa
    • Two Men Bagel House

    Depending upon the place you are in, you can find numerous eateries around you within your budget

    Hotels in Singapore

    Singapore is a tourist destination and the country provides some of the best accommodation options. Though the prices are high and the area of the rooms is comparatively less. Hotels in Singapore usually do not refund the booking amount in case of cancellation. To ensure you can buy Singapore travel insurance policy for such unanticipated trip cancellations to recover your hotel cost.  

    Some of the best and budget-friendly hotels in Singapore are listed below:

    • Holiday Inn Express Singapore, Clarke Quay
    • Park Avenue Rochester Hotel
    • ibis Singapore on Bencoolen Hotel
    • Marina Mandarin Singapore
    • Village Hotel Katong by Far East Hospitality
    • Park Avenue Changi Hotel
    • Park Regis Singapore
    • Hotel Nostalgia

    Things to Do in Singapore

    Singapore is a paradise for tourists. And here are some of the things that you should keep in your list when you are in the city:

    • See the most iconic TV personalities and celebrities at the Madame Tussauds museum
    • Shop around the Orchard market
    • Visit Singapore Botanic Gardens
    • Jurong Bird Park
    • Singapore Flyer
    • Lion City Bike Tour
    • Singapore Duck Tour
    • National Gallery in Singapore
    • Asian Civilizations Museum
    • Singapore Zoo
    • Indian Heritage Centre
    • Hop-On Hop-Off Bus Tour

    Top Hospitals in Singapore

    Medical treatment can be expensive. So, when you are traveling to Singapore, make sure that your travel insurance covers the medical expenses as well. Here is a quick rundown of some of the best hospitals in the country:

    • Raffles medical Hospital
    • Tan Tock Seng Hospital
    • Mount Elizabeth Hospital, Novena
    • National University Hospital
    • Singapore General Hospital
    • Mount Elizabeth Hospital
    • KK Women’s and Children Hospital
    • Gleneagles Hospital
    • Changi General Hospital
    • Ng Teng Fong General Hospital

    Local law and Etiquette in Singapore

    • Drinking-Water: Tap water is safe to drink in Singapore. But if you want to buy bottled mineral water, you can easily get it from local supermarkets.
    • Law: The laws in Singapore are strict for drugs, and the government gives the death penalty for drug trafficking. The laws are also strict for controlled drugs, entry of firearms, chewing gum, and endangered species of wildlife.
    • Smoking in taxis, public buses, lifts, the MRTs, and air-conditioned places is also against the law and it can call for fine up to $1,000. Littering is also an offense and there is a penalty up to $1,000.
    • Public Places:All the elevators in Singapore have a Urine Detection Device, and if it is detected the doors get locked until the police arrive. There are strict laws that prohibit urinating in the elevators. Also, in Singapore, it is a crime to not flush public toilets after use. Moreover:
      • Major fines are levied for not using marked crosswalks
      • Vaping and Electronic cigarettes are illegal
      • Spitting is prohibited and calls for huge fines
      • The driver cannot use phones while moving and seatbelts are mandatory when in a car
      • Chewing gums, eating snacks, and drinking is not permitted public transports
      • $500 fine is levied on feeding pigeons in the park

    Money-Saving Tips

    • EZ-Link Card: Singapore has always been a great destination for budget travelers and backpackers. When in Singapore do not forget to buy Singapore's transportation card. Do not waste money on every single bus and train, as it quickly adds to your expenses. So, make sure that you get an EZ-Link card to save both your time and money. This card can be used on the MRT and LRT trains, and public buses. This card will allow you to pay only for the distance that you have traveled, which is much cheaper than paying a flat fare.
    • Drink the Tap Water: Surprisingly, it is completely safe to drink tap water in Singapore, unlike other Southeast Asian countries. And this will save you a lot of money. You can always refill the bottle that you get from your hotel.
    • Eat-in Food Halls: You will find some of the best food halls, food courts and Hawker Street stalls in Singapore. Street food is safe to consume in Singapore. The street food is the real essence of Singapore. You can enjoy a delicious meal between $4 and $6 in food halls. And a noodle soup, which is their specialty will cost you lesser than $3.

    Embassy Information

    It is important for every traveler to know the locations of the Indian Consulates and Embassy of any country that you visit. It will be helpful in case of an emergency situation involving loss of passport or theft. Check out the Indian Consulate and Embassy location in Singapore:

    Embassy/ Consulate Contact Details Working Hours Address EMAIL
    High Commission of India +65-6737 6777 Monday to Friday(9:00AM - 5:30PM) Grange Road, 31,  Singapore -239702 info[@]blsindia[.]sg


    • Q: Is Singapore Travel insurance mandatory?

      Ans: There is no obligation to buy Singapore travel insurance policy. However, it is recommended to buy one to safeguard yourself from any unforeseen risks that may arise during the trip.
    • Q: What are the different types of Singapore travel insurance plans?

      Ans: There are different types of Singapore travel insurance plans available that you can buy as per your travel purposes:

      1. Single-trip Singapore travel insurance for one time trip to Singapore

      2. Multi-trip Singapore travel insurance for frequent travellers

      3. Corporate Singapore travel insurance for employees traveling for work purposes and are insured by their employer

      4. Singapore Student Travel Insurance for students planning to study in Singapore Universities

      5. Singapore travel insurance for business travellers who are going for work or business purposes.

    • Q: What are the benefits of having Singapore travel insurance cover?


      1. Most of the Singapore travel insurance plans offer coverage for the following expenses:

      2. Trip delay/disruption cover

      3. Cost of obtaining a new or duplicate passport in case of passport loss

      4. Compensation for lost or delayed checked-in baggage

      5. Personal accidents and hospitalization expenses resulting out of such incidents

      6. Emergency Dental Treatment Costs

      7. Accidental death cover

      8. Cashless medical treatment in Singapore

      9. Expenses incurred on toiletries, clothing, medications and stay in case of missing baggage for more than 12 hours.

    • Q: What is not covered under Singapore travel insurance plans?

      Ans: Following expenses or circumstances are not covered under most of the Singapore travel insurance plans:

      1. Medical expenses incurred on venereal diseases, self-inflicted injuries, and metal disorders

      2. If you have been travelling against the advice of the doctor

      3. Travelling for medical treatment abroad

      4. Pre-existing medical conditions/undisclosed pre-medical conditions

      5. Any loss or damage arising due to your mistake or carelessness

    • Q: Can business travellers buy a Singapore travel insurance policy?

      Ans: You can buy Singapore travel insurance plan for both business and leisure purposes. And if you are a frequent traveller you can buy an annual multi-trip Singapore travel insurance plan as well.​
    • Q: Are pre-existing diseases covered under Travel Insurance Singapore?

      Ans: Mostly, pre-existing diseases are not covered under Singapore travel insurance plans. But some Singapore travel insurance plans offer compensation if there is a life-threatening situation. However, there are some insurers that cover pre-existing illnesses on payment of additional premium.
    • Q: Can you buy Singapore travel insurance after booking your flights

      Ans: Yes, you can buy Singapore travel insurance any time before starting your trip. The best way is to buy it when you booking your flight tickets.
    • Q: What are pre-existing illnesses for travel insurance Singapore?

      Ans: Pre-existing medical conditions include medical conditions such as heart diseases, diabetes, blood pressure and cancer. Such conditions can only be covered under add-ons or specific travel insurance plans.