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The United Kingdom has always been a hotspot for tourists, students and entrepreneurs. A lot of prep and planning goes on while planning a trip here. However, your preparation is incomplete without buying travel insurance from India to UK. Whether for tourism, work or study, there is no better safety net than travel insurance for UK visitors. For anyone taking a trip to this place, consider this the ultimate guide to securing your trip.
Located in the northwest part of Europe, the United Kingdom consists of England, Northern Ireland, Scotland, Wales, and several other small islands. Revered for several historic and modern landmarks, the UK is almost sacred for students, travellers, and entrepreneurs.
Whether you're trekking in the Scottish Highlands or enjoying the bustling nightlife in London, it's essential to secure your journey with UK travel insurance from India. It is specially designed for travellers visiting different parts of the UK so that geographical limits don't jeopardise your safety.
Category | Specification |
---|---|
Capital | London |
International Airports | Heathrow Airport, Glasgow International Airport |
Currency | Pound Sterling (£) |
Time Zone | GMT +04:00 |
Best Time to Visit | March to June |
Official Language | English |
Travel Insurance UK | Not Mandatory |
A country as developed as the UK has a lot to offer. However, life can be uncertain, and it is essential to take adequate measures. While planning your trip, don't forget to buy your travel insurance plan. Take a look at some key benefits of buying travel health insurance from India to UK:
Flight and Baggage Security: Travel insurance India to UK offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.
Financial Backup: Your travel insurance from India to UK trip offers considerable support in case of major emergency expenses like healthcare, personal liability, theft of belongings, etc.
24X7 Assistance: Get help in UK through dedicated customer service, navigating through local healthcare, authorities, language barriers and more.
Healthcare Expenses: You will be covered for any medical expenses caused by accident, sudden illness, etc., under travel medical insurance from India to UK. Includes dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
Evacuation & Repatriation: UK trip insurance also includes hospitalisation expenses, medical evacuation and repatriation expenses.
You may contact the British Embassy in India or visit the official website to learn more about UK entry requirements depending on your travel purpose.
All travellers visiting UK from India need to fulfil specific entry requirements and carry some important travel documents:
Indian passport with a validity of at least six months
Pre-approved UK visa
Travel tickets (including onward or return tickets)
Medicine prescription, if required
Don't forget to carry international travel insurance for UK from India to avoid any unpleasant expenses during your journey!
The following are the documents required to purchase travel insurance.
Passport number of travellers
ID proof, like PAN or other government-issued documents for the proposal form and KYC*
Trip and booking details
*You must also have your travel dates and destination for the proposal form.
The following are the documents required for travel insurance claim.
FIR or police report for criminal cases
Copy of your passport with immigration stamps
ID Proof
Completed claim forms
Copy of your original policy
Original bills and receipts
You may be asked to provide all of these or more documents, depending on your claim.
The UK is rich in history, versatile in geography and offers experiences unlike any other place. From its food habits to abrupt weather changes, the UK can be a challenging place for many people. Especially if you have health concerns, you must be financially prepared to foot some hefty medical bills as the NHS does not cover foreigners.
From dental support to emergencies because of pre-existing conditions, make sure you buy suitable add-ons for your UK trip. If you are a perfectly healthy person planning to ski in Scotland or go hiking, then an adventure sports cover can go a long way. It will cover medical risks related to these sports and more!
Travel insurance for UK from India covers several things. Some of the common inclusions and exclusions are as follows:
The following are the cases that are mostly covered under your international travel insurance policy:
Travel medical insurance for UK covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
If you somehow become liable to a third party while travelling abroad, then your India to UK travel insurance will help you shoulder the costs.
In case your flight is cancelled due to covered reasons, this UK travel insurance will compensate you for additional expenses.
If your airline misplaces or damages your luggage, then your UK travel insurance policy will provide a fixed sum to reimburse you for those damages.
In case of a burglary at your home back in India while you're on your trip, travel insurance from India to UK trip will compensate you for the losses as per your policy term.
Your tourist insurance UK will cover you for the costs incurred in getting a new or duplicate passport.
*Disclaimer- You must read your policy wordings thoroughly to know the exact inclusions of your travel insurance for UK.
Medical Tourism: If you are travelling to get a medical treatment here, then you won't get any coverage benefits
War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for UK trip will not cover it.
Nervous/Mental Disorders: Any medical expenses caused due to nervous or mental disorders will not be covered under this UK trip insurance.
Pre-existing Diseases: Your UK travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
*Disclaimer- You must read your policy wordings thoroughly to know the exact exclusions of your travel insurance for UK.
Indian nationals need a pre-approved visa to visit the UK. You must apply for a visa well in advance to avoid visa cancellations or errors. The UK offers visas depending on the purpose of visit. Indian nationals can get either of the following types of UK visas:
Standard UK Visitor Visa: Indians can apply for this visa for up to 6 months. Those visiting for tourism, work, short-term courses, medical reasons, diplomatic visits or visiting friends or relatives may apply for this.
Long-term Standard Visitor Visa: These are available for varying periods ranging from two to 10 years; however, every visit shouldn't exceed six months. These include marriage visitor visas, Tier 4 student visas, Tier 2 sportsperson visas and many more. The following are some essential documents required for a UK Visa:
➣ Visa appointment confirmation
➣ Fee payment receipt of visa application
➣ Recent passport photographs
➣ Valid Indian passport
➣ Flight tickets
Planning your UK itinerary is among the most crucial aspect of your trip. Spring and Autumn are the best times to visit the UK. The spring months are dry and warm, perfect for sightseeing and exploring parks and the countryside across most of the region. Autumn months are also beautiful due to their hue and are much less crowded than spring.
The UK has over 40 commercial airports, with several international airports connecting it to the rest of the world. The most popular UK international airports include London Heathrow Airport (LHR), Manchester Airport (MAN), Glasgow International Airport (GLA), Edinburgh Airport (EDI), etc.
GBP, or Pound sterling, is the official currency used in the UK. Its symbol is £. It is further divided into 100 Pence. Here's the present exchange rate for GBP: 1GBP = 116.45 INR = 1.36 USDValue subject to change with time and market fluctuations
In case of emergencies, it is best to contact the High Commission of India in the UK. Please keep the following details handy:
➣ Emergency Contact: 004407768765035
➣ For Non-emergency Queries: 004402078369147
Buying from us comes with a lot of benefits:
The United Kingdom is full of history, culture, and natural beauty. You can explore landmarks, enjoy scenic cruises, and discover some of the best preserved towns in the world.
Decide your trip duration and finalise your travel dates
Book flights and reserve hotels
Shortlist places you want to explore in the UK
Find out the things you want to try in UK
Check if you need tickets and bookings in advance for certain train routes and attractions in the UK
Whether you're visiting the UK for the first time or third, there are always a few things that go a long way to ensure your safety:
Avoid staying in Central London. Book a place early in Zones 2-4, such as Wembley, Stratford or Hounslow.
Go to supermarkets like Boots or Tesco to get affordable food deals (snacks + drink + sandwich) under GBP 3- 5
Travel cheaply by buying a contactless card to travel overground, buses or the Tubes in London.
Other than free UK museums, you can use this pass to visit multiple paid attractions in London.
Plan your UK trip during April-May or September to October. These months see fewer crowds and lower hotel/flight prices.
The UK consists of some of Europe's most popular destinations. From mesmerising landscapes, and brilliant castles to world-class museums, take a look at some of the must-visit places in the United Kingdom:
London: The heart of England. Famous for the Tower of London, Big Ben, the Jewel House, and the spectacular 1,000-year-old Tower Bridge.
Edinburgh: Scotland’s Capital, home to the historical 13th-century Edinburgh Castle. Also visit the Royal Palace, One O'clock Salute, the Scottish National War Memorial and the Stone of Destiny.
Salisbury and Stonehenge: Among the world's oldest World Heritage Sites. The medieval city of Salisbury has the original Magna Carta and the famous Salisbury Cathedral.
Giant's Causeway: A UNESCO World Heritage Site, known for naturally made columns of layered basalt. It has over 4,000 polygonal-shaped steps formed over 50 million years ago.
Cardiff: Wales’ capital city is famous for Cardiff Castle, dating back to 1090. Known for Victorian shopping arcades, theatres, restaurants and shops. Visit The Hayes, the World of Boats and Techniquest in Cardiff Bay.
No matter what places you decide to put on your UK itinerary, prioritising safety is essential. Make sure to buy travel insurance for UK from India to avoid any emergencies or last-minute disappointments.
Whether you're visiting the UK for the first time or third, there are always a few things that go a long way to ensure your safety:
➣ While the country is pretty safe, petty crimes are common. Emergency numbers here are 999 or 112
➣ Be up-to-date with local news and follow their guidelines
➣ Wear masks properly and keep sanitisers handy
➣ Don't leave your bags unattended; this may cause a security alert. If you find any unattended item or bag in a public area, report them
➣ Use only registered minicabs or taxis when travelling in London
The UK is a pretty developed and expensive country; make sure to buy UK travel insurance from India to avoid any emergencies causing financial strain.
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* Price shown is for a 30 day trip to UK with 50,000 dollar coverage for an adult of age 25 years